A Card Program Your
Finance Team Actually Controls
Issue team and employee cards in seconds, set department budgets that enforce themselves, route requests through approval workflows, and audit every dollar — from one multi-user dashboard.
- Cards issued in seconds
- Budgets enforced by the card
- Full audit trail
Issue in seconds
Card Creation in Seconds
Issue a new virtual Visa or Mastercard from the dashboard the moment a need appears — no forms, no branch, no waiting on plastic.
Team Cards
Shared cards per team or project with a single budget, one statement, and every transaction attributed in real time.
Employee Cards
A dedicated card per employee with individual limits — expenses stop living on the founder’s card or in reimbursement spreadsheets.
API Issuance
Create, fund, freeze and delete cards programmatically through the KeyBS Pay Cards API — issue at the pace your operations run.
Control every dollar
Department Budgets
Allocate monthly budgets to marketing, engineering, operations or travel — each department spends from its own capped pool.
Spend Controls
Per-card daily and monthly limits, per-transaction ceilings and validity windows — policy enforced by the card itself.
Merchant Restrictions
Lock cards to merchant categories or block the ones you never approved — a travel card cannot buy ads, an ads card cannot book flights.
Freeze / Unfreeze
Suspend any card in one tap and reactivate it just as fast — offboarding, incidents and pauses handled without reissuing.
Govern & integrate
Approval Workflows
Route new card requests and limit increases to the right approver — employees request, finance approves, the card issues itself.
Multi-User Dashboard
Role-based access for admins, finance and cardholders — everyone sees exactly what their role permits, nothing more.
Accounting-Ready Exports
Per-card and per-department statements export cleanly (CSV) for your accounting stack — reconciliation in minutes, not evenings.
Audit Logs
Every issuance, limit change, freeze and deletion is logged with who, what and when — an audit trail your auditors will actually enjoy.
Approval Workflow
From request to spend — without a single email thread
Request
An employee or team lead requests a card with a purpose and budget from the dashboard.
Approve
Finance reviews and approves in one click — limits and merchant rules applied at approval.
Issue
The card is created in seconds with its own number, expiry and CVV, ready to spend.
Track
Every transaction streams into the dashboard in real time, attributed to person and department.
Department Budgets
One wallet, every department under control
Marketing
Ad accounts, design tools, campaign budgets — one capped card per platform.
Engineering
Cloud, AI APIs and dev tooling on per-service cards with hard ceilings.
Operations
Supplier deposits, logistics platforms and software — attributed per vendor.
Travel
Flights, hotels and per-diem cards issued per trip and frozen after return.
Simple, per-card pricing
From $60 one-time per card — no seat fees, no platform tiers
Every card includes a $50 preloaded balance ready to spend, a $1/month maintenance fee and a 2.5% funding fee. Whether you issue five cards or five hundred, the pricing model never changes.
Corporate card questions, answered
Corporate virtual cards are digital Visa and Mastercard credentials issued from a single business account — one per employee, team, department or vendor — each with its own number, limits and controls. They replace the shared company card and the reimbursement spreadsheet with per-card accountability.
Give every team a card. Keep every dollar in view.
Verify your business online and issue your first corporate cards today — each with $50 already loaded and ready to spend.