Every due-diligence answer, in one place

Verify us before you pay through us — the same standard we apply to suppliers.

To verify independently, query the public registers of the Ghana Office of the Registrar of Companies and the Montana Secretary of State, use the official FinCEN MSB Registrant Search (KeyBS Finance LLC, Registration No. 31000337575912), or request our compliance pack via info@keybs.io. The full corporate record lives at Company Facts.

KeyBS Pay is the trading name of KeyBS Solution Ghana Ltd, headquartered in Accra, Ghana. Global operations are supported by KeyBS Finance LLC in the United States, which is registered with FinCEN as a U.S. Money Services Business (MSB), Registration No. 31000337575912. The registration lists money transmission, dealing in foreign exchange and other MSB activity.

KeyBS Pay works with licensed financial institutions, regulated payment partners, and global banking infrastructure providers to facilitate cross-border business payments. Neither entity is a bank; regulated activities are performed by licensed partners in each jurisdiction where the service is offered.

KeyBS Pay was founded by Patrick Mensah, Founder, CEO & Chairman. The executive team, backgrounds and governance responsibilities are published on the Leadership page — real names, real accountability.

Accra, Ghana (HQ): Presidential Floor, Independence Avenue, Mövenpick Ambassador Hotel, Accra.

Missoula, Montana, USA: 127 N Higgins Ave Ste 307D #3033, Missoula, MT 59802.

Official domain: https://keybs.io — the only official website. Email: info@keybs.io · Compliance: compliance@keybs.io

Report impersonation, cloned sites or suspicious outreach to info@keybs.io — we investigate every report.

Information security practices are aligned to ISO 27001 principles: encryption of data in transit (TLS), role-based access controls, least-privilege administration and segregated environments. Certification statuses will be published here if and when granted — we do not claim certifications we do not hold.

Payment operations run through regulated partner infrastructure; KeyBS Pay does not warehouse customer funds on its own balance sheet.

Our compliance framework follows Financial Action Task Force (FATF) guidance for cross-border payment providers. Customer and supplier onboarding runs through KYC/KYB and AML screening performed with regulated partners.

Beneficiaries and counterparties are screened against international sanctions lists — including OFAC, EU and UN lists — with automated transaction monitoring on an ongoing basis. See the AML policy and compliance framework for detail.

Client data is handled in accordance with Ghana’s Data Protection Act 2012 and GDPR principles. Data is collected only for onboarding, compliance and service delivery, retained per regulatory requirements, and never sold.

Details, rights and requests are covered in the privacy policy.

Payouts execute across 48 partner payment rails (local + international), so routing does not depend on any single provider — when a route is disrupted, eligible payments can be re-routed through alternative partner rails.

Settlement is route-dependent; the expected window is shown on every corridor-specific quote before payment. Coverage, pricing and settlement times depend on currency, route, business profile, compliance review and partner availability.

The platform is built around a simple rule: Verify. Then Pay. Registry-backed supplier verification, TradeScore™ risk scoring (0–100) and beneficiary-name matching are applied before funds move — the controls that catch fake suppliers, hijacked invoices and mismatched bank accounts.

For higher-risk trades, trade escrow holds funds until delivery conditions are met. Suspected fraud can be reported at any time to compliance@keybs.io.

Verify AI provides registry-backed business verification and global supplier due diligence — checking business registration records, sanctions exposure and risk signals before a beneficiary is approved for payout.

Verified suppliers carry a TradeScore™ (0–39 Basic · 40–59 Building · 60–79 Trusted · 80–100 Elite). Run a check via Supplier Verification or browse the verified supplier directory.

AI on the platform assists due diligence — compiling registry data, screening results and risk signals into supplier reports and TradeScore™ ratings. AI output supports human decisions; adverse onboarding and compliance decisions are subject to human review, and customers can request the basis of a verification outcome.

AI systems do not sell or repurpose customer data, and model inputs are limited to what the check requires.

API & Enterprise access is in private beta for qualifying businesses. Access is granted after business verification, with scoped credentials per environment and TLS-encrypted endpoints.

Enterprise security documentation is available during onboarding — contact info@keybs.io. Developer overview at keybs.io/developers.

Press releases, product launches, industry mentions, awards and certifications will be published in this section as they occur. We list only recognition that has actually been received — nothing speculative.

Company announcements are published on the blog and on our LinkedIn company page. Media enquiries: info@keybs.io.