One Global Business Account for African Trade
Collect payments, manage multi-currency accounts, convert funds, verify suppliers and pay businesses worldwide through one connected platform.
Built for importers, exporters, fintechs, marketplaces, logistics companies and global SMEs.
Coverage, currencies, payment methods and settlement times are route-dependent and subject to KYB/KYC, compliance review, jurisdiction and partner approval.
Everything Your Business Needs to Move Money Globally
One Platform for Payments, Treasury and Trusted Trade
Receive, pay, manage and protect business funds through one connected cross-border financial platform.
Receive Money
Collect business payments through multi-currency accounts, local African payment methods, Payment Links, Checkout and e-invoicing.
- Global Collections
- Africa Collections
- Named Multi-Currency Accounts
- Payment Links and Checkout
Make Payments
Pay suppliers, contractors, employees and other approved beneficiaries through global and local payment rails.
- Global Payouts
- Supplier Payments
- Pay to China
- Global Payroll & Contractor Payouts
Manage Treasury & Spend
Hold supported currencies, obtain FX quotes, manage eligible stablecoin treasury workflows and control business spending.
- Multi-Currency Balances
- FX & Treasury
- OTC Desk
- Stablecoin Treasury
- Virtual Cards
Verify & Control
Verify suppliers and beneficiary details, assess counterparty risk, manage controlled-release transactions and improve reconciliation.
- Supplier Verification
- Beneficiary Verification
- TradeScore
- Trade Escrow
- Accounting Integrations
Find the Right Route for Your Business Payment
Search by destination country or explore a payment corridor to view available currencies, payment methods, local rails and indicative settlement windows.
Any country to any country.
Pick a source and destination — see the rails, speed and deep-link into the full corridor SEO hub.
USD
GHSUnited States — source rails
Ghana — beneficiary rails
Typical settlement
Real-time on GhIPSS Instant · Same day on ACH
859+ documented corridors and growing. Availability depends on partner rails, KYB/KYC, AML and jurisdictional compliance.
Popular route: Global Payouts to Ghana
Choose the Payment Journey That Fits Your Operations
From paying overseas suppliers to collecting customer payments across Africa, KeyBS Pay connects the accounts, FX, payment rails and verification tools required for eligible cross-border business workflows.
Importers
Pay verified international suppliers, manage FX and track approved cross-border payments on one platform.
Solutions for ImportersExporters
Receive international invoice payments through eligible named multi-currency collection accounts.
Solutions for ExportersPaying Suppliers in China
Verify Chinese counterparties and settle eligible CNY payments through available routes.
Explore Pay to ChinaMarketplaces & Fintechs
Verify beneficiaries, process eligible batch payouts and connect via the KeyBS Pay API.
Explore Platform SolutionsSee Your Global Business Finances in One Place
Manage eligible accounts, collections, FX, payouts, supplier checks and transaction records through one consolidated business workspace.
The business, accounts, references and transactions shown are fictional sample data, and balances are hidden. The preview shows how KeyBS Pay products connect; availability of each product, currency and route depends on eligibility, KYB/KYC and partner approval. KeyBS Pay is a technology platform, not a bank.
Compliance-Led Infrastructure for Global Business Payments
KeyBS Pay applies risk-based business verification, transaction controls and security measures across supported payment workflows, together with the requirements of applicable regulated partners.
Business Verification
Businesses complete KYB/KYC review before accessing eligible products — legal-entity information, directors, beneficial owners, activity, source of funds and enhanced due diligence where required.
Screening & Monitoring
Customers, owners, counterparties and beneficiaries may be screened against applicable sanctions, PEP and watchlist sources, and supported payment activity is subject to ongoing transaction monitoring and risk controls.
Supplier & Beneficiary Controls
Available pre-payment checks help review supplier registration, beneficiary and bank-account information — reducing risk without guaranteeing legitimacy, delivery or recovery.
Account Security
Where applicable: role-based access, team permissions, multi-factor authentication, encryption in transit and at rest, audit logs, transaction approvals and payment alerts.
Regulatory & Partner Structure
KeyBS Finance LLC (Montana, United States) is registered with the Financial Crimes Enforcement Network as a U.S. Money Services Business. FinCEN MSB Registration Number: 31000337575912. FinCEN registration is not a banking licence, regulatory approval, endorsement or guarantee. Regulated services — including applicable payment processing, money transmission, safeguarding, card, foreign-exchange and stablecoin-related services — are provided through licensed partners where applicable to the service and jurisdiction.
Build the Right Payment Workflow for Your Business
Tell us where your business operates, the countries you pay or collect from, your currencies, expected transaction volumes and preferred payment methods. Our team will assess available products and routes for your requirements.
Account approval, product access, currencies, payment methods, fees, limits and settlement times depend on business eligibility, KYB/KYC, AML review, jurisdiction, corridor and partner availability.
Questions About KeyBS Pay
Find answers about accounts, collections, international payments, FX, supplier verification and onboarding.
What is KeyBS Pay?
KeyBS Pay is an Africa-focused B2B financial-technology platform for international business payments, collections, multi-currency accounts, FX, treasury and supplier-risk tools. KeyBS Pay is a technology platform and is not a bank.
How do I open a KeyBS Pay business account?
Start at the sign-up page and provide the requested business information. Your company must complete the applicable KYB/KYC and compliance review before eligible products are activated.
Can I use KeyBS Pay to pay suppliers in China?
Eligible businesses can submit approved supplier-payment instructions and supporting trade documents for available CNY, CNH or other China-payment workflows. Availability depends on the funding currency, transaction purpose, beneficiary type, compliance review and approved route.
How long do payments take?
Settlement time depends on the corridor, currency, funding method, beneficiary method, transaction-review requirements, banking hours and partner availability. The applicable settlement estimate should be confirmed before each transaction. KeyBS Pay does not promise universal instant or same-day settlement.
How much does KeyBS Pay cost?
Pricing depends on the selected product, payment corridor, currencies, transaction amount, funding method, settlement method and business requirements. Review available plans on the pricing page or request a route-specific quotation.
Is KeyBS Pay a bank?
No. KeyBS Pay is a technology platform and is not a bank. Regulated financial services are provided through licensed partners where applicable.
KeyBS Pay is a technology platform and is not a bank. Regulated financial services — including applicable payment processing, money transmission, safeguarding, card, foreign-exchange and stablecoin-related services — are provided through licensed partners where applicable to the service and jurisdiction.
KeyBS Finance LLC (Montana, United States) is registered with the Financial Crimes Enforcement Network as a U.S. Money Services Business. FinCEN MSB Registration Number: 31000337575912. FinCEN registration is not a banking licence, regulatory approval, endorsement or guarantee.
Coverage, currencies, payment methods, rails, corridors, limits, fees and settlement times are route-dependent and subject to business eligibility, KYB/KYC, AML review, jurisdiction, transaction requirements and partner approval. KeyBS Pay does not promise universal instant or same-day settlement, guaranteed FX rates or account approval. Supplier and beneficiary verification reduce risk but do not guarantee supplier legitimacy, delivery, protection or recovery.