ORA
Payment rail · Real-time

Orange Money

Orange’s mobile-money network across Francophone Africa.

Speed
Real-time
Currency
XOF
Countries
6
API method
orange-money

Orange Money is a real-time payment rail routed by KeyBS Pay. Orange’s mobile-money network across Francophone Africa.

Payouts routed through Orange Money settle to beneficiary accounts in CI, SN, ML, BF, MG, CM. Where Orange Money is available for the destination country, it is the default rail for eligible payouts.

Every Orange Money payout is subject to KYB, KYC and sanctions screening. Pricing is disclosed in full before approval; failed payouts return a signed webhook event with a machine-readable reason code and remain refundable per program policy.

Corridor data

Corridor mechanics at a glance

Every KeyBS Pay payout follows the same operational contract; only the rail changes.

Rail name
Orange Money
Speed
Real-time
Primary currency
XOF
Coverage
Côte d'Ivoire, Senegal, Mali, Burkina Faso, Madagascar, Cameroon
API method
Route selection is automatic; force via method="orange-money" where policy requires
Compliance
KYB · KYC · Sanctions screening · Route through licensed partners only
Idempotency
Every payout carries an Idempotency-Key; retries after transient errors are safe
Payment flow

How a Orange Money payout moves through KeyBS Pay

Orange Money settles in real-time on eligible XOF destinations.

Compliance screening
Every payout is screened against OFAC, UN, EU and UK HMT lists plus PEP databases and adverse-media feeds. Enhanced due diligence triggers on higher-value transactions, unusual patterns or elevated-risk destinations.
FAQ

Frequently asked questions

What is Orange Money?

Orange’s mobile-money network across Francophone Africa.

How fast is Orange Money?

Real-time. Actual settlement time is disclosed pre-approval and confirmed by signed webhook once the beneficiary bank acknowledges the credit.

Which countries can I reach through Orange Money?

CI, SN, ML, BF, MG, CM. Availability is beneficiary-bank-dependent; the router falls back to wire if the beneficiary bank is not on Orange Money.

What currencies are supported on Orange Money?

XOF is the primary settlement currency for Orange Money. Multi-currency corridors are supported where the rail permits.

What limits apply on Orange Money?

Rail-specific ceilings apply; the platform surfaces them pre-approval. Higher-value transactions are automatically routed to wire.

Is Orange Money available 24/7?

Real-time rails (including Orange Money) operate around the clock. Batch and wire rails follow the local banking window.

How do I integrate Orange Money?

You don’t. KeyBS Pay abstracts rail selection: submit a payout to POST /v1/payouts and the router picks the fastest eligible rail. Use "method": "auto" (default) or force a specific method where policy requires.

Is Orange Money regulated?

Yes. KeyBS Pay routes Orange Money payouts only through partners licensed for the destination corridor.

Can I get a Orange Money settlement report?

Yes. Per-rail, per-corridor reconciliation reports are available in the dashboard and via API export.

What happens if a Orange Money payout fails?

Failed payouts return a signed webhook event with a machine-readable reason code. Funds remain in the source ledger and can be re-routed or refunded.

How is pricing set for Orange Money?

Quote-based, disclosed in full pre-approval. No undisclosed intermediary-bank deductions on eligible local rails.

Can I use Orange Money for consumer payouts?

Yes, where the beneficiary and route policy permit consumer flows. Stablecoin routes are business-only.

Are there cutoffs on Orange Money?

Real-time rails have no cutoffs. Batch and wire rails follow local banking-day windows; cutoffs are shown at quote time.

Does Orange Money support idempotent retries?

Yes. Every KeyBS Pay payout carries an Idempotency-Key so retries after transient errors are safe.

Which industries use Orange Money most?

Marketplaces, cross-border trade, workforce and NGO programs are the largest users of Orange Money on the KeyBS Pay platform.

Ready when you are

Route your first Orange Money payout

Rail selection is automatic — you never have to pick one manually unless program policy requires it.