One upfront price.
$50 of it is yours to spend.
Choose your virtual Visa or Mastercard, pay once, and start spending in seconds — every card includes a $50 preloaded balance ready to spend. No hidden fees, no surprises.
- $50 preloaded balance included
- Only $1/month maintenance
- 3-year card validity
Premium Black Edition
Everyday business spending
- 3-D Secure protection
- $20,000 daily spending limit
- Freeze / unfreeze anytime
- Multi-currency funding
Emerald Signature Edition
The sweet spot for growing teams
- 3-D Secure protection
- $50,000 daily spending limit
- Freeze / unfreeze anytime
- Multi-currency funding
Obsidian Elite Edition
Maximum limits, wallet-ready
- 3-D Secure protection
- $100,000 daily spending limit
- Apple Pay & Google Pay
- Freeze / unfreeze anytime
- Multi-currency funding
Prices are one-time onboarding costs: card issuance fee + $50 initial balance loaded onto your card. A $1 monthly maintenance fee and 2.5% card funding fee apply. Not recurring purchase prices.
Side by Side
Compare the three cards
Same transparent structure on every tier — the differences are the network, the daily limit, and device-wallet support.
| Feature | Premium Black Edition $60 Most Popular | Emerald Signature Edition $65 Best Value | Obsidian Elite Edition $75 Premium Business |
|---|---|---|---|
| Total to pay today | $60 | $65 | $75 |
| Card issuance fee | $10 | $15 | $25 |
| Preloaded balance included | $50 | $50 | $50 |
| Network | Mastercard | Visa Signature | Mastercard |
| Daily spending limit | $20,000 | $50,000 | $100,000 |
| Card funding fee | 2.5% | 2.5% | 2.5% |
| Monthly maintenance | $1 | $1 | $1 |
| Card validity | 3 years | 3 years | 3 years |
| 3-D Secure | |||
| Apple Pay | |||
| Google Pay | |||
| Freeze / unfreeze anytime | |||
| Multi-currency funding | |||
| Real-time spend tracking | |||
| Get Premium Black | Get Emerald Signature | Get Obsidian Elite |
Not sure which card? Answer four questions.
We’ll match you to the tier that fits your volume — no email required.
Expected monthly spend
How many cards?
Main funding method
Need Apple Pay / Google Pay?
What's Included
Every card ships fully loaded
No feature paywalls on the basics — these come standard on Premium Black, Emerald Signature and Obsidian Elite.
$50 preloaded balance
Every card ships with $50 already loaded and ready to spend — your onboarding cost is working capital, not a sunk fee.
Dedicated card credentials
Unique card number, expiry and CVV per card — never share your main account details with a merchant again.
3-D Secure authentication
Strong customer authentication on supported online transactions, on every tier.
Full spending controls
Freeze, unfreeze, set limits and delete cards in one tap from your dashboard.
Multi-currency funding
Top up with USDT, USDC, mobile money or bank transfer — conversion quoted before you confirm.
3-year validity
Cards stay valid for three years from issuance — no annual reissue fees.
Global Acceptance
Where you can use your card
Anywhere Visa or Mastercard is accepted online — from ad platforms and cloud bills to marketplaces and travel.
Advertising
Software & Cloud
Marketplaces
Travel
Subscriptions & Streaming
E-commerce & Retail
Merchant names shown for illustration — your card works anywhere Visa or Mastercard is accepted online.
Funding Methods
Load your card your way
Four funding routes, one card. A 2.5% funding fee applies per top-up and conversion is quoted before you confirm.
USDT
Top up with Tether over TRC-20 or ERC-20 directly from your treasury wallet — credited after network confirmation.
USDC
Fund cards with USD Coin for a fully-reserved, dollar-backed top-up route your finance team can audit.
Mobile Money
MTN MoMo, M-Pesa and other supported wallets — load your card straight from local mobile money in supported markets.
Bank Transfer
Fund from your business bank account via local transfer rails or international wire — conversion quoted before you confirm.
Device Wallets
Tap to pay, straight from your phone
Add your Obsidian Elite Edition card to your device wallet and pay in apps, online and everywhere contactless is accepted — authenticated with your fingerprint or face, so your card details never leave your device.
Device-wallet support is included with the Obsidian Elite Edition.
Device Wallet
Security
Enterprise-grade protection on every tier
The same security stack protects a $60 Premium Black card and a $75 Obsidian Elite card — no tiered safety.
PCI DSS-Aligned
Card data handled under PCI DSS-aligned controls and hardened infrastructure.
3-D Secure
Strong customer authentication on supported online transactions.
Tokenization
Card numbers are tokenized — merchants never store your real credentials.
Fraud Detection
Behavioural monitoring flags unusual spend patterns in real time.
Encryption
Data encrypted in transit and at rest across the platform.
Real-Time Monitoring
Watch authorizations as they happen with alerts and activity feeds.
Physical cards are on the way
Take KeyBS Pay beyond the browser — plastic and premium metal cards for in-store, contactless spending. Join the waitlist and be first to know when they launch in your country.
•••• •••• •••• ••••
Plastic Card
Plastic Card
$50Planned launch pricing — final specifications may vary.
- Contactless in-store payments
- Linked to your KeyBS Pay wallet
- Same dashboard controls as virtual cards
- Standard delivery
•••• •••• •••• ••••
Metal Card
Metal Card
$100Planned launch pricing — final specifications may vary.
- Premium brushed-metal build
- Contactless in-store payments
- Priority support line
- Express delivery
Join the physical card waitlist
Be first in line when plastic and metal cards launch in your country.
Pricing questions, answered
They are one-time onboarding costs — not recurring fees. Each price combines the card issuance fee ($10 for Premium Black Edition, $15 for Emerald Signature Edition, $25 for Obsidian Elite Edition) plus a $50 initial balance that is loaded onto your card and immediately available to spend.
Your card is one click away
Pick a tier, verify your business, and issue your first virtual card in seconds — with $50 already loaded and ready to spend.