Global Payouts
Platform
Pay anyone.
Anywhere.
The way they want to get paid.
- 190+ Countries & Territories
- 80+ Currencies Supported
- Multiple Payment Rails
- Enterprise-Grade APIs
Quick answer
KeyBS Pay Global Payouts routes B2B payments to up to 190+ countries through partner infrastructure — bank rails, mobile money and stablecoin where available — with every beneficiary verified before funds move. Coverage, timings and pricing are route-dependent and subject to KYB/KYC and AML review.
Trusted by businesses worldwide
Where are you sending money?
Pick a destination — the rails, methods, timeline and limits update to match the corridor.
Enterprise Payout Protection
Every Payout Verified. Every Transaction Protected.
Before funds leave KeyBS Pay, every payment passes through multiple verification and fraud-prevention layers designed to reduce failed payments, prevent fraud, and strengthen AML/KYC compliance — beneficiary verification, bank account validation and identity checks built into every cross-border payout.
Verify Tax Identity
TIN Matching
Ensure the beneficiary’s Tax Identification Number matches the registered legal name where supported, reducing compliance risks and tax reporting errors.
Real-Time Fraud Detection
Velocity Checks
Monitor payment activity across users, devices, accounts and payment methods to identify suspicious behaviour before funds are released.
Beneficiary Name Verification
Account Name Inquiry (ANI)
Verify the beneficiary’s bank account name matches the account details provided before payment execution, reducing misdirected transfers.
Bank Account Verification
Account Validation Service (AVS)
Confirm that recipient accounts are valid, active and capable of receiving payments before processing.
Recipient Confirmation
Bank Account & Name Validation
Cross-check both account ownership and account details to ensure funds reach the intended beneficiary.
Why it matters
Reduce Fraud
Prevent unauthorized or suspicious payouts.
Reduce Failed Payments
Validate recipients before money moves.
Strengthen AML & KYC
Support global compliance requirements.
Protect Your Business
Reduce operational and financial losses.
Improve Payment Success
Increase first-time payment success rates.
Enterprise-Grade Security Built Into Every Payout
- Beneficiary Verification
- Fraud Detection
- Bank Validation
- Identity Checks
- Compliance Monitoring
Countries
Currencies
Payment Rails
Payment Accuracy
Millions
Processed Securely
Move Money Globally — Safely.
Multiple ways to pay
Choose the payout method your recipients prefer — or let the router pick automatically.
Payouts to 190+ countries across 6 continents
Every dot represents a corridor we route through. Colours indicate the fastest eligible settlement window.
Hover any country for coverage detail
64+ countries with per-corridor rail, settlement time and payout-method availability. Click through for the full country hub.
We connect to the fastest and most reliable local networks.
Predictable ceilings. Full disclosure.
Fastest eligible rail. Every time.
From funding to delivered — in five steps
A payout API a senior engineer can read in five minutes.
One endpoint routes through every eligible rail. Idempotent, signed, batchable and versioned.
POST /v1/payouts
Authorization: Bearer sk_live_...
Idempotency-Key: 3f2a...
{
"beneficiary_id": "ben_9f3q",
"amount": { "value": 12500.00, "currency": "USD" },
"method": "auto",
"reference": "Invoice #INV-2926"
}Built for teams that pay the world
Global Marketplaces
Pay sellers, creators and gig workers across 190+ countries from one API.
Import & Export
Route supplier and logistics payouts through the fastest eligible rail.
Enterprise Payroll
Deliver contractor and workforce payments in beneficiaries’ preferred method.
Fintechs · PSPs
White-label payout infrastructure with a single integration and shared reporting.
Insurance Payouts
Claims disbursements delivered locally with beneficiary-level compliance checks.
NGO · Humanitarian
Program disbursements to bank, wallet or cash-pickup in-country.
Enterprise controls at every layer
Where our customers move money most
What our customers say
KeyBS Pay has transformed how we pay our suppliers across Africa and Asia. Fast, reliable, and the verification layer gives us peace of mind.
The API is seamless and the coverage is unmatched. We can pay anyone, anywhere, the way they prefer.
Payouts settle in near real-time to mobile money in Nigeria and Ghana. Our sellers love the speed.
Frequently asked questions
How many countries and currencies does KeyBS Pay reach?
KeyBS Pay routes payouts to 190+ countries and 80+ currencies through regulated partner rails. Availability is corridor-dependent and subject to KYB, AML and route approval.
Which payment methods are supported?
Local bank transfer, wire, push-to-card, digital wallet, stablecoin, cash pickup, mobile money and debit-card deposits. Each method is available on a country- and route-dependent basis through approved partners.
How fast do payouts settle?
Real-time rails such as RTP, FedNow, SEPA Instant, UPI, PIX and mobile money settle within seconds where eligible. Same-day settlement may be available on ACH, GhIPSS and NIBSS. SWIFT and correspondent-bank routes complete in same day to T+2, subject to cutoff times and compliance review.
How is pricing structured?
Pricing is quote-based and disclosed in full before approval. Fees vary by corridor, method and payout volume; there are no undisclosed intermediary-bank deductions on eligible local rails.
Can we integrate through an API?
Yes. KeyBS Pay exposes a REST API with a single POST /v1/payouts endpoint, idempotency keys, HMAC-signed webhooks and OpenAPI 3.1 documentation. A file-based bulk mode is also available for high-volume programs.
What compliance and licensing framework applies?
Payouts are processed through licensed partners in each destination market. All flows are subject to KYB, KYC, sanctions screening and AML review. KeyBS Pay does not operate as an unregulated money transmitter.
Do you support stablecoin payouts?
Yes. USDT and USDC settlement may be available for eligible business transactions through approved partners. Retail flows are excluded; each stablecoin route is scoped to specific corridors and volumes.
What limits apply to individual transactions?
Limits are corridor- and rail-specific (for example, SEPA Instant EUR 100k, GBP Faster Payments GBP 1 M, NIBSS NGN 5 M or USD 50k). Higher-value transactions are routed to wire or Fedwire and are subject to enhanced due diligence.
How does KeyBS Pay prevent payout fraud?
KeyBS Pay uses multiple verification layers including beneficiary verification, account validation, identity verification and real-time fraud detection (velocity checks) to reduce payment failures and unauthorized transactions before funds are released.
Does KeyBS Pay verify bank accounts before payment?
Yes. Where supported, KeyBS Pay validates recipient account information and beneficiary details — including account name inquiry, account validation and TIN matching — before processing payments to improve payment success and reduce fraud.
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