Country payment profiles
42 market profiles from the KeyBS Pay corridor dataset — 12 African funding markets and 30 global delivery markets. Each profile documents the domestic rails, the regulator, the paperwork and every corridor touching that market.
Coverage figures computed from the KeyBS Pay corridor dataset · availability is route-dependent and confirmed per quote
African markets
Funding-side profiles — how businesses pay in from each market.
Ghana
GHSGhIPSS Instant Pay · ACH · mobile money (MTN MoMo, Telecel Cash, AT Money)
Regulator: Bank of Ghana
Nigeria
NGNNIBSS Instant Payments (NIP) · NEFT · mobile money & fintech wallets
Regulator: Central Bank of Nigeria
Kenya
KESPesaLink · M-Pesa (paybill/till) · RTGS (KEPSS)
Regulator: Central Bank of Kenya
South Africa
ZARPayShap · RTC (real-time clearing) · EFT · SAMOS RTGS
Regulator: South African Reserve Bank
Egypt
EGPInstaPay (IPN) · EG-ACH · CBE RTGS
Regulator: Central Bank of Egypt
Morocco
MADGSIMT interbank transfers · SRBM RTGS
Regulator: Bank Al-Maghrib
Tanzania
TZSTIPS instant payments · mobile money (M-Pesa, Mixx by Yas, Airtel Money)
Regulator: Bank of Tanzania
Uganda
UGXMobile money (MTN MoMo, Airtel Money) · EFT · UNISS RTGS
Regulator: Bank of Uganda
Rwanda
RWFRIPPS RTGS · mobile money (MTN MoMo, Airtel Money)
Regulator: National Bank of Rwanda
Senegal
XOFSICA/STAR-UEMOA regional rails · Wave · Orange Money
Regulator: BCEAO (Central Bank of West African States)
Côte d’Ivoire
XOFSICA/STAR-UEMOA regional rails · Orange Money · MTN MoMo · Wave
Regulator: BCEAO (Central Bank of West African States)
Cameroon
XAFSYGMA RTGS · SYSTAC batch · MTN MoMo · Orange Money
Regulator: BEAC (Bank of Central African States)
Global markets
Delivery-side profiles — how suppliers and partners receive funds.
East Asia
China
CNYCNAPS domestic RTGS · CIPS cross-border RMB · corporate bank accounts
Regulator: People’s Bank of China / SAFE
Japan
JPYZengin system · BOJ-NET
Regulator: Bank of Japan / FSA
South Korea
KRWKFTC interbank networks · BOK-Wire+
Regulator: Bank of Korea / FSC
Hong Kong
HKDFPS (Faster Payment System) · CHATS RTGS
Regulator: Hong Kong Monetary Authority
North America
Europe
Middle East
United Arab Emirates
AEDUAEFTS · Aani instant payments · IBAN-based transfers
Regulator: Central Bank of the UAE
Saudi Arabia
SARSARIE RTGS · sarie instant payments
Regulator: Saudi Central Bank (SAMA)
Qatar
QARQCB payment systems · IBAN-based transfers
Regulator: Qatar Central Bank
Kuwait
KWDKASSIP · IBAN-based transfers
Regulator: Central Bank of Kuwait
Europe / Middle East
Europe (SEPA)
Germany
EURSEPA Credit Transfer · SEPA Instant · TARGET2
Regulator: Bundesbank / BaFin
France
EURSEPA Credit Transfer · SEPA Instant · TARGET2
Regulator: Banque de France / ACPR
Netherlands
EURSEPA Credit Transfer · SEPA Instant
Regulator: De Nederlandsche Bank
Italy
EURSEPA Credit Transfer · SEPA Instant
Regulator: Banca d’Italia
Spain
EURSEPA Credit Transfer · SEPA Instant (Bizum retail)
Regulator: Banco de España
Belgium
EURSEPA Credit Transfer · SEPA Instant
Regulator: National Bank of Belgium
Portugal
EURSEPA Credit Transfer · SEPA Instant
Regulator: Banco de Portugal
Southeast Asia
Singapore
SGDFAST · PayNow · MEPS+ RTGS
Regulator: Monetary Authority of Singapore
Vietnam
VNDNAPAS instant transfers · CITAD RTGS
Regulator: State Bank of Vietnam
Thailand
THBPromptPay · BAHTNET RTGS
Regulator: Bank of Thailand
Indonesia
IDRBI-FAST · SKNBI clearing
Regulator: Bank Indonesia
Malaysia
MYRDuitNow · RENTAS RTGS
Regulator: Bank Negara Malaysia
Oceania
Frequently asked questions
What do these country profiles cover?
Each profile documents the market’s domestic payment rails with indicative speeds, the central bank or supervisory authority, the documents businesses typically need for cross-border payments, the local currency, and links to every corridor that starts or ends in that market.
Is this operational or pricing data?
No — it is reference metadata computed from the KeyBS Pay corridor dataset. Availability is route-dependent and confirmed per quote; nothing on these pages is a price or a settlement commitment.
Why are markets split into African and global groups?
KeyBS Pay serves African businesses paying and collecting globally. African markets are documented as funding-side profiles (how you pay in), while global markets are documented as delivery-side profiles (how suppliers and partners get paid).
Explore the payments knowledge graph
Countries · 42
Market profiles: rails, regulators, documents and corridors
Currencies · 22
Currency profiles with every business FX pair
Payment Rails · 63
Domestic and cross-border rails, by settlement family
Providers · 37
Objective capability profiles for payment providers
Settlement Methods · 7
The seven settlement families behind every route
Central Banks & Regulators · 41
Who supervises payments in each market, and what they require
From reference data to an executable quote
This page is reference metadata — availability is route-dependent. A KeyBS Pay quote shows the committed rate, disclosed fee and exact receive amount before you approve anything.
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