Compliance

Compliance & Regulatory Framework

KeyBS is committed to the highest standards of regulatory compliance, AML/CFT controls, and ethical business practices. Our compliance framework is designed to protect our clients and the integrity of the financial system.

Our Compliance Commitment

We operate under a comprehensive compliance program that meets the requirements of all jurisdictions in which we do business. Every transaction processed through our platform undergoes compliance screening, and our team of compliance professionals maintains constant vigilance against financial crime.

Compliance Frameworks & Controls

AML/CFT Policy

Anti-Money Laundering and Counter-Financing of Terrorism policy in full compliance with FATF recommendations and local jurisdictional requirements.

KYC Procedures

Rigorous Know Your Customer processes including identity verification, beneficial ownership, and enhanced due diligence for high-risk clients.

Sanctions Screening

Real-time screening against OFAC, EU, UN, and local sanctions lists for all transactions and counterparties.

Transaction Monitoring

Automated transaction monitoring systems to detect unusual patterns, flag suspicious activity, and file SARs/STRs as required.

Record Keeping

Comprehensive record-keeping of all transactions and client documentation for a minimum of 5-7 years as required by regulation.

Training & Governance

Regular staff training on compliance obligations, escalation procedures, and regulatory updates. Board-level oversight of compliance function.

Regulatory Licenses & Authorizations

Jurisdiction	Regulatory Body	License Type	Status
Ghana	Bank of Ghana	Payment Service Provider License	Active
International	FATF Compliant	AML/CFT Framework	Compliant
Multi-Jurisdiction	Various Regulators	Correspondent Banking	Active

Suspicious Activity Reporting

KeyBS maintains a dedicated compliance team responsible for identifying and reporting suspicious transactions. We work closely with financial intelligence units and law enforcement agencies as required by law.

If you believe you have witnessed suspicious financial activity related to our platform, please contact our compliance team at [email protected]