For receiving and holding

Named Multi-Currency Business Accounts

Receive like a local. Operate globally.

Receive business payments through local account details, virtual IBANs and international receiving details issued in your company’s name — across 35 unique currencies today.

80+ currency support coming soon
7

Local currency configurations

34

International currency configurations

35

Unique currencies live today

41

Named account configurations

Atlas Procurement Ltd

Named receiving account · Local

ActiveIllustrative interface

Balance · sample

842,190.20 USD

United States

Account number•••• ••• 4821
ACH routing••••• 0021
Fedwire routing••••• 0033
Marketplace settlement · Sample+ 12,480.00

Masked, fictional details shown for illustration — not a real account.

Quick answer

KeyBS Pay Named Multi-Currency Business Accounts let your business receive, hold and manage funds in accounts issued in your business name — 7 local and 34 international account configurations across 35 unique currencies. Eligible account details are confirmed after compliance approval and may vary by jurisdiction and banking arrangement.

Built for collections

Receive. Hold. Manage.

One account relationship, three jobs done properly — engineered for money coming in, not going out.

01Receive

Get paid under your own business name

Named local account details and virtual IBANs issued in your business name — collect from customers, marketplaces and platforms like a local across 35 unique currencies.

Inbound flow · illustrative

Marketplace
Customer
Platform
Named USD receiving account+ 24,570.00 · Sample
02Hold

A multi-currency balance you control

Keep received balances in their original currency across your accounts and convert on demand with real-time fx conversion — you decide when to exchange, not the rail.

Multi-currency balances · sample

USD flag USD842,190.20
EUR flag EUR318,540.00
GBP flag GBP204,880.75
CNY flag CNY1,920,400.00

Convert on demand — your timing, your call.

03Manage

Enterprise controls and clean records

Track balances, statements and incoming flows across all 41 account configurations from a single treasury view, with team permissions and audit trails.

Controls & records · illustrative

Statement · July 2026
Team permissions
AdminApproverViewer
Audit trailExportable
All configurationsOne view
Coverage explorer

35 unique currencies. 41 account configurations.

Browse every live named-account configuration — 7 local and 34 international. Search by currency, code, market or region.

Showing 7 of 7 local configurations

Expanding toward support for 80+ currencies — coming soon.

Current live coverage is 35 unique currencies across 41 configurations. Eligible account details are confirmed after compliance approval and may vary by jurisdiction and banking arrangement. Coverage, pricing and settlement times depend on currency, route, business profile, compliance review and partner availability.

Named-account markets

Where your account details are anchored

The clearing homes of your receiving configurations. Select a market on the map or in the list to see its named-account currencies.

Local + internationalLocal onlyInternational

United States

Named-account configurations here

US Dollar flagUSDlocal
US Dollar flagUSDinternational

This map shows named-account markets only. Global Payouts is a separate service for sending funds to 190+ countries and territories. See Global Payouts

Browse all named-account markets as a list

Inside your account

Account details your payers recognise

Each configuration issues receiving details in your registered business name — the format your payer's bank expects, in their home market.

AP

Atlas Procurement Ltd

Reporting currency: USD

Last 30 days ActiveIllustrative interface — sample data

USD market flag Local · United States

Account holderAtlas Procurement Ltd
Account number•••• ••• 4821
ACH routing••••• 0021
Fedwire routing••••• 0033

Incoming payments · sample

Marketplace settlement

12 Aug 2026 · 09:14

+ 12,480.00 USD

Settled

Customer invoice #1042

11 Aug 2026 · 16:02

+ 3,150.00 USD

Settled

Platform settlement

10 Aug 2026 · 11:47

+ 8,940.00 USD

Settled

Export payment

08 Aug 2026 · 08:31

+ 42,600.00 USD

Settled

Masked, fictional account details and transactions — shown for illustration only.

Who it's for

Built around how money reaches you

From marketplace settlements to export invoices — named receiving details change the economics of getting paid across borders.

E-commerce & marketplaces

Collect settlements like a local

Receive marketplace and PSP settlements through named USD, GBP and EUR account details without opening foreign entities or waiting on international wires.

Apply for an Account

Incoming · sample

Illustrative
Marketplace settlement flag Marketplace settlement+ 12,480.00 USD
Store payout flag Store payout+ 4,210.00 GBP
PSP settlement flag PSP settlement+ 8,940.00 EUR
A separate product for sending

For sending funds: pay beneficiaries across 190+ countries.

Named accounts help your business receive and hold funds. When it is time to pay suppliers, partners, contractors or employees, KeyBS Pay Global Payouts provides supported local and international payout routes across 190+ countries and territories.

Named Accounts

Receive & hold

35 unique currencies across 41 named account configurations — 7 local and 34 international. This is the product on this page.

US market flagGB market flagEU market flagAE market flagCN market flagSG market flag+ more

Global Payouts

Send worldwide

Pay beneficiaries across 190+ countries and territories through supported local and international rails — bank transfers, mobile money and more. A separate KeyBS Pay product that works alongside your named accounts.

Treasury command centre

See and steer every currency in one view

Cash positions, FX exposure, liquidity and incoming flows across all your named accounts — one screen your finance team can act on.

Illustrative interface — sample data

Total portfolio · USD equivalent

$2,318,401.70

Across 5 currency balances · sample

1,284,900

Incoming (30d)

962,340

Outgoing (30d)

18.4%

FX exposure

Currency allocation · sample

Liquidity 2.3x
USD flagUSD
842,19044%
EUR flagEUR
318,54022%
GBP flagGBP
204,88016%
CNY flagCNY
1.92M12%
Other
156,3006%

Recent activity · sample

Marketplace settlement+ 12,480.00 USDSettled
FX conversion EUR → USD- 25,000.00 EURCompleted
Export payment+ 96,200.00 CNYSettled

Statements

CSV · PDF export

Team approvals

2 pending · sample

Security & compliance

Compliance-led by design

A layered trust architecture protects your accounts — from onboarding verification to continuous monitoring and auditable controls.

Verification workflow

Business KYB

Registry-backed verification of your company before any account goes live.

Beneficial-owner verification

Identification and screening of ultimate beneficial owners and directors.

Sanctions & AML screening

Continuous transaction monitoring and sanctions screening across incoming flows.

Ongoing compliance review

Periodic reviews keep your configurations aligned with regulatory expectations.

Role-based permissions

Granular team roles and approval workflows on every sensitive action.

Encryption

Data encrypted in transit and at rest across the platform.

Immutable audit records

Exportable audit trail of every account activity and permission change.

Approval workflows

Multi-step approvals for account changes and treasury operations.

Services are subject to eligibility, jurisdictional restrictions, KYB/KYC approval, ongoing monitoring and the availability of supporting financial institutions and payment providers.

FAQ

Named account questions, answered

Account basicsWhat is a named multi-currency business account?

A named multi-currency business account gives your company receiving account details issued in your business name — such as local account numbers, sort codes and virtual IBANs — so customers and platforms can pay you like a local. KeyBS Pay currently provides eligible named-account configurations across 35 unique currencies, with broader support for 80+ currencies coming soon.

CoverageWhich currencies are available for named accounts?

There are 41 account configurations covering 35 unique currencies: 7 local configurations (USD, GBP, EUR, CAD, AUD, SGD, CLP) and 34 international configurations (USD, GBP, EUR, CAD, AUD, SGD, HKD, HUF, ILS, RON, SAR, THB, ZAR, CNH, CNY, AED, MXN, KWD, KES, BHD, CHF, JPY, PLN, TRY, NZD, SEK, CZK, DKK, JOD, MAD, MUR, NOK, OMR, QAR).

CoverageWhat is the difference between local and international configurations?

Local configurations give you domestic account details on the currency’s home clearing rails — for example a US account and routing number for ACH, or a UK sort code for Faster Payments. International configurations provide named account details that receive the currency through international correspondent (SWIFT) routing.

CoverageWhy are CNH and CNY listed separately?

CNY is onshore Chinese yuan cleared in mainland China, while CNH is the offshore yuan settled outside the mainland. They follow different routing and compliance treatment, so KeyBS Pay provides them as two separate international account configurations.

Account basicsDo I get an IBAN in my business name?

Eligible businesses receive named account details appropriate to each configuration — virtual IBANs where the market uses IBANs (such as EUR via SEPA), and local formats elsewhere (such as US account and routing numbers or UK sort codes). Not all account details are IBANs. Availability depends on your business profile and compliance review.

Receiving & holdingCan I hold balances in these currencies?

Yes. Funds you receive can be held across your currency balances and converted on demand with real-time FX, so your team controls conversion timing rather than being forced to convert on arrival.

Global PayoutsCan I send money from a named account?

Named accounts are designed for receiving and holding. For sending funds, KeyBS Pay Global Payouts is the companion product that pays beneficiaries worldwide through supported local and international rails — see the Global Payouts section on this page for its separate coverage.

Receiving & holdingHow quickly do incoming payments arrive?

Settlement is route-dependent. Local rails such as SEPA Instant or Faster Payments typically clear the same day, while international SWIFT receipts follow standard correspondent timelines. Coverage, pricing and settlement times depend on currency, route, business profile, compliance review and partner availability.

Pricing & onboardingWhat do named accounts cost?

Pricing is corridor-specific or quote-based, and every fee is disclosed before you approve a transaction. Contact sales or request a quote for pricing tailored to your currencies and volumes.

Planned expansionWill more currencies be added?

Yes. Current live coverage is 35 unique currencies across 41 configurations, and KeyBS Pay is expanding toward support for 80+ currencies. That broader figure is planned expansion — not current availability — and new configurations are announced as they go live.

Pricing & onboardingHow do I open a named multi-currency business account?

Apply online with your business details, complete registry-backed KYB verification, then request the local and international configurations you need. Availability of each configuration depends on eligibility and compliance review.

Open your named business account

Apply online, complete business verification and request the local or international account configurations your company needs.

Availability depends on business eligibility, jurisdiction, compliance review and banking-partner coverage.

Learning path: Treasury · Step 4 of 5

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