NEW · Global Payouts is live

Global Payouts
Platform

Pay anyone.
Anywhere.
The way they want to get paid.

  • 190+ Countries & Territories
  • 80+ Currencies Supported
  • Multiple Payment Rails
  • Enterprise-Grade APIs
Verify. Then pay.
Every recipient verified before funds move.
Live Payouts
Illustrative
GH flag
Ghana
Real-time
₵2,450
NG flag
Nigeria
25 sec
₦95,000
AE flag
UAE
Real-time
AED 8,120
CN flag
China
2 min
¥12,300

Quick answer

KeyBS Pay Global Payouts routes B2B payments to up to 190+ countries through partner infrastructure — bank rails, mobile money and stablecoin where available — with every beneficiary verified before funds move. Coverage, timings and pricing are route-dependent and subject to KYB/KYC and AML review.

190+
Countries & Territories
80+
Currencies Supported
48
Payment Rails
859+
Documented Corridors
<60s
Average Settlement
24/7
Global Support

Trusted by businesses worldwide

MAERSKJUMIAd.lightSociuimLori SystemsTullow OilAfreximbank
Country selector

Where are you sending money?

Pick a destination — the rails, methods, timeline and limits update to match the corridor.

Country
GH flag
Ghana
GHS
Local rails
GhIPSS InstantACH GhanaMTN MoMoAirtelTigo Money
Methods
Local Bank Transfer
Mobile Money
Cash Pickup
Timeline
Real-time on GhIPSS Instant · Same day on ACH
Limits
USD 100k / txn · higher subject to review

Enterprise Payout Protection

Every Payout Verified. Every Transaction Protected.

Before funds leave KeyBS Pay, every payment passes through multiple verification and fraud-prevention layers designed to reduce failed payments, prevent fraud, and strengthen AML/KYC compliance — beneficiary verification, bank account validation and identity checks built into every cross-border payout.

Verify Tax Identity

TIN Matching

Ensure the beneficiary’s Tax Identification Number matches the registered legal name where supported, reducing compliance risks and tax reporting errors.

Real-Time Fraud Detection

Velocity Checks

Monitor payment activity across users, devices, accounts and payment methods to identify suspicious behaviour before funds are released.

Beneficiary Name Verification

Account Name Inquiry (ANI)

Verify the beneficiary’s bank account name matches the account details provided before payment execution, reducing misdirected transfers.

Bank Account Verification

Account Validation Service (AVS)

Confirm that recipient accounts are valid, active and capable of receiving payments before processing.

Recipient Confirmation

Bank Account & Name Validation

Cross-check both account ownership and account details to ensure funds reach the intended beneficiary.

Why it matters

Reduce Fraud

Prevent unauthorized or suspicious payouts.

Reduce Failed Payments

Validate recipients before money moves.

Strengthen AML & KYC

Support global compliance requirements.

Protect Your Business

Reduce operational and financial losses.

Improve Payment Success

Increase first-time payment success rates.

Enterprise-Grade Security Built Into Every Payout

  • Beneficiary Verification
  • Fraud Detection
  • Bank Validation
  • Identity Checks
  • Compliance Monitoring
190+

Countries

80+

Currencies

48

Payment Rails

99.9%

Payment Accuracy

Millions

Processed Securely

Move Money Globally — Safely.

Payment methods

Multiple ways to pay

Choose the payout method your recipients prefer — or let the router pick automatically.

Local Bank Transfer
Real-time and same-day rails into local bank accounts across supported corridors.
160+ Countries
Wire Transfer
SWIFT, Fedwire and correspondent-bank routing for higher-value transfers.
190+ Countries
Push to Card
Push payouts to eligible debit and prepaid cards through approved card-scheme partners.
110+ Countries
Digital Wallet
Direct-to-wallet delivery for regulated e-money and stored-value platforms.
70+ Countries
Stablecoin Payouts
USDT and USDC settlement for eligible business flows through approved partners.
80+ Countries
Cash Pickup
Beneficiaries collect from thousands of local pickup points where offered.
90+ Countries
Global coverage

Payouts to 190+ countries across 6 continents

Every dot represents a corridor we route through. Colours indicate the fastest eligible settlement window.

Legend
Real-time payouts
1–5 minutes
10–60 minutes
1–3 days
Not supported
Coverage at a glance
190+
Countries & Territories
80+
Currencies
48
Payment Rails
859+
Documented Corridors
<60s
Average Settlement
Global coverage

Hover any country for coverage detail

64+ countries with per-corridor rail, settlement time and payout-method availability. Click through for the full country hub.

KeyBS Pay Global Payouts coverage mapReal-time railsSame-day batchWire (same day..T+2)
Local payment rails

We connect to the fastest and most reliable local networks.

View all rails
GH flag
GhIPSS
Ghana
Real-time
NG flag
NIBSS / NIP
Nigeria
Real-time
AF
MTN MoMo
Africa
Real-time
IN flag
UPI
India
Real-time
BR flag
PIX
Brazil
Real-time
MX flag
SPEI
Mexico
Same day
GB flag
Faster Payments
UK
Real-time
EU
SEPA Instant
Europe
Real-time
Transaction limits

Predictable ceilings. Full disclosure.

US · RTP / FedNow
USD 5 M / txn
KYC required above USD 250k
US · Fedwire
No stated cap
KYC required · compliance review
UK · Faster Payments
GBP 1 M / txn
CHAPS available for larger
EU · SEPA Instant
EUR 100k / txn
SEPA standard uncapped
CN · B2B
CNY 1 M / txn
Uncapped with contract + shipping docs
IN · Trade
INR 1.5 M / invoice
Trade documents required
AE · IPI
AED 50k / txn
FTS for larger amounts
NG · NIBSS
NGN 5 M / USD 50k
KYC + AML review
GH · GhIPSS
USD 100k / txn
Compliance review above USD 25k
KE · PesaLink
USD 100k / txn
KYC required
ZA · RTGS
USD 100k / txn
SARB exchange controls apply
BR · PIX
BRL 20k / txn
Higher via TED · KYC required
Settlement timelines

Fastest eligible rail. Every time.

RTP · FedNow · SEPA Instant · UPI · PIX · NPP
Real-time
Around the clock · Subject to route eligibility
Faster Payments · M-Pesa · MTN MoMo
Real-time
Around the clock · Beneficiary eligibility required
SEPA Standard · ACH · GhIPSS · NIBSS
Same day
Business hours · Cutoffs vary by corridor
SWIFT · Fedwire · CHAPS · IPI
Same day to T+2
Business days · Correspondent-bank hops apply
Push-to-Card · Wallet · Debit Card
Under 60 min
Around the clock · Where beneficiary card is eligible
Stablecoin (USDT · USDC)
Minutes
Around the clock · Approved business flows only
Payout flow

From funding to delivered — in five steps

Step 1
Funding
Fund from balance, bank rail or stablecoin.
GHS · NGN · USD · EUR · USDT
Step 2
Compliance
KYB, sanctions and beneficiary screening.
File · batch · record level
Step 3
Routing
Pick the fastest eligible rail per corridor.
Real-time · Same day · Wire
Step 4
Settlement
Funds move through the selected partner rail.
Signed webhook events
Step 5
Delivered
Beneficiary receives in their local currency.
Reconciled and audit-logged
Developer API

A payout API a senior engineer can read in five minutes.

One endpoint routes through every eligible rail. Idempotent, signed, batchable and versioned.

Single unified endpoint
POST /v1/payouts routes to the best available rail per corridor automatically.
Idempotent by design
Every request accepts an idempotency-key so retries are always safe.
Webhooks with signed payloads
HMAC-signed status updates deliver every state transition to your endpoint.
Bulk file mode
CSV / JSONL batch upload with per-row error surfacing and reconciliation.
Sandbox with realistic fixtures
Pre-seeded corridors, decline scenarios and edge cases for CI pipelines.
SDKs and OpenAPI 3.1
Node, Python, PHP and Go clients plus a machine-readable spec.
POST /v1/payouts
POST /v1/payouts
Authorization: Bearer sk_live_...
Idempotency-Key: 3f2a...

{
  "beneficiary_id": "ben_9f3q",
  "amount": { "value": 12500.00, "currency": "USD" },
  "method": "auto",
  "reference": "Invoice #INV-2926"
}
Response 202 Acceptedrouted → auto
Industries

Built for teams that pay the world

Global Marketplaces

Pay sellers, creators and gig workers across 190+ countries from one API.

Import & Export

Route supplier and logistics payouts through the fastest eligible rail.

Enterprise Payroll

Deliver contractor and workforce payments in beneficiaries’ preferred method.

Fintechs · PSPs

White-label payout infrastructure with a single integration and shared reporting.

Insurance Payouts

Claims disbursements delivered locally with beneficiary-level compliance checks.

NGO · Humanitarian

Program disbursements to bank, wallet or cash-pickup in-country.

Security & compliance

Enterprise controls at every layer

Licensed partners in every market
KeyBS Pay routes only through partners licensed for the destination corridor.
KYB · KYC · Sanctions
Every payout is screened at file, batch and record level before it leaves the platform.
AI risk scoring
ML models flag beneficiary risk and mismatched names before authorisation.
Signed webhooks + audit trail
HMAC-signed events plus an immutable ledger keep engineering and audit teams aligned.
Customer voices

What our customers say

KeyBS Pay has transformed how we pay our suppliers across Africa and Asia. Fast, reliable, and the verification layer gives us peace of mind.

A
Ama Serwaa
Procurement Manager, AgriEx Ghana

The API is seamless and the coverage is unmatched. We can pay anyone, anywhere, the way they prefer.

D
Daniel Okoro
CTO, TradeHub Africa

Payouts settle in near real-time to mobile money in Nigeria and Ghana. Our sellers love the speed.

F
Fatima Al Mansoori
Operations Director, Gulf Imports
FAQ

Frequently asked questions

How many countries and currencies does KeyBS Pay reach?

KeyBS Pay routes payouts to 190+ countries and 80+ currencies through regulated partner rails. Availability is corridor-dependent and subject to KYB, AML and route approval.

Which payment methods are supported?

Local bank transfer, wire, push-to-card, digital wallet, stablecoin, cash pickup, mobile money and debit-card deposits. Each method is available on a country- and route-dependent basis through approved partners.

How fast do payouts settle?

Real-time rails such as RTP, FedNow, SEPA Instant, UPI, PIX and mobile money settle within seconds where eligible. Same-day settlement may be available on ACH, GhIPSS and NIBSS. SWIFT and correspondent-bank routes complete in same day to T+2, subject to cutoff times and compliance review.

How is pricing structured?

Pricing is quote-based and disclosed in full before approval. Fees vary by corridor, method and payout volume; there are no undisclosed intermediary-bank deductions on eligible local rails.

Can we integrate through an API?

Yes. KeyBS Pay exposes a REST API with a single POST /v1/payouts endpoint, idempotency keys, HMAC-signed webhooks and OpenAPI 3.1 documentation. A file-based bulk mode is also available for high-volume programs.

What compliance and licensing framework applies?

Payouts are processed through licensed partners in each destination market. All flows are subject to KYB, KYC, sanctions screening and AML review. KeyBS Pay does not operate as an unregulated money transmitter.

Do you support stablecoin payouts?

Yes. USDT and USDC settlement may be available for eligible business transactions through approved partners. Retail flows are excluded; each stablecoin route is scoped to specific corridors and volumes.

What limits apply to individual transactions?

Limits are corridor- and rail-specific (for example, SEPA Instant EUR 100k, GBP Faster Payments GBP 1 M, NIBSS NGN 5 M or USD 50k). Higher-value transactions are routed to wire or Fedwire and are subject to enhanced due diligence.

How does KeyBS Pay prevent payout fraud?

KeyBS Pay uses multiple verification layers including beneficiary verification, account validation, identity verification and real-time fraud detection (velocity checks) to reduce payment failures and unauthorized transactions before funds are released.

Does KeyBS Pay verify bank accounts before payment?

Yes. Where supported, KeyBS Pay validates recipient account information and beneficiary details — including account name inquiry, account validation and TIN matching — before processing payments to improve payment success and reduce fraud.

Ready to pay the world?

Create your account in minutes and start sending money globally.

Availability is corridor-dependent and subject to KYB, KYC and AML review.

Browse coverage

Every country, currency & payment rail we cover

Countries & territories

AfghanistanAlbaniaAlgeriaAndorraAngolaAntigua and BarbudaArgentinaArmeniaAustraliaAustriaAzerbaijanBahamasBahrainBangladeshBarbadosBelarusBelgiumBelizeBeninBhutanBoliviaBosnia and HerzegovinaBotswanaBrazilBruneiBulgariaBurkina FasoBurundiCabo VerdeCambodiaCameroonCanadaCentral African RepublicChadChileChinaColombiaComorosCosta RicaCôte d'IvoireCroatiaCubaCyprusCzech RepublicDenmarkDjiboutiDominicaDominican RepublicDR CongoEcuadorEgyptEl SalvadorEquatorial GuineaEritreaEstoniaEswatiniEthiopiaFijiFinlandFranceGabonGambiaGeorgiaGermanyGhanaGreeceGrenadaGuatemalaGuineaGuinea-BissauGuyanaHaitiHondurasHong Kong SARHungaryIcelandIndiaIndonesiaIranIraqIrelandIsraelItalyJamaicaJapanJordanKazakhstanKenyaKiribatiKosovoKuwaitKyrgyzstanLaosLatviaLebanonLesothoLiberiaLibyaLiechtensteinLithuaniaLuxembourgMadagascarMalawiMalaysiaMaldivesMaliMaltaMarshall IslandsMauritiusMexicoMicronesiaMoldovaMonacoMongoliaMontenegroMoroccoMozambiqueMyanmarNamibiaNauruNepalNetherlandsNew ZealandNicaraguaNigerNigeriaNorth MacedoniaNorwayOmanPakistanPalauPalestinePanamaPapua New GuineaParaguayPeruPhilippinesPolandPortugalQatarRepublic of CongoRomaniaRussiaRwandaSaint Kitts and NevisSaint LuciaSaint VincentSamoaSan MarinoSão Tomé & PríncipeSaudi ArabiaSenegalSerbiaSeychellesSierra LeoneSingaporeSlovakiaSloveniaSolomon IslandsSomaliaSouth AfricaSouth KoreaSouth SudanSpainSri LankaSudanSurinameSwedenSwitzerlandSyriaTaiwanTajikistanTanzaniaThailandTimor-LesteTogoTongaTrinidad and TobagoTunisiaTurkeyTurkmenistanTuvaluUgandaUkraineUnited Arab EmiratesUnited KingdomUnited StatesUruguayUzbekistanVanuatuVatican CityVenezuelaVietnamYemenZambiaZimbabwe

Currencies

GHS · Ghana cediNGN · Nigerian nairaKES · Kenyan shillingZAR · South African randEGP · Egyptian poundMAD · Moroccan dirhamDZD · Algerian dinarTND · Tunisian dinarLYD · Libyan dinarSDG · Sudanese poundETB · Ethiopian birrUGX · Ugandan shillingTZS · Tanzanian shillingRWF · Rwandan francBIF · Burundian francCDF · Congolese francXAF · Central African CFAXOF · West African CFAGNF · Guinean francSLE · LeoneLRD · Liberian dollarGMD · DalasiCVE · Cabo Verdean escudoAOA · KwanzaMZN · MeticalZMW · Zambian kwachaZWL · Zimbabwe dollarBWP · PulaNAD · Namibian dollarLSL · LotiSZL · LilangeniMWK · KwachaMGA · AriaryMUR · Mauritian rupeeSCR · Seychellois rupeeDJF · Djiboutian francSOS · Somali shillingERN · NakfaSSP · South Sudanese poundSTN · DobraKMF · Comorian francAED · UAE dirhamSAR · Saudi riyalQAR · Qatari riyalKWD · Kuwaiti dinarBHD · Bahraini dinarOMR · Omani rialJOD · Jordanian dinarLBP · Lebanese poundILS · Israeli new shekelIQD · Iraqi dinarYER · Yemeni rialSYP · Syrian poundCNY · Chinese yuanINR · Indian rupeeJPY · Japanese yenKRW · South Korean wonSGD · Singapore dollarMYR · Malaysian ringgitIDR · Indonesian rupiahTHB · Thai bahtVND · Vietnamese dongPHP · Philippine pesoMMK · Myanmar kyatKHR · RielLAK · Lao kipBND · Brunei dollarUSD · US dollarLKR · Sri Lankan rupeeBDT · Bangladeshi takaPKR · Pakistani rupeeAFN · Afghan afghaniNPR · Nepalese rupeeBTN · NgultrumMVR · RufiyaaMNT · TögrögHKD · Hong Kong dollarTWD · New Taiwan dollarKZT · TengeUZS · Uzbekistani somTMT · ManatKGS · SomTJS · SomoniAZN · ManatAMD · DramGEL · LariIRR · Iranian rialEUR · EuroGBP · British poundCHF · Swiss francSEK · Swedish kronaNOK · Norwegian kroneDKK · Danish kronePLN · Polish zlotyCZK · Czech korunaHUF · Hungarian forintRON · Romanian leuBGN · Bulgarian levISK · Icelandic krónaRSD · Serbian dinarBAM · Convertible markMKD · DenarALL · LekBYN · Belarusian rubleUAH · HryvniaMDL · Moldovan leuRUB · Russian rubleTRY · Turkish liraCAD · Canadian dollarMXN · Mexican pesoGTQ · QuetzalHNL · LempiraNIO · CórdobaCRC · ColónCUP · Cuban pesoDOP · Dominican pesoHTG · GourdeJMD · Jamaican dollarTTD · TT dollarBSD · Bahamian dollarBBD · Barbadian dollarBZD · Belize dollarXCD · East Caribbean dollarBRL · Brazilian realARS · Argentine pesoCLP · Chilean pesoCOP · Colombian pesoPEN · SolUYU · Uruguayan pesoPYG · GuaraníBOB · BolivianoVES · Bolívar soberanoGYD · Guyana dollarSRD · Suriname dollarAUD · Australian dollarNZD · New Zealand dollarFJD · Fijian dollarPGK · KinaSBD · Solomon Islands dollarVUV · VatuWST · TalaTOP · PaʻangaUSDT · USDT stablecoinUSDC · USDC stablecoin

Payment corridors

From Australia (29)
From Brazil (28)
From Canada (29)
From China (28)
From Denmark (29)
From France (29)
From Germany (29)
From Ghana (28)
From Hong Kong SAR (29)
From India (28)
From Italy (29)
From Japan (29)
From Kenya (28)
From Kuwait (29)
From Mexico (28)
From Netherlands (29)
From Nigeria (28)
From Norway (29)
From Qatar (29)
From Saudi Arabia (28)
From Singapore (29)
From South Africa (28)
From South Korea (29)
From Spain (29)
From Sweden (29)
From Switzerland (29)
From Turkey (28)
From United Arab Emirates (28)
From United Kingdom (29)
From United States (29)
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