Premium Virtual Cards Built for Global Business
Issue premium Mastercard and Visa virtual cards instantly. Fund with bank transfer, USDT, USDC or Mobile Money. Compatible with Apple Pay and Google Pay.
- Visa Signature
- Mastercard
- Apple Pay
- Google Pay
Apple Pay & Google Pay available on the Obsidian Elite Edition.
Quick answer
KeyBS Pay virtual cards are Mastercard and Visa business cards created in seconds after approval — funded from supported balances including USDT, USDC, mobile money and bank transfer, with 3-D Secure and spend controls. Availability is subject to onboarding and eligibility.
The Collection
Three editions. One standard of craft.
Every edition ships with a $50 preloaded balance, 3-D Secure protection and 3-year validity — choose the daily limit and network that fit how your business spends.
Mastercard · Most Popular
Premium Black Edition
Everyday business spending
- $20,000 daily limit
- $50 preloaded balance
Visa Signature · Best Value
Emerald Signature Edition
The sweet spot for growing teams
- $50,000 daily limit
- $50 preloaded balance
Mastercard · Premium Business
Obsidian Elite Edition
Maximum limits, wallet-ready
- $100,000 daily limit
- $50 preloaded balance
- Apple Pay & Google Pay
Built for business spend
Every card, fully in your control
Instant Issuance
Generate a new virtual card from your KeyBS Pay dashboard in seconds — no plastic, no waiting, no branch visits.
Apple Pay
Add your Obsidian Elite Edition card to Apple Wallet and pay in apps, online and in-store contactless.
Google Pay
Tokenized payments through Google Wallet on Android — your card details never leave your device.
Visa Signature
The Emerald Signature Edition runs on the Visa Signature network with a $50,000 daily limit.
Mastercard
Premium Black and Obsidian Elite Editions are issued on Mastercard, accepted at millions of merchants.
Stablecoin Funding
Top up with USDT or USDC directly from your treasury wallet — credited after network confirmation.
Mobile Money Funding
Load cards straight from MTN MoMo, M-Pesa and other supported wallets in local markets.
Treasury Ready
Statements, exports and per-card spend analytics built for finance teams and audits.
Global Acceptance
Spend anywhere Visa or Mastercard is accepted online — suppliers, ads, SaaS, marketplaces, travel.
Enterprise Security
PCI DSS-aligned controls, 3-D Secure, tokenization, encryption and continuous fraud monitoring.
Command center
Every card, transaction and balance — one dashboard
Issue, fund, freeze and track from a single view. Export statements and reports whenever finance asks.
Available Balance
$58,450.00
Fund with
Marketing Team
Visa •••• 6828
$4,120
Freeze
SaaS Tools
Mastercard •••• 4417
$1,386
Freeze
Recent Activity
Alibaba — Supplier Invoice
Supplier Payments
-$4,850.00
Approved
Google Ads
Advertising
-$1,240.50
Approved
AWS Cloud Services
Subscriptions
-$386.20
Approved
Meta Business
Advertising
-$920.00
Approved
Emirates — Team Travel
Travel
-$2,145.75
Approved
Illustrative product preview — figures shown are examples, not live account data.
Use cases
One card for every kind of spend
Swipe to explore →
How money moves
From wallet to merchant in one flow
KeyBS Wallet
Fund in USD, EUR, GBP, USDT, USDC or local rails
Virtual Card
Balance available on your card in moments
Merchant
Pay any Visa / Mastercard merchant online
Payment Successful
3-D Secure verified, tracked in real time
KeyBS Wallet
Fund in USD, EUR, GBP, USDT, USDC or local rails
Virtual Card
Balance available on your card in moments
Merchant
Pay any Visa / Mastercard merchant online
Payment Successful
3-D Secure verified, tracked in real time
Global Acceptance
One card. Accepted worldwide.
KeyBS Pay virtual cards run on the Visa and Mastercard networks, backed by the same cross-border infrastructure that powers our global payouts — up to 190+ countries through partner infrastructure, with 80+ currencies supported through partner rails and 48 partner payment rails (local + international).
190+
Countries
80+
Currencies
48
Payment rails
Security
Bank-grade protection on every transaction
Every KeyBS Pay virtual card is protected by layered controls — from authentication at checkout to continuous monitoring behind the scenes.
PCI DSS-Aligned
Card data handled under PCI DSS-aligned controls and hardened infrastructure.
3-D Secure
Strong customer authentication on supported online transactions.
Tokenization
Card numbers are tokenized — merchants never store your real credentials.
Fraud Detection
Behavioural monitoring flags unusual spend patterns in real time.
Encryption
Data encrypted in transit and at rest across the platform.
Real-Time Monitoring
Watch authorizations as they happen with alerts and activity feeds.
How it works
From signup to global spend in five steps
Create Account
Open your KeyBS Pay business account online in minutes.
Verify Business
Complete KYB/KYC verification with your registration documents.
Issue Card
Create your first virtual Visa or Mastercard in seconds.
Fund Wallet
Top up in USD, EUR, GBP, stablecoins or local African rails.
Spend Globally
Pay suppliers, subscriptions and platforms anywhere online.
Trusted by Businesses Across Africa
Customer success stories (coming soon)
We're working with our early customers to document measurable, verified success stories. Soon you'll find real case studies showing how businesses use KeyBS Pay Virtual Cards for supplier payments, global subscriptions and expense management.
Go deeper
Explore virtual cards by what you need them for
By merchant
By country
FAQ
Virtual cards, answered
A KeyBS Pay virtual card is a digital Visa or Mastercard issued from your KeyBS Pay business account. It has its own card number, expiry date and CVV, and works for online payments anywhere Visa or Mastercard is accepted — without waiting for plastic.
Ready to issue your first virtual card?
Open your KeyBS Pay account, verify your business, and create secure virtual Visa and Mastercard cards for spend across 190+ countries.