🇨🇳 Pay into China

Pay into China
like you're next door.

Settle your Chinese suppliers in CNY/RMB from Ghana, Nigeria, Kenya and across Africa. Domestic transfers, verified suppliers, escrow-ready workflows — settlement timing is route-dependent and quoted before you confirm.

KeyBS Pay allows African importers to pay Chinese suppliers in Chinese Yuan (CNY/RMB) directly into mainland China bank accounts, including platforms that only accept domestic payments such as 1688. Payments are processed through compliant infrastructure and verified before funds move. Settlement timing is route-dependent and subject to corridor conditions. The service supports funding from GHS, NGN, KES, ZAR, USD, GBP, and USDT.

Works withAlibaba1688DHgateDirect factory
9:41

Balance

$148,290

▲ +$3,420 this month

K
Indicative rate1 USD = 7.25 ¥Illustrative
Latest paymentSettled

¥90,625

🇬🇭 Ghana → 🇨🇳 China · $12,500 · Illustrative

Shenzhen Tech Co.

✓ Verified★ TradeScore 92
Send CNY
Verify
FX Rate

CNY domestic payouts

Onshore RMB delivery

Verification first

Supplier check before wire

Multi-currency fund

GHS · NGN · KES · USD · USDT

Settlement timing

Route-dependent

Why import through us

Three reasons importers switch

Pay like a local

Your supplier receives CNY into their mainland China bank account through approved payment infrastructure. Route-dependent — subject to KYB/KYC, AML review and partner availability.

Full value, no surprises

Each quote shows corridor-specific or quote-based pricing — FX, fees and route information disclosed before approval. Final amount received is route-dependent and subject to beneficiary-bank handling.

Paid in your name

Every payment goes with your business name and invoice reference. Customs-ready documentation is generated automatically. Your supplier and your accountant both see a clean paper trail.

Sound familiar?

These are the most common problems African importers face when paying China suppliers.

My bank won't process payments to China — they're flagging or rejecting it

My Chinese supplier only accepts CNY/RMB — but I only have USD, GHS, or NGN

I got scammed before — sent money and the "supplier" disappeared

SWIFT transfers take 5–10 days and cost $45–$80 per transaction

1688 only accepts domestic Chinese payments — I can't pay directly

The FX rate my bank quoted was 3% worse than the market rate

KeyBS Pay solves all of the above in one workflow.

How it works

From invoice to CNY in your supplier's account

1

Register & KYB

Submit your business docs for KYB review. Approval timing depends on your jurisdiction and documents submitted.

2

Upload invoice

Paste your supplier's invoice, payment details, and intended goods description.

3

We verify supplier

We check the supplier's registration, bank account, sanctions status, and fraud signals.

4

Fund your account

Fund via mobile money, bank transfer, or USDT — in GHS, NGN, KES, ZAR, USD, or GBP.

5

We pay in CNY

We route a domestic CNY payment directly to your supplier's mainland China account.

6

Supplier ships goods

Supplier confirms receipt and ships. Track your order. Escrow releases on delivery.

Supported corridors

Money flowing from Africa into China

Fund in your local currency or USDT — your supplier is paid in CNY.

AFRICAGHNGKEZAKeyBSPayCHINA 🇨🇳GZSZYWSHPaid in CNYYou fund (GHS/NGN/KES/ZAR/USDT)Supplier paid in CNY
🇬🇭GhanaGHS → CNY
🇳🇬NigeriaNGN → CNY
🇰🇪KenyaKES → CNY
🇿🇦South AfricaZAR → CNY

Why KeyBS

KeyBS vs your bank vs a SWIFT wire

FeatureYour bankSWIFT wireKeyBS Pay ★
Time to pay supplier5–10 days3–7 daysRoute-dependent
Accepts CNY/RMB
Works with 1688 domestic
All-in FX cost3–5%2–4%Quote-based
Supplier verification
Escrow protection
Customs-ready docspartial

Everything included

Not just a payment — a China import toolkit

CNY/RMB direct

Domestic bank-to-bank settlement in Chinese Yuan

Escrow releases

Funds held until goods arrive — your money is safe

Supplier verification

Business registry, KYC & sanctions check

Route-dependent settlement

Settlement timing depends on the corridor and is quoted before you confirm

Full documentation

Customs-ready remittance records per payment

Multi-platform

Alibaba, 1688, DHgate, factory direct all supported

Quoted FX rate

Quote-based corridor rates, locked before you confirm

TradeScore™

AI trust score for every Chinese supplier

Payout network

A payout network across China's trade hubs

Direct CNY settlement into all major Chinese manufacturing and trading cities.

Guangzhou

Guangdong

Electronics, textiles, clothing

Shenzhen

Guangdong

Tech, gadgets, manufacturing

Yiwu

Zhejiang

Small commodities, wholesale goods

Shanghai

Shanghai

Finance, export goods, FMCG

Dongguan

Guangdong

Furniture, hardware, toys

Hangzhou

Zhejiang

Silk, fashion, e-commerce

FAQ

Pay into China — FAQ

How do I pay into China from Africa?

You register a KeyBS Pay business account, submit your supplier's invoice and payment details, fund your account in your local currency or USDT, and KeyBS Pay routes a domestic CNY payment directly to your supplier's mainland China bank account. Settlement timing is route-dependent and quoted before you confirm, subject to compliance review and partner route approval.

Can I pay 1688 or Alibaba suppliers that do not accept international payments?

Yes. Because KeyBS Pay makes a domestic Chinese bank transfer in CNY, your supplier receives it exactly like a local Chinese buyer paid them. This is why platforms like 1688 — which only accept domestic CNY payments — work seamlessly. For Alibaba suppliers, customers typically pay the beneficiary directly via KeyBS Pay's CNY rail rather than through Alibaba Trade Assurance. We recommend verifying any supplier on KeyBS Pay before settling, regardless of marketplace.

How much does it cost to pay a Chinese supplier from Africa?

KeyBS Pay uses corridor-specific or quote-based pricing. You see the full all-in cost — FX conversion, payment processing and any verification fees — before you confirm the transfer. Complex transactions, escrow workflows or upgraded verification may carry additional fees, all of which are itemised on your quote. Pricing varies by route, currency, amount, funding method and partner costs.

Is it safe to pay Chinese suppliers through KeyBS Pay?

Every payment includes a supplier verification check — business registration against Chinese SAMR records, bank beneficiary review and sanctions screening. You can also add escrow protection, which holds funds until goods are confirmed received. No payment platform can eliminate all risk, but KeyBS Pay's verification layer significantly reduces the chance of paying a fraudulent supplier.

Which currencies can I use to fund a China payment?

You can fund in GHS (Ghana Cedi), NGN (Nigerian Naira), KES (Kenyan Shilling), ZAR (South African Rand), USD, GBP and USDT stablecoin (TRC-20/ERC-20). Your supplier always receives CNY into their Chinese bank account regardless of which currency you fund from. Currency availability is subject to corridor and partner-route approval.

How long does a China payment take to settle?

Settlement timing is route-dependent and depends on the corridor, time of day, documents submitted and compliance checks. Same-day settlement may be available on eligible routes when funds, documentation, compliance review and partner cut-off requirements are completed on time. Your KeyBS Pay quote will show the expected settlement window for your specific transaction before you confirm.

Can KeyBS Pay verify a Chinese supplier before payment?

Yes. Every payment to China includes a registry-backed check against SAMR (China State Administration for Market Regulation) records, beneficiary-bank verification, sanctions screening and red-flag analysis. Customers can also commission a full supplier verification report with TradeScore — KeyBS Pay's proprietary supplier-risk indicator — before sending the first payment. TradeScore is a decision-support tool and does not guarantee supplier performance, product quality, delivery or recovery of funds.

What documents do I need to pay a Chinese supplier from Africa?

Standard onboarding requires KYB documents — company registration, beneficial ownership, director IDs and proof of business address. Per-transaction, you upload the supplier invoice, beneficiary bank details (account name, account number, bank name, branch/SWIFT) and the trade context (purchase order, B/L, packing list where applicable). Additional documents may be requested by the compliance team based on transaction amount and corridor.

Can I track my China payment in real time?

Yes. Every payment is tracked through onboarding, FX execution, partner routing, compliance review and CNY settlement to the supplier's bank account. Status updates are delivered via the KeyBS Pay dashboard, email and (where available) WhatsApp Banking. A payment confirmation is issued at the moment the CNY transfer is executed.

Is there a minimum or maximum transaction amount for China payments?

Minimums and maximums are corridor- and plan-dependent. Each quote shows the supported range and any per-transaction or daily limits before approval. Larger transactions may trigger enhanced compliance review and require additional supporting documentation.

Ready to pay your Chinese suppliers?

Join African importers who pay faster, save more, and import with confidence.

Learning path: China Trade · Step 1 of 5

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