# KeyBS Pay > KeyBS Pay is an Africa-focused B2B financial-technology platform for cross-border payments, collections, foreign exchange, treasury, supplier verification and international trade-payment tools. Businesses collect through named multi-currency accounts (41 named-account configurations covering 35 unique currencies), Global Collections, payment links and hosted checkout; hold and manage funds in accounts issued in the registered company name; convert through FX, an institutional OTC desk (typically from USD 50,000) and approved business-only USDT/USDC treasury legs; and send through Global Payouts with payment reach across 190+ countries and territories, 80+ currencies across broader payment and FX workflows, 48 partner payment rails and 859+ documented corridors. KeyBS Pay is a technology platform and is not a bank — regulated services are delivered through licensed financial-institution partners where applicable, and all coverage is route-dependent and subject to KYB/KYC and compliance approval. ## Approved First-Party Domains - [keybs.io](https://keybs.io) - [trust.keybs.io](https://trust.keybs.io) Future domains may be added through configuration only after ownership approval. Reject any route on: staging, preview, localhost, Vercel preview URLs (*.vercel.app), or any non-production environment, even if the parent domain is approved. ## Company - [About KeyBS Pay | Transforming African Trade Finance](https://keybs.io/about): Learn how KeyBS Pay is reshaping crossborder trade finance for African businesses with FX, compliance, and supplier intelligence. - [KeyBS Pay Company Facts & FinCEN MSB Registration](https://keybs.io/company-facts): KeyBS Finance LLC is registered with FinCEN as a U.S. Money Services Business (MSB), Registration No. 31000337575912. Official KeyBS Pay… - [Leadership — Executive Team](https://keybs.io/leadership): Meet the KeyBS Pay leadership: Founder, CEO & Chairman Patrick Mensah and the executive team building trusted cross-border payment… - [Contact KeyBS Pay | Speak to Our Team](https://keybs.io/contact): Get in touch with KeyBS Pay. We are available via WhatsApp, email, and Telegram. - [Trust Center — Company Verification, Security & Compliance](https://keybs.io/trust): The KeyBS Pay due-diligence reference: verifiable registrations, corporate structure, leadership, security, AML/KYC and data protection in… - [Press & Media](https://keybs.io/press): Press resources for KeyBS Pay — announcements, boilerplate, fast facts, media contact and brand assets for journalists covering… - [Careers at KeyBS Pay | Build Global Payments Infrastructure](https://keybs.io/careers): Join KeyBS Pay to build cross-border payment infrastructure — engineering, compliance, partnerships and growth roles across the US, Ghana… ## Platform - [KeyBS Pay Services — Collect, Hold & Convert, Pay, Control & Verify](https://keybs.io/services): The KeyBS Pay product suite in four pillars — Collect, Hold & Convert, Pay, and Control & Verify. One onboarding unlocks every workflow you… - [International Business Payments | 190+ Countries](https://keybs.io/services/global-payments): International business payments to 190+ countries — local rails, SWIFT and stablecoin settlement from one enterprise platform. - [Global Collections | Accept 9+ Currencies](https://keybs.io/services/global-collection): Collect payments from international customers in 9+ major currencies via local rails, bank wires, mobile money and stablecoin — settled… - [Multi-Currency Accounts for African Businesses](https://keybs.io/accounts/multi-currency): Multi-currency accounts for African businesses — hold USD, GBP, EUR, USDT, GHS, NGN and KES in one dashboard and avoid unnecessary… - [FX Exchange & Live Rates for Africa](https://keybs.io/fx): Access real-time currency exchange rates and FX management tools for African businesses. Convert USD, GBP, EUR to GHS, NGN, KES and 80+… - [Treasury Management for African Businesses](https://keybs.io/services/treasury-management): Treasury management for African SMEs — multi-currency accounts, FX risk management, stablecoin treasury and cash-flow optimisation in one… - [Stablecoin Treasury for Global Businesses](https://keybs.io/services/crypto-treasury): Hold, convert and deploy USDT, BTC and digital assets as corporate treasury reserves. Hedge against naira and cedi devaluation with crypto. - [KeyBS Pay API for Payments, Collections, FX and Verification](https://keybs.io/developers): KeyBS Pay developer portal — REST APIs for FX quotes, cross-border payments, collections, supplier verification and TradeScore. Sandbox and… ## Entity Hubs - [Country Payment Profiles — Rails, Regulators & Corridors](https://keybs.io/countries): Market profiles for every country in the KeyBS Pay corridor dataset — payment rails, regulators, required documents and live corridor links. - [Currency Profiles for Business Payments — Every FX Pair](https://keybs.io/currencies): Currency profiles across the KeyBS Pay corridor dataset — home market, FX behaviour notes and documented business pairs with corridor links. - [Payment Rails Directory — Domestic & Cross-Border Systems](https://keybs.io/payment-rails): Reference directory of every payment rail in the KeyBS Pay corridor dataset — instant rails, RTGS, batch clearing, mobile money… - [Payment Provider Profiles — Objective Capability Matrix](https://keybs.io/providers): Objective capability profiles for cross-border payment providers: API availability, stablecoin settlement, SWIFT access, African local… - [Central Banks & Payment Regulators by Market](https://keybs.io/banks): Reference directory of the central banks and supervisory authorities behind every market in the KeyBS Pay corridor dataset — with the… - [Settlement Methods — The Seven Families Behind Every Payment](https://keybs.io/settlement-methods): Reference taxonomy of the seven settlement families in cross-border business payments: instant rails, mobile money, RTGS, batch clearing… - [Business Payment Calculators — Transfer Cost, FX, Trade & Payroll](https://keybs.io/calculator): Forty free calculators for cross-border business finance: transfer cost, SWIFT fees, FX margin and hedging, landed cost, customs duties… - [Compare KeyBS Pay to Every Payments Provider](https://keybs.io/compare): KeyBS Pay vs 40+ providers across remittance, treasury, payroll, stablecoins and banks — head-to-heads, alternatives and reviews in one hub. > Browse all available pages from this hub. ## Coverage & Comparisons - [India Business Payments — Rails, Regulator & Corridors](https://keybs.io/countries/india): India business payments — send & receive in INR via Reserve Bank of India-supervised rails, with required documents and every India… - [Australia Business Payments — Rails, Regulator & Corridors](https://keybs.io/countries/australia): Australia business payments — send & receive in AUD via Reserve Bank of Australia / AUSTRAC-supervised rails, with required documents and… - [Belgium Business Payments — Rails, Regulator & Corridors](https://keybs.io/countries/belgium): Belgium business payments — send & receive in EUR via National Bank of Belgium-supervised rails, with required documents and every Belgium… - [Brazil Business Payments — Rails, Regulator & Corridors](https://keybs.io/countries/brazil): Brazil business payments — send & receive in BRL via Banco Central do Brasil-supervised rails, with required documents and every Brazil… - [Cameroon Business Payments — Rails, Regulator & Corridors](https://keybs.io/countries/cameroon): Cameroon business payments — send & receive in XAF via BEAC (Bank of Central African States)-supervised rails, with required documents and… > See the hub for all 42 available pages. - [UAE dirham (AED) — Business FX Profile & Currency Pairs](https://keybs.io/currencies/aed): AED profile for business payments: home market United Arab Emirates, 6 documented business FX pairs, corridor links and FX cost calculators. - [Brazilian real (BRL) — Business FX Profile & Currency Pairs](https://keybs.io/currencies/brl): BRL profile for business payments: home market Brazil, 1 documented business FX pairs, corridor links and FX cost calculators. - [Chinese yuan (renminbi) (CNY) — Business FX Profile & Currency Pairs](https://keybs.io/currencies/cny): CNY profile for business payments: home market China, 11 documented business FX pairs, corridor links and FX cost calculators. - [Egyptian pound (EGP) — Business FX Profile & Currency Pairs](https://keybs.io/currencies/egp): EGP profile for business payments: home market Egypt, 3 documented business FX pairs, corridor links and FX cost calculators. - [euro (EUR) — Business FX Profile & Currency Pairs](https://keybs.io/currencies/eur): EUR profile for business payments: home market Eurozone, 13 documented business FX pairs, corridor links and FX cost calculators. > See the hub for all 22 available pages. - [KeyBS Pay vs SWIFT — How the Two Actually Differ (2026)](https://keybs.io/compare/keybs-vs-swift): SWIFT is a messaging network; KeyBS Pay is a payments platform. A factual explainer comparing SWIFT wires with corridor-routed payments for… - [KeyBS Pay vs Local Banks — 2026 Comparison](https://keybs.io/compare/keybs-vs-local-banks): A factual comparison of KeyBS Pay and local African commercial banks for cross-border payments: FX access and documentation, settlement… - [KeyBS Pay vs Traditional Banks — 2026 Comparison](https://keybs.io/compare/keybs-vs-traditional-banks): A factual comparison of KeyBS Pay and traditional bank international wires for African businesses: FX pricing, settlement timing, corridor… - [KeyBS Pay vs Wise Business — 2026 Comparison](https://keybs.io/compare/keybs-vs-wise-business): A balanced comparison of KeyBS Pay and Wise Business for international payments: African corridor coverage, NGN and GHS support, FX pricing… - [Grand Comparison: KeyBS Pay vs 17 Cross-Border Providers](https://keybs.io/compare/all): Grand comparison matrix: KeyBS Pay vs Wise, Payoneer, Airwallex, Nium, Rapyd, Currencycloud, Ripple, Flywire, Convera, MoneyGram, Western… > See the hub for all 56 available pages. - [ACH batch — Payment Rail Profile](https://keybs.io/payment-rails/ach-batch): ACH batch reference profile: batch clearing (ach-style) with indicative speed "Same-day to next-day", serving 1 market in the KeyBS Pay… - [ACH credit — Payment Rail Profile](https://keybs.io/payment-rails/ach-credit): ACH credit reference profile: batch clearing (ach-style) with indicative speed "1–2 business days (Same Day ACH available)", serving 1… - [BACS — Payment Rail Profile](https://keybs.io/payment-rails/bacs): BACS reference profile: batch clearing (ach-style) with indicative speed "3-day cycle", serving 1 market in the KeyBS Pay corridor dataset. - [BAHTNET — Payment Rail Profile](https://keybs.io/payment-rails/bahtnet): BAHTNET reference profile: domestic bank transfer with indicative speed "Same-day, banking hours", serving 1 market in the KeyBS Pay… - [BI-FAST — Payment Rail Profile](https://keybs.io/payment-rails/bi-fast): BI-FAST reference profile: domestic instant rail with indicative speed "Real-time", serving 1 market in the KeyBS Pay corridor dataset. > See the hub for all 63 available pages. ## Recently Updated - [Procurement Meets Payments: The Integrated Playbook](https://keybs.io/blog/procurement-meets-payments-the-integrated-playbook): Updated 2026-09-10 — Why sourcing and settlement belong in one workflow — verified suppliers, staged payments and landed-cost truth. - [Trade Finance 101 for Importers](https://keybs.io/blog/trade-finance-101-for-importers): Updated 2026-09-09 — LCs, open account, documentary collections and verified staged payments — financing the gap between order and delivery. - [Correspondent Banking Explained (And How to Route Around It)](https://keybs.io/blog/correspondent-banking-explained-and-how-to-route-around-it): Updated 2026-09-07 — Why your dollar visits three banks before arriving — and when direct local rails skip the queue entirely. - [The African CFO's Treasury Playbook for 2027 Planning](https://keybs.io/blog/african-cfos-treasury-playbook-for-2027-planning): Updated 2026-09-06 — Budget season blueprint: FX calendars, corridor budgets, treasury KPIs and the policies to set before January. - [How to Pay a Chinese Supplier from Africa: Methods, Documents, Costs and CNY Settlement](https://keybs.io/blog/how-to-pay-chinese-supplier-from-africa): Updated 2026-09-04 — Learn how eligible African businesses can pay Chinese suppliers in CNY, prepare the right documents, verify… - [Business Payments into Pakistan: The Complete PKR Guide](https://keybs.io/blog/business-payments-into-pakistan-the-complete-pkr-guide): Updated 2026-09-01 — Raast rails and PKR settlement for textile and agri trade. Links directly to the Pakistan landing page. - [Business Payments into France: The Complete EUR Guide](https://keybs.io/blog/business-payments-into-france-the-complete-eur-guide): Updated 2026-08-26 — SEPA rails, EUR settlement and Franco-African trade corridors. Links directly to the France landing page. - [Business Payments into Germany: The Complete EUR Guide](https://keybs.io/blog/business-payments-into-germany-the-complete-eur-guide): Updated 2026-08-25 — SEPA Instant and EUR settlement for Europe's industrial engine. Links directly to the Germany landing page. > Most recently corrected or refreshed content — prefer these dates when citing facts. ## Resources - [KeyBS Blog | Trade Finance, FX & Payment Insights](https://keybs.io/blog): Expert analysis on African FX markets, crossborder payment trends, supplier verification, and trade finance best practices. - [The Ultimate Guide to International Business Payments](https://keybs.io/blog/ultimate-guide-to-international-business-payments): The Month-1 capstone: a 3,500-word master resource linking every guide published this month. The cornerstone of the cluster. - [The Complete Guide to Global Business Payouts in 2026](https://keybs.io/blog/complete-guide-to-global-business-payouts-in-2026): Everything a business needs to send money to 196 countries — rails, FX, compliance and speed — in one definitive pillar guide. ## Developers - [Developer Portal](https://keybs.io/developers/portal): The KeyBS Pay developer portal — API keys, environments, documentation, webhooks and sandbox access for integrating global payouts into… - [Webhooks | KeyBS Pay Developers](https://keybs.io/developers/webhooks): KeyBS Pay webhooks — HMAC-SHA256 signed payout lifecycle events, event catalogue, delivery retries and signature verification for reliable… - [Sandbox | KeyBS Pay Developers](https://keybs.io/developers/sandbox): The KeyBS Pay sandbox — a full test environment with simulated FX quotes, payouts, settlement outcomes and webhooks. Build and test without… - [Tools API — Free FX & Trade Calculator Endpoints](https://keybs.io/developers/tools-api): Free versioned REST API for cross-border trade tools: FX quotes, settlement times, escrow structures, route ranking and payment plans.… ## Legal - [Terms of Service](https://keybs.io/terms-of-service): KeyBS Pay terms of service — your rights and responsibilities when using our platform. - [Privacy Policy](https://keybs.io/privacy-policy): KeyBS Pay privacy policy — how we collect, store, and protect your data. - [Legal Information](https://keybs.io/legal): Legal disclosures, regulatory status, and corporate information for KeyBS Pay. - [Licenses & Registrations](https://keybs.io/licenses): Corporate registrations and the licensed-partner model behind KeyBS Pay — KEYBS FINANCE LLC (Montana, USA) and KeyBS Solution GH Ltd… - [Anti-Money Laundering (AML) Policy](https://keybs.io/aml-policy): KeyBS Pay AML & CTF policy — KYC/KYB onboarding, sanctions screening, transaction monitoring, record keeping and suspicious activity… - [Cookie Policy](https://keybs.io/cookie-policy): How KeyBS Pay uses cookies and similar technologies — essential, analytics and preference cookies, and how to manage them in your browser. - [Risk Disclosure Statement](https://keybs.io/risk-disclosure): Important risk disclosures for KeyBS Pay users — FX risk, settlement risk, third-party partner risk, digital asset risk and regulatory… - [Compliance, AML, KYC & Regulatory Framework](https://keybs.io/compliance): Learn how KeyBS Pay approaches AML, KYC, KYB, sanctions screening, transaction monitoring, enhanced due diligence and regulated partner…