Fedwire
The Federal Reserve wire-transfer system for real-time high-value USD settlement.
Fedwire is a t+0 payment rail routed by KeyBS Pay. The Federal Reserve wire-transfer system for real-time high-value USD settlement.
Payouts routed through Fedwire settle to beneficiary accounts in US. Where Fedwire is available for the destination country, it is the default rail for eligible payouts.
Every Fedwire payout is subject to KYB, KYC and sanctions screening. Pricing is disclosed in full before approval; failed payouts return a signed webhook event with a machine-readable reason code and remain refundable per program policy.
Corridor mechanics at a glance
Every KeyBS Pay payout follows the same operational contract; only the rail changes.
How a Fedwire payout moves through KeyBS Pay
Fedwire settles in t+0 on eligible USD destinations.
Popular Fedwire searches
Auto-generated from real query patterns across the KeyBS Pay hub.
Ask AI about the Fedwire rail
Tap any question to open a KeyBS AI conversation prefilled with your query.
Countries reachable via Fedwire
Fedwire by industry
Fedwire developer resources
Frequently asked questions
What is Fedwire?
The Federal Reserve wire-transfer system for real-time high-value USD settlement.
How fast is Fedwire?
T+0. Actual settlement time is disclosed pre-approval and confirmed by signed webhook once the beneficiary bank acknowledges the credit.
Which countries can I reach through Fedwire?
US. Availability is beneficiary-bank-dependent; the router falls back to wire if the beneficiary bank is not on Fedwire.
What currencies are supported on Fedwire?
USD is the primary settlement currency for Fedwire. Multi-currency corridors are supported where the rail permits.
What limits apply on Fedwire?
Rail-specific ceilings apply; the platform surfaces them pre-approval. Higher-value transactions are automatically routed to wire.
Is Fedwire available 24/7?
Real-time rails (others) operate around the clock. Batch and wire rails follow the local banking window.
How do I integrate Fedwire?
You don’t. KeyBS Pay abstracts rail selection: submit a payout to POST /v1/payouts and the router picks the fastest eligible rail. Use "method": "auto" (default) or force a specific method where policy requires.
Is Fedwire regulated?
Yes. KeyBS Pay routes Fedwire payouts only through partners licensed for the destination corridor.
Can I get a Fedwire settlement report?
Yes. Per-rail, per-corridor reconciliation reports are available in the dashboard and via API export.
What happens if a Fedwire payout fails?
Failed payouts return a signed webhook event with a machine-readable reason code. Funds remain in the source ledger and can be re-routed or refunded.
How is pricing set for Fedwire?
Quote-based, disclosed in full pre-approval. No undisclosed intermediary-bank deductions on eligible local rails.
Can I use Fedwire for consumer payouts?
Yes, where the beneficiary and route policy permit consumer flows. Stablecoin routes are business-only.
Are there cutoffs on Fedwire?
Real-time rails have no cutoffs. Batch and wire rails follow local banking-day windows; cutoffs are shown at quote time.
Does Fedwire support idempotent retries?
Yes. Every KeyBS Pay payout carries an Idempotency-Key so retries after transient errors are safe.
Which industries use Fedwire most?
Marketplaces, cross-border trade, workforce and NGO programs are the largest users of Fedwire on the KeyBS Pay platform.
Route your first Fedwire payout
Rail selection is automatic — you never have to pick one manually unless program policy requires it.