Marketplace Payouts
Payout Infrastructure Built for Marketplaces
Onboard sellers anywhere, verify their bank accounts before the first cent moves, and disburse earnings in local currencies through partner payment rails — all controlled from one dashboard or a single API.
Common Challenges
Platforms that pay third-party sellers face a very different problem set from businesses paying their own suppliers.
Thousands of beneficiaries
Every seller is a new beneficiary with new bank details — multiplying the operational load of validation, storage and payout routing.
Seller onboarding fraud
Mistyped or deliberately swapped account numbers redirect earnings to the wrong hands, and the marketplace absorbs the dispute.
FX margins eating take rates
Hidden currency spreads on cross-border disbursements quietly erode the margin you worked hard to build.
Reconciliation at scale
Matching thousands of payouts to internal ledgers by hand breaks down fast as order volume grows.
Local payment expectations
Sellers in Lagos, Nairobi or Shenzhen expect to be paid on local rails in local currency — not with slow international wires.
Compliance exposure
AML screening and KYC obligations follow the money. Platforms need verification built into the payout flow, not bolted on.
How KeyBS Pay Solves Them
Beneficiary verification before payout
Every seller bank account is validated against registry and banking data before the first disbursement, cutting misdirected payments and fraud at the source.
Local rails, local currencies
Disburse through partner rails across 190+ countries so sellers receive funds the way they expect — without receiving-side deductions.
Transparent, route-dependent pricing
From 1.5%, route-dependent with the quoted FX rate locked at quote time. No hidden spread taken out of seller earnings.
Payout API with webhooks
Trigger single or batch payouts programmatically and let webhook events update your ledger the moment each payout settles.
Recommended Products
Global Payouts
Single and batch disbursements to sellers worldwide on local rails.
Explore →Beneficiary Verification
Validate seller bank accounts before money moves.
Explore →Multi-Currency Accounts
Hold and manage marketplace float across major currencies.
Explore →Payout Protection
Enterprise controls, screening and fraud protection for disbursements.
Explore →The Marketplace Payout Workflow
- 01
Onboard sellers
Collect payout details during seller registration via your own forms or hosted flows.
- 02
Verify accounts
Bank account validation and beneficiary screening run before the seller is payable.
- 03
Fund your float
Top up multi-currency balances by bank transfer or treasury conversion.
- 04
Trigger payouts
Release earnings per order, per cycle or in batches — from the dashboard or the API.
- 05
Reconcile automatically
Webhook events and exportable statements match every payout to your ledger.
Why Teams Choose KeyBS Pay
- Sellers paid in local currency on local rails — fewer support tickets
- Verification layer reduces misdirected payouts and payout fraud
- Quoted FX rate at payout creation — protect your take rate
- One integration covers new corridors as you expand
- Full audit trail for finance and compliance teams
- Dedicated support that understands platform payout operations
Built for Your Stack
Create beneficiaries, verify bank accounts, trigger batch payouts and subscribe to settlement webhooks — the entire marketplace disbursement lifecycle is available over a clean REST API with sandbox access.
Explore the API Documentation →# Verify a seller bank accountPOST /v1/beneficiaries/verify{ "account_number": "0123456789","bank_code": "GH-GCB","name": "Accra Crafts Ltd" }# Trigger a batch payoutPOST /v1/payouts/batch{ "currency": "GHS", "items": [...] }
Frequently Asked Questions
How do sellers receive their payouts?
Sellers are paid on local payment rails in their local currency wherever partner coverage exists — across 190+ countries and 80+ currencies. Settlement time is route-dependent, with same-day delivery available on major corridors.
Can KeyBS Pay verify seller bank accounts before we pay them?
Yes. Beneficiary verification is built into the payout flow. Bank account details are validated and screened before a seller becomes payable, which dramatically reduces misdirected payments and onboarding fraud.
Is there an API for automated payouts?
Yes. The payout API supports single and batch disbursements, beneficiary management, verification and webhook events for settlement status — with a sandbox environment for integration testing before you go live.
What does it cost?
Pricing is transparent and route-dependent — From 1.5%, route-dependent, with the quoted FX rate locked when the payout is created. There are no receiving-side charges deducted from seller earnings.
Which currencies can we hold float in?
Multi-currency accounts support major trade currencies including USD, EUR, GBP, CNY and AED, alongside key African currencies. You can convert between balances at quoted rates before disbursing.
Pay Your Sellers Like a Global Platform
Talk to our team about payout volumes, corridor coverage and API integration — or open an account and start in the sandbox today.