KeyBS Balance Boost
Put eligible business balances to work.
Balance Boost lets eligible, approved businesses earn a return on qualifying USD, GBP and EUR balances held with KeyBS Pay — with flexible-access and fixed-term structures. Your indicative rate is disclosed on activation.
Available to eligible, approved KeyBS Pay business customers, subject to jurisdiction, product eligibility, KYB/KYC, compliance review and supporting-provider availability.
Currency
Structure
Indicative rate — USD · Flexible Access
Indicative rate disclosed on activation
Projected return
Calculated after your rate is disclosed
- No fixed commitment period
- Access under activation terms
- Rate disclosed on activation
Balance Boost is not a bank deposit or savings account, returns are not guaranteed and balances are not covered by deposit insurance schemes. Any indicative rate is disclosed on activation and confirmed before you commit any balance.
KeyBS Pay Collections & Treasury
All products live for eligible, approved businesses
One connected ecosystem to collect payments, manage balances and simplify reconciliation.
Checkout
Accept customer payments
Payment Links
Request and collect payments
Balance Boost
Optimize eligible balances
Accounting Integrations
Synchronize transactions and reconciliation
Available to eligible, approved KeyBS Pay business customers, subject to jurisdiction, product eligibility, KYB/KYC, compliance review and supporting-provider availability.
Quick Answer
What is KeyBS Balance Boost?
KeyBS Balance Boost lets eligible, approved businesses put qualifying USD, GBP and EUR balances to work through flexible-access and fixed-term structures. KeyBS Pay does not publish teaser rates — your indicative rate is disclosed on activation, based on currency, structure, eligibility and supporting-provider availability. Balance Boost is not a bank deposit and returns are not guaranteed.
Two structures. Your terms disclosed upfront.
Choose how eligible balances work — no published teaser rates, no surprises. Everything is disclosed on activation, before you commit.
Flexible Access
Balances keep working — access retained
Keep eligible balances working while retaining access under the terms confirmed at activation.
- No fixed commitment period
- Access under activation terms
- Rate disclosed on activation
Fixed Term
Committed structure — terms agreed upfront
Commit eligible balances for an agreed term structure. Available term lengths are confirmed during activation.
- Term lengths confirmed at activation
- Balances returned at maturity
- Rate disclosed on activation
Why we don\u2019t publish rates
Rates vary by currency, structure, business profile and supporting-provider availability. Instead of advertising a headline number that may not apply to you, KeyBS Pay discloses your actual indicative rate on activation — and you confirm the terms before committing any balance.
Built for business treasury
Three Major Currencies
Boost qualifying balances in USD, GBP and EUR, subject to eligibility per currency and jurisdiction.
Flexible Access
Keep eligible balances working while retaining access under the terms confirmed at activation.
Fixed Term
Commit eligible balances for an agreed term structure. Available term lengths are confirmed during activation.
Rate Transparency
No teaser rates. Your current indicative rate is disclosed on activation and confirmed before you commit anything.
Treasury Visibility
Track boosted balances alongside your operating balances in one treasury view.
Compliance-First Design
Eligibility is reviewed per jurisdiction, with KYB/KYC, compliance review and supporting-provider availability.
How activation works
Request Activation
Ask to activate Balance Boost from your KeyBS Pay account or through your account manager.
Eligibility Review
Jurisdiction, product eligibility, KYB/KYC and compliance review are completed.
Rate Disclosure
Your indicative rate for each currency and structure is disclosed — nothing is committed yet.
Allocate Eligible Balances
Choose flexible-access or fixed-term structures for qualifying USD, GBP or EUR balances.
Track & Manage
Monitor boosted balances alongside operating balances, with clear terms at every step.
Balance Boost — Frequently Asked Questions
What is KeyBS Balance Boost?
KeyBS Balance Boost is a treasury feature that lets eligible, approved businesses earn a return on qualifying balances held with KeyBS Pay. It supports flexible-access and fixed-term structures, with the applicable indicative rate disclosed on activation.
Which currencies does Balance Boost support?
Balance Boost currently supports qualifying balances in USD, GBP and EUR. Eligibility per currency depends on jurisdiction, business profile, compliance review and supporting-provider availability.
What rate will I earn?
KeyBS Pay does not publish standard or teaser rates for Balance Boost. Your indicative rate is disclosed on activation and depends on currency, chosen structure, eligibility and supporting-provider availability. You confirm the disclosed terms before committing any balance.
What is the difference between flexible access and fixed term?
Flexible access keeps eligible balances working while you retain access under the terms confirmed at activation. Fixed term commits eligible balances for an agreed period in exchange for terms disclosed on activation. Available term lengths are confirmed during activation.
Is Balance Boost a savings account or bank deposit?
No. Balance Boost is not a bank deposit or savings account, returns are not guaranteed and balances are not covered by deposit insurance schemes. Services are provided directly where permitted or through regulated financial and technology infrastructure partners.
Who is eligible for Balance Boost?
Balance Boost is available to eligible, approved KeyBS Pay business customers, subject to jurisdiction, product eligibility, KYB/KYC, compliance review and supporting-provider availability. Eligibility is confirmed during activation.
Can I withdraw boosted balances?
Flexible-access structures allow access under the terms confirmed at activation. Fixed-term structures return balances at maturity under the agreed terms. Exact access conditions are disclosed before you commit anything.
How do I find out my current rate?
Request your current rate from the Balance Boost page or through your account manager. After eligibility review, your indicative rate for each currency and structure is disclosed on activation — before you commit any balance.
Related services
Compliance notice: KeyBS Pay is not a bank. Available to eligible, approved KeyBS Pay business customers, subject to jurisdiction, product eligibility, KYB/KYC, compliance review and supporting-provider availability. Services are provided directly where permitted or through regulated financial and technology infrastructure partners. Balance Boost is not a bank deposit or savings account, returns are not guaranteed and balances are not covered by deposit insurance schemes. Any indicative rate is disclosed on activation and confirmed before you commit any balance.
Find out what your balances could do
Request your current rate — after eligibility review, your indicative rate for USD, GBP and EUR structures is disclosed on activation, before you commit anything.