Pay into China
like you're next door.
Settle your Chinese suppliers in CNY/RMB from Ghana, Nigeria, Kenya and across Africa. Domestic transfers, verified suppliers, escrow-ready workflows — settlement timing is route-dependent and quoted before you confirm.
KeyBS Pay allows African importers to pay Chinese suppliers in Chinese Yuan (CNY/RMB) directly into mainland China bank accounts, including platforms that only accept domestic payments such as 1688. Payments are processed through compliant infrastructure and verified before funds move. Settlement timing is route-dependent and subject to corridor conditions. The service supports funding from GHS, NGN, KES, ZAR, USD, GBP, and USDT.
Balance
$148,290
▲ +$3,420 this month
¥90,625
🇬🇭 Ghana → 🇨🇳 China · $12,500 · Illustrative
Shenzhen Tech Co.
CNY domestic payouts
Onshore RMB delivery
Verification first
Supplier check before wire
Multi-currency fund
GHS · NGN · KES · USD · USDT
Settlement timing
Route-dependent
Why import through us
Three reasons importers switch
Pay like a local
Your supplier receives CNY into their mainland China bank account through approved payment infrastructure. Route-dependent — subject to KYB/KYC, AML review and partner availability.
Full value, no surprises
Each quote shows corridor-specific or quote-based pricing — FX, fees and route information disclosed before approval. Final amount received is route-dependent and subject to beneficiary-bank handling.
Paid in your name
Every payment goes with your business name and invoice reference. Customs-ready documentation is generated automatically. Your supplier and your accountant both see a clean paper trail.
Sound familiar?
These are the most common problems African importers face when paying China suppliers.
My bank won't process payments to China — they're flagging or rejecting it
My Chinese supplier only accepts CNY/RMB — but I only have USD, GHS, or NGN
I got scammed before — sent money and the "supplier" disappeared
SWIFT transfers take 5–10 days and cost $45–$80 per transaction
1688 only accepts domestic Chinese payments — I can't pay directly
The FX rate my bank quoted was 3% worse than the market rate
KeyBS Pay solves all of the above in one workflow.
How it works
From invoice to CNY in your supplier's account
Register & KYB
Submit your business docs for KYB review. Approval timing depends on your jurisdiction and documents submitted.
Upload invoice
Paste your supplier's invoice, payment details, and intended goods description.
We verify supplier
We check the supplier's registration, bank account, sanctions status, and fraud signals.
Fund your account
Fund via mobile money, bank transfer, or USDT — in GHS, NGN, KES, ZAR, USD, or GBP.
We pay in CNY
We route a domestic CNY payment directly to your supplier's mainland China account.
Supplier ships goods
Supplier confirms receipt and ships. Track your order. Escrow releases on delivery.
Supported corridors
Money flowing from Africa into China
Fund in your local currency or USDT — your supplier is paid in CNY.
Why KeyBS
KeyBS vs your bank vs a SWIFT wire
| Feature | Your bank | SWIFT wire | KeyBS Pay ★ |
|---|---|---|---|
| Time to pay supplier | 5–10 days | 3–7 days | Route-dependent |
| Accepts CNY/RMB | ✕ | ✕ | ✓ |
| Works with 1688 domestic | ✕ | ✕ | ✓ |
| All-in FX cost | 3–5% | 2–4% | Quote-based |
| Supplier verification | ✕ | ✕ | ✓ |
| Escrow protection | ✕ | ✕ | ✓ |
| Customs-ready docs | ✕ | partial | ✓ |
Everything included
Not just a payment — a China import toolkit
CNY/RMB direct
Domestic bank-to-bank settlement in Chinese Yuan
Escrow releases
Funds held until goods arrive — your money is safe
Supplier verification
Business registry, KYC & sanctions check
Route-dependent settlement
Settlement timing depends on the corridor and is quoted before you confirm
Full documentation
Customs-ready remittance records per payment
Multi-platform
Alibaba, 1688, DHgate, factory direct all supported
Quoted FX rate
Quote-based corridor rates, locked before you confirm
TradeScore™
AI trust score for every Chinese supplier
Payout network
A payout network across China's trade hubs
Direct CNY settlement into all major Chinese manufacturing and trading cities.
Guangzhou
Guangdong
Electronics, textiles, clothing
Shenzhen
Guangdong
Tech, gadgets, manufacturing
Yiwu
Zhejiang
Small commodities, wholesale goods
Shanghai
Shanghai
Finance, export goods, FMCG
Dongguan
Guangdong
Furniture, hardware, toys
Hangzhou
Zhejiang
Silk, fashion, e-commerce
FAQ
Pay into China — FAQ
How do I pay into China from Africa?
You register a KeyBS Pay business account, submit your supplier's invoice and payment details, fund your account in your local currency or USDT, and KeyBS Pay routes a domestic CNY payment directly to your supplier's mainland China bank account. Settlement timing is route-dependent and quoted before you confirm, subject to compliance review and partner route approval.
Can I pay 1688 or Alibaba suppliers that do not accept international payments?
Yes. Because KeyBS Pay makes a domestic Chinese bank transfer in CNY, your supplier receives it exactly like a local Chinese buyer paid them. This is why platforms like 1688 — which only accept domestic CNY payments — work seamlessly. For Alibaba suppliers, customers typically pay the beneficiary directly via KeyBS Pay's CNY rail rather than through Alibaba Trade Assurance. We recommend verifying any supplier on KeyBS Pay before settling, regardless of marketplace.
How much does it cost to pay a Chinese supplier from Africa?
KeyBS Pay uses corridor-specific or quote-based pricing. You see the full all-in cost — FX conversion, payment processing and any verification fees — before you confirm the transfer. Complex transactions, escrow workflows or upgraded verification may carry additional fees, all of which are itemised on your quote. Pricing varies by route, currency, amount, funding method and partner costs.
Is it safe to pay Chinese suppliers through KeyBS Pay?
Every payment includes a supplier verification check — business registration against Chinese SAMR records, bank beneficiary review and sanctions screening. You can also add escrow protection, which holds funds until goods are confirmed received. No payment platform can eliminate all risk, but KeyBS Pay's verification layer significantly reduces the chance of paying a fraudulent supplier.
Which currencies can I use to fund a China payment?
You can fund in GHS (Ghana Cedi), NGN (Nigerian Naira), KES (Kenyan Shilling), ZAR (South African Rand), USD, GBP and USDT stablecoin (TRC-20/ERC-20). Your supplier always receives CNY into their Chinese bank account regardless of which currency you fund from. Currency availability is subject to corridor and partner-route approval.
How long does a China payment take to settle?
Settlement timing is route-dependent and depends on the corridor, time of day, documents submitted and compliance checks. Same-day settlement may be available on eligible routes when funds, documentation, compliance review and partner cut-off requirements are completed on time. Your KeyBS Pay quote will show the expected settlement window for your specific transaction before you confirm.
Can KeyBS Pay verify a Chinese supplier before payment?
Yes. Every payment to China includes a registry-backed check against SAMR (China State Administration for Market Regulation) records, beneficiary-bank verification, sanctions screening and red-flag analysis. Customers can also commission a full supplier verification report with TradeScore — KeyBS Pay's proprietary supplier-risk indicator — before sending the first payment. TradeScore is a decision-support tool and does not guarantee supplier performance, product quality, delivery or recovery of funds.
What documents do I need to pay a Chinese supplier from Africa?
Standard onboarding requires KYB documents — company registration, beneficial ownership, director IDs and proof of business address. Per-transaction, you upload the supplier invoice, beneficiary bank details (account name, account number, bank name, branch/SWIFT) and the trade context (purchase order, B/L, packing list where applicable). Additional documents may be requested by the compliance team based on transaction amount and corridor.
Can I track my China payment in real time?
Yes. Every payment is tracked through onboarding, FX execution, partner routing, compliance review and CNY settlement to the supplier's bank account. Status updates are delivered via the KeyBS Pay dashboard, email and (where available) WhatsApp Banking. A payment confirmation is issued at the moment the CNY transfer is executed.
Is there a minimum or maximum transaction amount for China payments?
Minimums and maximums are corridor- and plan-dependent. Each quote shows the supported range and any per-transaction or daily limits before approval. Larger transactions may trigger enhanced compliance review and require additional supporting documentation.
Ready to pay your Chinese suppliers?
Join African importers who pay faster, save more, and import with confidence.