Legal Notices

Company Information

KeyBS Pay is a financial technology platform operated by KEYBS FINANCE LLC (United States) and KeyBS Solution GH Ltd (Ghana, trading as KeyBS Pay). We provide cross-border payment infrastructure, treasury management services, and currency exchange solutions for businesses and individuals in Africa and global markets.

United States Entity: KEYBS FINANCE LLC — Entity ID C1657068, registered in Montana, United States. Registered Address: 127 N Higgins Ave Ste 307D #3033, Missoula, Montana 59802, United States. KeyBS Finance LLC partners with licensed financial institutions and is a technology services provider. KeyBS Finance LLC is not a bank and does not itself provide regulated banking services.

Ghana Entity: KeyBS Solution Ghana Ltd (trading as KeyBS Pay) — Registration Number CS312592017. Registered Office: Presidential Floor, Independence Avenue, Mövenpick Ambassador Hotel, Accra, Ghana. KeyBS Solution Ghana Ltd is a technology services provider and is not a bank. Banking and regulated financial services are provided through licensed financial institution partners where applicable. See our Company Facts page for the authoritative record of registrations and regulatory status.

Contact: info@keybs.io | +1 (862) 365-2441

Regulatory Disclosures

KeyBS operates in compliance with applicable financial regulations in all jurisdictions where we provide services. Our operations are subject to oversight by relevant financial regulatory authorities.

Users are advised that cross-border financial transactions are subject to applicable exchange control regulations, sanctions restrictions, and AML/CFT laws in both origin and destination jurisdictions.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee:

• Uninterrupted or error-free operation of our platform
• Specific exchange rates or transaction timelines
• Suitability of our services for any particular purpose
• Accuracy of third-party market data displayed on our platform

Intellectual Property

All content, trademarks, service marks, logos, and intellectual property displayed on this website are the property of KeyBS or its licensors. Unauthorized use, reproduction, or distribution of our intellectual property is strictly prohibited.

Third-Party Links

Our website may contain links to third-party websites or services. KeyBS is not responsible for the content, privacy practices, or accuracy of any third-party websites. Links do not constitute endorsement.

Risk Warnings

Cross-border payments and foreign exchange transactions involve financial risk, including:

• Exchange rate fluctuation risk
• Counterparty and settlement risk
• Regulatory and political risk in international jurisdictions
• Digital asset price volatility for crypto-related services

Clients should seek independent financial advice where appropriate.

Dispute Resolution

In the event of a dispute, please contact us first at legal@keybs.com. We aim to resolve all disputes within 14 business days. If a resolution cannot be reached, disputes shall be referred to arbitration under applicable Ghanaian law.