Agency Payments
One Payment Stack for Your Whole Agency
Pay freelancers and contractors on local rails, issue virtual cards for every ad platform and client budget, and collect from international clients — without losing margin to FX spreads and wire fees.
Common Challenges
Agencies run global teams and global media budgets on tools built for domestic businesses.
Paying contractors abroad
Freelancers in other countries wait days for wires and lose a slice of every payment to intermediary bank fees.
Ad account payment failures
Cards declined by Google, Meta or TikTok mid-campaign pause delivery at the worst possible moment.
Untracked client budgets
One shared company card across many client campaigns makes clean cost allocation nearly impossible.
FX losses on client billing
Collecting in USD or EUR and converting through a bank quietly costs 3–5% of agency revenue.
Subscription sprawl
Dozens of SaaS tools billed to one card make cancellations, budgets and audits painful.
Cash flow visibility
Money spread across payment tools, wallets and bank accounts hides the real cash position.
How KeyBS Pay Solves Them
Contractor payouts on local rails
Pay team members across 190+ countries in their local currency — with beneficiary bank details verified before the first payment.
Virtual cards per client & platform
Issue a dedicated card for each ad account, client budget or SaaS subscription, with limits and controls that keep spend inside scope.
Multi-currency client billing
Hold client payments in USD, EUR or GBP and convert at quoted rates when it suits your margin — not the bank’s.
Clean reporting by design
Every card and payout is tagged, exportable and reconciled — client-level cost reporting stops being a spreadsheet project.
Recommended Products
Virtual Cards
Dedicated cards for ad platforms, subscriptions and client budgets.
Explore →Global Payouts
Contractor and freelancer payments on local rails worldwide.
Explore →Multi-Currency Accounts
Hold and convert client revenue across major currencies.
Explore →FX Exchange
Convert between currencies at competitive quoted rates.
Explore →How Agencies Run on KeyBS Pay
- 01
Collect from clients
Receive client payments into multi-currency accounts without receiving-side deductions.
- 02
Convert on your terms
Exchange at quoted rates when margins are favourable — no forced conversion.
- 03
Issue campaign cards
Spin up virtual cards per ad platform or client budget with hard limits.
- 04
Pay your people
Send contractor payouts to verified bank accounts on local rails.
- 05
Report by client
Tagged spend and payout data export straight into your reporting.
Why Teams Choose KeyBS Pay
- Contractors paid in local currency — happier talent, less churn
- Ad campaigns keep running with dedicated per-platform cards
- Client budgets ring-fenced with card-level limits
- FX conversion at quoted rates protects agency margin
- Beneficiary verification prevents misdirected contractor payments
- Every payment traceable for client billing and audits
Built for Your Stack
Automate contractor payouts on your payroll cycle, issue cards programmatically and pull spend data into your reporting stack through the REST API — with webhooks for settlement events.
Explore the API Documentation →# Pay a contractorPOST /v1/payouts{ "beneficiary_id": "ben_8x2k","amount": 1500, "currency": "USD","reference": "retainer-june" }# Issue a campaign cardPOST /v1/cards{ "label": "client-acme-meta-ads","monthly_limit": 5000 }
Frequently Asked Questions
Can we pay freelancers in their local currency?
Yes. Payouts are delivered on local payment rails across 190+ countries, so contractors receive local currency without intermediary bank deductions. Settlement time is route-dependent, with same-day delivery on major corridors.
Do the virtual cards work with Google, Meta and TikTok ads?
Yes. Virtual cards are designed for online business spend, including major advertising platforms and SaaS subscriptions. You can issue a dedicated card per platform or per client budget with its own limit.
How does multi-currency client billing work?
You receive client payments into multi-currency account balances (USD, EUR, GBP and more), hold funds as long as you like, and convert at the quoted FX rate when it suits your margin.
What does it cost to send a contractor payment?
Pricing is From 1.5%, route-dependent, with the FX rate quoted and locked before you confirm. There are no wire fees and no receiving-side charges taken from your contractor.
Can we separate spend by client?
Yes. Cards and payouts carry labels and references, so client-level cost allocation and campaign reporting can be exported directly instead of reconstructed from statements.
Run Your Agency’s Money Globally
From contractor payouts to ad spend controls — see how agencies consolidate their payment stack on KeyBS Pay.