PIX
Brazil’s Central Bank real-time payments system — 24/7 free consumer, tiered business.
PIX is a real-time payment rail routed by KeyBS Pay. Brazil’s Central Bank real-time payments system — 24/7 free consumer, tiered business.
Payouts routed through PIX settle to beneficiary accounts in BR. Where PIX is available for the destination country, it is the default rail for eligible payouts.
Every PIX payout is subject to KYB, KYC and sanctions screening. Pricing is disclosed in full before approval; failed payouts return a signed webhook event with a machine-readable reason code and remain refundable per program policy.
Corridor mechanics at a glance
Every KeyBS Pay payout follows the same operational contract; only the rail changes.
How a PIX payout moves through KeyBS Pay
PIX settles in real-time on eligible BRL destinations.
Popular PIX searches
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Countries reachable via PIX
PIX by industry
PIX developer resources
Frequently asked questions
What is PIX?
Brazil’s Central Bank real-time payments system — 24/7 free consumer, tiered business.
How fast is PIX?
Real-time. Actual settlement time is disclosed pre-approval and confirmed by signed webhook once the beneficiary bank acknowledges the credit.
Which countries can I reach through PIX?
BR. Availability is beneficiary-bank-dependent; the router falls back to wire if the beneficiary bank is not on PIX.
What currencies are supported on PIX?
BRL is the primary settlement currency for PIX. Multi-currency corridors are supported where the rail permits.
What limits apply on PIX?
Rail-specific ceilings apply; the platform surfaces them pre-approval. Higher-value transactions are automatically routed to wire.
Is PIX available 24/7?
Real-time rails (including PIX) operate around the clock. Batch and wire rails follow the local banking window.
How do I integrate PIX?
You don’t. KeyBS Pay abstracts rail selection: submit a payout to POST /v1/payouts and the router picks the fastest eligible rail. Use "method": "auto" (default) or force a specific method where policy requires.
Is PIX regulated?
Yes. KeyBS Pay routes PIX payouts only through partners licensed for the destination corridor.
Can I get a PIX settlement report?
Yes. Per-rail, per-corridor reconciliation reports are available in the dashboard and via API export.
What happens if a PIX payout fails?
Failed payouts return a signed webhook event with a machine-readable reason code. Funds remain in the source ledger and can be re-routed or refunded.
How is pricing set for PIX?
Quote-based, disclosed in full pre-approval. No undisclosed intermediary-bank deductions on eligible local rails.
Can I use PIX for consumer payouts?
Yes, where the beneficiary and route policy permit consumer flows. Stablecoin routes are business-only.
Are there cutoffs on PIX?
Real-time rails have no cutoffs. Batch and wire rails follow local banking-day windows; cutoffs are shown at quote time.
Does PIX support idempotent retries?
Yes. Every KeyBS Pay payout carries an Idempotency-Key so retries after transient errors are safe.
Which industries use PIX most?
Marketplaces, cross-border trade, workforce and NGO programs are the largest users of PIX on the KeyBS Pay platform.
Route your first PIX payout
Rail selection is automatic — you never have to pick one manually unless program policy requires it.