Cross-Border Payments
Built for Africa
KeyBS Pay is Africa's B2B cross-border payment platform — combining secure multi-currency payments, AI-powered supplier verification, and escrow protection in one place. Designed specifically for African importers paying overseas suppliers, often in China, UAE, Turkey, India, and Vietnam.
What is a cross-border payment?
A cross-border payment is a transaction where the payer and the recipient are in different countries, usually involving a currency conversion. For businesses, it typically means paying an overseas supplier’s invoice: funds leave in one currency, convert at an exchange rate, and arrive over the destination country’s local banking rails in another.
The cost of a cross-border payment hides in three places — the FX rate margin, explicit transfer fees, and intermediary bank deductions. KeyBS Pay collapses these into a single quoted price: the rate and fee you see before paying is exactly what settles, and payments route over local rails rather than long correspondent chains.
Sending to suppliers, partners or teams outside these corridors? The Global Business Payments service covers payouts in 190+ countries, with business FX on every route.
1. Get a quote
Lock an executable FX rate with the fee shown separately.
2. Verify
Confirm the supplier and beneficiary account before funds move.
3. Fund
Pay in by bank transfer, card or USDT where eligible.
4. Settle
Funds convert and deliver over local rails, tracked to confirmation.
Payment Corridors
The most active African trade payment routes we support.
Why African Businesses Choose KeyBS Pay
Multi-Currency Payments
Send and receive in USD, GHS, NGN, KES, ZAR, GBP, EUR, CNY, AED, and USDT stablecoin — designed for African trade corridors.
Verify Before You Pay
AI-powered supplier verification checks business registration, fraud databases, KYC, and trade history before a single dollar moves.
Escrow Protection
Funds are held securely and released only when delivery is confirmed — available for both fiat and USDT stablecoin payments.
TradeScore™ Ratings
Africa's first live supplier trust score (0–100). Know your supplier's credibility before committing to a payment.
FX Exchange & Treasury Tools
Live FX rates, multi-currency accounts, and USDT treasury management designed for African SME cash-flow needs.
Compliance Built In
KYC/AML checks, FATF-aligned processes, and bank-grade encryption on every transaction. Built for African regulatory environments.
Virtual Visa & Mastercard cards — created in seconds
Issue secure virtual cards for suppliers, subscriptions, ads and team expenses — funded in USD, EUR, GBP, USDT, USDC or local African rails.
- 3-D Secure
- Spending controls
- Real-time analytics
Frequently Asked Questions
How do cross-border payments work on KeyBS Pay?
You submit your supplier's details, we verify them in under 60 seconds, then you send payment via USDT, card, mobile money, or bank transfer. Optional escrow holds funds until delivery is confirmed.
What currencies and corridors does KeyBS Pay support?
KeyBS Pay supports USD, GHS, NGN, KES, ZAR, GBP, EUR, AED, CNY and USDT stablecoin with payment reach up to 190+ countries via partner rails (route-dependent and subject to compliance approval). Core corridors include Africa↔China, Nigeria↔UK, Ghana↔UAE, and Kenya↔India.
Is KeyBS Pay cheaper than my bank for international payments?
Depending on the corridor, KeyBS Pay is designed to offer more competitive rates than traditional bank wire transfers — often significantly lower FX spreads and fees. Use our ROI Calculator for a direct comparison.
What is the minimum payment amount?
There is no fixed minimum. KeyBS Pay is designed for B2B trade payments, typically $500–$500,000+. Contact us for large transaction guidance.
Compliance notice: KeyBS Pay is not a bank. Services are provided directly or through regulated infrastructure partners, subject to KYB, eligibility, jurisdiction, transaction review, and partner approval. Stablecoin services may not be available in all markets. Cross-border payment speeds, costs, and availability depend on corridor, currency, and partner conditions.