Global Business Payments
Pay suppliers, partners, employees, and businesses in 190+ countries through local payment rails, SWIFT, and stablecoin settlement — all from a single enterprise platform.
KeyBS Pay supports payment reach across 190+ countries through regulated infrastructure and partner rails, subject to availability, KYB/KYC approval and compliance review. Businesses can use KeyBS Pay to make global supplier payments, local payout transfers and SWIFT-based wires — choosing between SWIFT and local payment rails depending on the country, currency and corridor. Supported payment types include B2B supplier payments, B2C disbursements and platform-based payouts. Where available, KeyBS Pay can also support Pay-on-Behalf-Of (POBO) workflows for approved enterprise and fintech clients. Local payment rails available where supported include SEPA, FAST, ACH, Fedwire, UK Faster Payments, NIBSS, PesaLink, GhIPSS and others by region. Settlement time depends on the payment rail, currency, compliance review and banking hours.
Every payment is verified before funds move.
One platform. Global reach.
Documented rails, currencies and corridors across every populated region — subject to KYB/AML and partner availability.
Coverage figures reflect partner-rail reach and documented corridor pages. Real-world availability depends on route, currency, business profile, compliance review and partner approval.
Preview any payment. Watch it settle live.
Build the exact route on the left. Watch representative platform payouts flow on the right.
Model any payment before you send it.
Pick your source, destination, currency and amount — we'll show the rails, settlement, delivery methods and the compliance checks that apply.
USD
GHSReal-time on GhIPSS Instant · Same day on ACH
- •KYB — Company verification
- •AML — Sanctions & PEP screening
- •Beneficiary verification
- •Transaction-level source-of-funds review
Illustrative preview. Actual rails, settlement time, delivery methods and compliance requirements depend on KYB/AML review, jurisdictional availability, partner route approval and applicable local regulation.
Every payment moves through a six-step control gate.
Funds don't move until Compliance and Beneficiary Verification pass. Routing picks the fastest eligible rail after the money is validated.
Funding methods vs. delivery methods.
KeyBS Pay separates how money enters the platform from how it reaches the beneficiary.
How money enters KeyBS Pay
How money reaches the beneficiary
Every major real-time rail, at a glance.
Click any rail to open its dedicated coverage, API and settlement guide.
Where are you paying?
Where are you paying?
Pick a destination and see the exact rails, methods and settlement window.
Real-time on GhIPSS Instant · Same day on ACH
USD 100k / txn · higher subject to review
Corridor availability, methods and speeds depend on KYB/KYC, AML review, partner route approval and applicable local regulation.
Hover any country for coverage detail
64+ countries with per-corridor rail, settlement time and payout-method availability. Click through for the full country hub.
Built for the way B2B money actually moves.
Pay suppliers in China, UAE, Turkey, India, EU on their local rails — one dashboard for the whole invoice book.
ExploreCollect USD, EUR, GBP, CNY from international buyers and convert on approved corridors.
ExploreMulti-currency virtual accounts, quote-based FX, corridor-level rate & speed intelligence.
ExploreSupplier verification + payment in one workflow. Approve → Verify → Pay with a full audit trail.
ExplorePay salaries, contractors and commissions across 190+ countries in local currency on local rails.
ExploreMass payouts to sellers, drivers and creators — API-first, with per-seller ledger + reconciliation.
ExplorePay carriers, customs agents and port operators on their local rail — settle in hours on eligible corridors.
ExploreCompliance-first cross-border disbursements to beneficiaries in restricted or emerging markets.
ExploreGet answers in seconds
Tap a prompt to open KeyBS AI prefilled — or ask something specific.
Pick where you want to start.
KeyBS Pay vs. the alternatives
Consumer + SMB focus. See where KeyBS Pay wins on B2B compliance + POBO.
Read comparisonLegacy correspondent chains vs. local-rail smart routing.
Read comparisonMarketplace payouts vs. KeyBS full B2B payment operating system.
Read comparisonFX + accounts vs. FX + accounts + verification + escrow-workflow.
Read comparisonPayment capabilities
190+ Countries
Payment reach through regulated partner infrastructure
SWIFT & Local Rails
Choose the fastest, lowest-cost route per corridor
B2B & B2C
Supplier payments, disbursements and platform payouts
POBO Workflows
Pay-on-Behalf-Of for approved enterprise clients
Supplier Verification
Verify beneficiary before funds leave your account
FX Integration
Real-time FX — convert and pay in one workflow
Compliance-first
AML, KYB/KYC and transaction monitoring on every payment
Reconciliation
Full audit trail and payment records per transaction
Global Business Payments — FAQ
How does KeyBS Pay process global business payments?
KeyBS Pay processes international business payments through regulated infrastructure and partner rails, supporting SWIFT, local payment routes and stablecoin settlement depending on the country, currency and corridor. Every payment is subject to KYB/KYC approval, AML review and beneficiary verification before funds are routed.
Which countries can I pay into?
KeyBS Pay supports payment reach across 190+ countries through partner rails, subject to availability, compliance approval and jurisdictional coverage. Not all countries are available for all currency types or business categories.
What is the difference between SWIFT and local rails?
SWIFT wires are used for most international bank-to-bank transfers and can reach nearly any bank worldwide but may involve intermediary banks and correspondent fees. Local rails (like SEPA Instant, FedNow, PayShap, PIX, UPI, GhIPSS, NIBSS, PesaLink) use domestic clearing networks and are often faster, lower-cost and more predictable for specific corridors where available.
Can I pay Chinese suppliers through KeyBS Pay?
Yes. KeyBS Pay supports Pay-to-China workflows where eligible businesses can route approved CNY domestic payouts to Chinese supplier bank accounts through CIPS and partner infrastructure. This includes suppliers on 1688, Alibaba and direct factory arrangements, subject to KYB/KYC, AML review and partner route availability.
Does KeyBS Pay support supplier verification before payment?
Yes. KeyBS Pay includes supplier and beneficiary verification checks that can be performed before payment is processed. These checks may review company registration, bank account details, sanctions exposure and risk indicators to reduce payment risk. This is the "Verify. Then Pay." workflow.
What is the difference between Global Payments and Global Payouts?
Global Payments covers sending individual or bulk business payments — supplier invoices, trade settlements, B2B remittance, POBO workflows and treasury flows. Global Payouts covers scheduled disbursements at scale — marketplace seller payouts, mass payroll, creator earnings, affiliate commissions and NGO field disbursements. Both use the same underlying rails, but Global Payouts adds mass-payout batching, ledger and reconciliation surfaces.
What are the compliance controls on every payment?
Every payment goes through KyB (business verification), KYC (owner verification), sanctions screening (OFAC / UN / EU / UK / country-specific lists), PEP screening, AML transaction monitoring, and beneficiary verification. Payments over documented thresholds may require additional source-of-funds review or approver sign-off.