USD
Currency · ISO USD

US dollar (USD) payouts

The world reserve currency. Deep liquidity on every rail.

ISO code
USD
Symbol
$
Countries using
8
Settlement
Real-time

US dollar (USD) is a live payout currency on the KeyBS Pay platform. The world reserve currency. Deep liquidity on every rail.

USD is the official currency in 8 countries we route into, including Timor-Leste, United States, El Salvador, Panama, Ecuador and others. Beneficiaries in these markets receive funds directly in USD, with settlement times reflecting the fastest eligible local rail.

Every USD payout carries the same operational guarantees: pre-quoted FX, no undisclosed intermediary-bank deductions on eligible local rails, KYB / KYC / sanctions screening, and an HMAC-signed webhook audit trail. Pricing is quote-based and shown in full before approval.

Corridor data

Corridor mechanics at a glance

Every KeyBS Pay payout follows the same operational contract; only the rail changes.

ISO 4217
USD
Symbol
$
Full name
US dollar
Central bank
US Federal Reserve
Volatility
Reserve baseline · very low
Common pairs
EUR/USD · USD/JPY · GBP/USD · USD/CNY · USD/CAD · AUD/USD
Settlement routes
FedNow, RTP, ACH, Fedwire (domestic) · SWIFT wire (cross-border)
Reach
8 countries · supported for cross-border settlement
FX policy
Quote-based · rate locked at approval · no undisclosed spreads on eligible local rails
Compliance
KYB · KYC · Sanctions screening · AML review at file, batch and record level
Settlement
Real-time on eligible local rails · Same day on batch · T+0 to T+2 on wire
Stablecoin
USDC / USDT funding available on eligible business corridors through approved partners
Payment flow

How a USD payout moves through KeyBS Pay

Every payout follows the same seven-step operational contract regardless of source or destination currency.

Compliance screening
Every payout is screened against OFAC, UN, EU and UK HMT lists plus PEP databases and adverse-media feeds. Enhanced due diligence triggers on higher-value transactions, unusual patterns or elevated-risk destinations.
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FAQ

Frequently asked questions

Can I send payouts in USD?

Yes. US dollar (USD) is a supported payout currency on KeyBS Pay. The world reserve currency. Deep liquidity on every rail.

Which countries receive USD?

Timor-Leste, United States, El Salvador, Panama, Ecuador, Marshall Islands, Micronesia, Palau.

What FX rate is used for USD?

Every FX rate is quoted and disclosed pre-approval. Rates are drawn from live market feeds and locked at approval; there are no undisclosed spreads on eligible local rails.

Are USD payouts real-time?

Where the beneficiary bank participates in an eligible real-time rail, USD payouts settle in seconds. Same-day and T+0 to T+2 windows apply for batch or correspondent-bank routes respectively.

What limits apply to USD payouts?

Limits are corridor- and rail-specific. Actual ceilings are shown pre-approval and depend on your KYB tier and destination compliance policy.

Do I need an account in USD to send it?

No. You can fund your KeyBS Pay balance in any supported source currency; FX to USD is handled by the platform.

Is USD available for stablecoin funding?

You can fund payouts using USDC or USDT on eligible business corridors, with the beneficiary receiving in USD. Retail stablecoin flows are excluded.

What compliance applies to USD payouts?

Every payout is screened against sanctions and AML watchlists at file, batch and record level. Higher-value USD transactions trigger enhanced due diligence.

How is USD pricing structured?

Pricing is quote-based: FX margin, processing fee and any partner deductions are shown in full before you approve the payout. No pricing surprises after execution.

Is USD supported via API?

Yes. Set "amount.currency": "USD" on POST /v1/payouts. Idempotency, webhooks and OpenAPI 3.1 documentation apply.

Can I receive USD at KeyBS Pay?

Collection accounts and virtual IBANs / VANs are corridor-specific. Contact sales to scope inbound USD collection eligibility for your business.

Are there weekend cutoffs for USD?

Real-time rails operate around the clock. Same-day and wire rails follow the local banking window; weekend cutoffs are shown at quote time.

Is USD a restricted currency?

Availability is subject to jurisdictional sanctions, export controls and destination-country regulations. Restricted routes are automatically screened out at the platform level.

Can I split a payout across multiple currencies?

Each payout carries a single beneficiary currency. Splits and multi-leg orchestration are supported at the API or file-batch level.

Do you provide USD reconciliation exports?

Yes. Per-currency, per-corridor and per-beneficiary reconciliation reports are available in the dashboard and via API export.

Ready when you are

Send US dollar through KeyBS Pay

USD pricing is quote-based and disclosed in full before you approve.