One upfront price.
$50 of it is yours to spend.
Choose your virtual Visa or Mastercard, pay once, and start spending in seconds — every card includes a $50 preloaded balance ready to spend. No hidden fees, no surprises.
- $50 preloaded balance included
- Only $1/month maintenance
- 3-year card validity
KEYBS PAY
Mastercard Silver
•••• •••• •••• 6828
Cardholder
YOUR BUSINESS
Mastercard Silver
Everyday business spending
- 3-D Secure protection
- $20,000 daily spending limit
- Freeze / unfreeze anytime
- Multi-currency funding
KEYBS PAY
Visa Classic
•••• •••• •••• 6828
Cardholder
YOUR BUSINESS
Visa Classic
The sweet spot for growing teams
- 3-D Secure protection
- $50,000 daily spending limit
- Freeze / unfreeze anytime
- Multi-currency funding
KEYBS PAY
Mastercard Elite
•••• •••• •••• 6828
Cardholder
YOUR BUSINESS
Mastercard Elite
Maximum limits, wallet-ready
- 3-D Secure protection
- $100,000 daily spending limit
- Apple Pay & Google Pay
- Freeze / unfreeze anytime
- Multi-currency funding
Prices are one-time onboarding costs: card issuance fee + $50 initial balance loaded onto your card. A $1 monthly maintenance fee and 2.5% card funding fee apply. Not recurring purchase prices.
Side by Side
Compare the three cards
Same transparent structure on every tier — the differences are the network, the daily limit, and device-wallet support.
| Feature | Mastercard Silver $60 | Visa Classic $65 Best Value | Mastercard Elite $75 For High-Volume Businesses |
|---|---|---|---|
| Total to pay today | $60 | $65 | $75 |
| Card issuance fee | $10 | $15 | $25 |
| Preloaded balance included | $50 | $50 | $50 |
| Network | Mastercard | Visa | Mastercard |
| Daily spending limit | $20,000 | $50,000 | $100,000 |
| Card funding fee | 2.5% | 2.5% | 2.5% |
| Monthly maintenance | $1 | $1 | $1 |
| Card validity | 3 years | 3 years | 3 years |
| 3-D Secure | |||
| Apple Pay | |||
| Google Pay | |||
| Freeze / unfreeze anytime | |||
| Multi-currency funding | |||
| Real-time spend tracking | |||
| Get Silver | Get Visa Classic | Get Elite |
What's Included
Every card ships fully loaded
No feature paywalls on the basics — these come standard with Silver, Classic and Elite.
$50 preloaded balance
Every card ships with $50 already loaded and ready to spend — your onboarding cost is working capital, not a sunk fee.
Dedicated card credentials
Unique card number, expiry and CVV per card — never share your main account details with a merchant again.
3-D Secure authentication
Strong customer authentication on supported online transactions, on every tier.
Full spending controls
Freeze, unfreeze, set limits and delete cards in one tap from your dashboard.
Multi-currency funding
Top up with USDT, USDC, mobile money or bank transfer — conversion quoted before you confirm.
3-year validity
Cards stay valid for three years from issuance — no annual reissue fees.
Global Acceptance
Where you can use your card
Anywhere Visa or Mastercard is accepted online — from ad platforms and cloud bills to marketplaces and travel.
Advertising
Software & Cloud
Marketplaces
Travel
Subscriptions & Streaming
E-commerce & Retail
Merchant names shown for illustration — your card works anywhere Visa or Mastercard is accepted online.
Funding Methods
Load your card your way
Four funding routes, one card. A 2.5% funding fee applies per top-up and conversion is quoted before you confirm.
USDT
Top up with Tether over TRC-20 or ERC-20 directly from your treasury wallet — credited after network confirmation.
USDC
Fund cards with USD Coin for a fully-reserved, dollar-backed top-up route your finance team can audit.
Mobile Money
MTN MoMo, M-Pesa and other supported wallets — load your card straight from local mobile money in supported markets.
Bank Transfer
Fund from your business bank account via local transfer rails or international wire — conversion quoted before you confirm.
Security
Enterprise-grade protection on every tier
The same security stack protects a $60 Silver card and a $75 Elite card — no tiered safety.
PCI DSS-Aligned
Card data handled under PCI DSS-aligned controls and hardened infrastructure.
3-D Secure
Strong customer authentication on supported online transactions.
Tokenization
Card numbers are tokenized — merchants never store your real credentials.
Fraud Detection
Behavioural monitoring flags unusual spend patterns in real time.
Encryption
Data encrypted in transit and at rest across the platform.
Real-Time Monitoring
Watch authorizations as they happen with alerts and activity feeds.
Physical cards are on the way
Take KeyBS Pay beyond the browser — plastic and premium metal cards for in-store, contactless spending. Join the waitlist and be first to know when they launch in your country.
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Plastic Card
Plastic Card
$50Planned launch pricing — final specifications may vary.
- Contactless in-store payments
- Linked to your KeyBS Pay wallet
- Same dashboard controls as virtual cards
- Standard delivery
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Metal Card
Metal Card
$100Planned launch pricing — final specifications may vary.
- Premium brushed-metal build
- Contactless in-store payments
- Priority support line
- Express delivery
Join the physical card waitlist
Be first in line when plastic and metal cards launch in your country.
Pricing questions, answered
They are one-time onboarding costs — not recurring fees. Each price combines the card issuance fee ($10 for Mastercard Silver, $15 for Visa Classic, $25 for Mastercard Elite) plus a $50 initial balance that is loaded onto your card and immediately available to spend.
Your card is one click away
Pick a tier, verify your business, and issue your first virtual card in seconds — with $50 already loaded and ready to spend.