One platform for global B2B
payments from Africa.
KeyBS Pay organises its product suite into four commercial pillars — Collect, Hold & Convert, Pay and Control & Verify. One business onboarding unlocks every workflow that you qualify for. Coverage, timings and pricing are route-dependent and subject to KYB/KYC, AML review and partner approval.
Quick answer
Collect covers Global Collections, Named Multi-Currency Business Accounts, Payment Links and KeyBS Checkout. Hold & Convert covers Multi-Currency Accounts, FX Exchange, Stablecoin Treasury, the OTC Desk and Balance Boost. Pay covers Global Payouts, Pay to China, Supplier Payments and Business & Contractor Payouts. Control & Verify covers Supplier Verification, Beneficiary Verification, Trade Escrow, E-Invoicing, Accounting Integrations, TradeScore and the API.
Last reviewed August 2026
Collect
4 servicesReceive customer and partner funds across supported currencies, rails and channels — into accounts in your business name.
Global Collections
Accept customer payments into supported multi-currency accounts where merchant approval is in place. Coverage subject to partner availability.
Learn moreNamed Multi-Currency Business Accounts
Receive, hold and manage funds in accounts issued in your business name across supported currencies — local and international configurations.
Learn morePayment Links
Create shareable payment pages for invoices, deposits and collections — multi-currency per link where supported.
Learn moreKeyBS Checkout
Hosted checkout pages to accept customer payments through supported methods, with settlement into supported collection accounts.
Learn moreHold & Convert
5 servicesHold balances across supported currencies and convert between them — from self-serve FX quotes to institutional OTC execution.
Multi-Currency Accounts
Hold and manage balances across supported currencies in one place, with consolidated visibility and export-ready records.
Learn moreFX Exchange
Cross-corridor FX quotes for supported pairs — indicative quote first, route-dependent execution.
Learn moreStablecoin Treasury
Treasury workflows using supported stablecoins for settlement and balance management, subject to eligibility and jurisdiction.
Learn moreOTC Desk
Institutional desk for larger FX and settlement flows — quote-driven execution with dealer support. Subject to onboarding and eligibility.
Learn moreBalance Boost
Put eligible USD, GBP and EUR balances to work with flexible-access and fixed-term structures. Indicative rate disclosed on activation.
Learn morePay
4 servicesSend funds — to suppliers, partners, payroll and beneficiaries — through approved cross-border infrastructure.
Global Payouts
Route B2B payouts to up to 190+ countries via partner infrastructure (SWIFT, SEPA, ACH, NIBSS, GhIPSS, PesaLink, RTGS). Subject to KYB/KYC, AML and partner approval.
Learn morePay to China
Settle approved Chinese supplier invoices in CNY from Africa, with coordinated FX and supplier verification. Route-dependent.
Learn moreSupplier Payments
Pay verified international suppliers using corridor-specific routes. Combined with KeyBS Pay supplier verification.
Learn moreBusiness & Contractor Payouts
Bulk payouts for payroll, contractor and vendor disbursements. Subject to onboarding and partner availability.
Learn moreControl & Verify
7 servicesCounter-party diligence, funds control and reconciliation — before, during and after funds move.
Supplier Verification
Verify AI — registry-backed business verification and global supplier due diligence: China SAMR, Nigeria CAC, Ghana GRA/RGD, Kenya BRS, South Africa CIPC and more.
Learn moreBeneficiary Verification
Pre-payment beneficiary account checks to reduce misrouted payments and supplier-impersonation fraud.
Learn moreTrade Escrow
Funds held under agreed release conditions for higher-risk trades — released when both sides meet their obligations.
Learn moreE-Invoicing
Create branded invoices, share payment links, track payment status and improve reconciliation through KeyBS Pay.
Learn moreAccounting Integrations
Sync collections, payouts, FX and fees to QuickBooks, Xero, NetSuite, Sage Intacct or Sage Business Cloud with automated reconciliation.
Learn moreTradeScore
Cross-border supplier trust rating on a 0–100 scale (Basic 0–39, Building 40–59, Trusted 60–79, Elite 80–100). Subject to data availability per registry.
Learn moreAPI & Enterprise Infrastructure
Private-beta REST API for cross-border payments, FX, collections, supplier verification and TradeScore. Capabilities classified as live, beta, partner-only or coming soon.
Learn moreAccess channels
3 channelsBeyond the web dashboard — use KeyBS Pay where your team already works.
WhatsApp Banking
Supported KeyBS Pay flows over WhatsApp — account, payments, links, verification and tracking.
Virtual Cards
Mastercard and Visa virtual cards for business spend, funded from supported balances.
Transaction Tracking
Follow every transaction through onboarding, FX, partner routing and settlement.
One connected ecosystem
One connected ecosystem to collect payments, manage balances and simplify reconciliation.
Checkout
Accept customer payments
ExplorePayment Links
Request and collect payments
ExploreBalance Boost
Optimize eligible balances
ExploreAccounting Integrations
Synchronize transactions and reconciliation
ExploreAvailable to eligible, approved KeyBS Pay business customers, subject to jurisdiction, product eligibility, KYB/KYC, compliance review and supporting-provider availability.
Not sure which service you need?
Our team will help identify the right solution for your business. All services are subject to KYB/KYC, AML review, jurisdictional availability and partner approval.
KeyBS Pay is not a bank. Services are provided through regulated partners and are subject to KYB/KYC, AML checks, jurisdictional availability and partner route approval.