Global Payments

Pay suppliers anywhere.
130+ countries. Local rails.

KeyBS Pay supports payment reach across 130+ countries through regulated infrastructure and partner rails, subject to availability, KYB/KYC approval and compliance review. Businesses can use KeyBS Pay to make global supplier payments, local payout transfers and SWIFT-based wires — choosing between SWIFT and local payment rails depending on the country, currency and corridor. Supported payment types include B2B supplier payments, B2C disbursements and platform-based payouts. Where available, KeyBS Pay can also support Pay-on-Behalf-Of (POBO) workflows for approved enterprise and fintech clients. Local payment rails available where supported include SEPA, FAST, ACH, Fedwire, UK Faster Payments, NIBSS, PesaLink, GhIPSS and others by region. Settlement time depends on the payment rail, currency, compliance review and banking hours.

130+

Countries via partner rails

SWIFT +

Local payment rails

B2B/B2C

Payment types supported

< 24h

Target settlement for CNY routes

Local rails by region

Use local clearing networks where available to reduce friction, improve speed and avoid unnecessary intermediary-bank delays. Availability is route-dependent and subject to partner approval.

Africa

NIBSS (NG)
PesaLink (KE)
GhIPSS (GH)

Europe

SEPA
CHAPS
UK Faster Payments

Asia

FAST (SG)
HK FPS/RTGS
Zengin (JP)
GPN (ID)

Americas

ACH/Fedwire (US)
PIX (BR)
ACSS (CA)
Cecoban (MX)

Additional rails include: Korea KFTC · Indonesia GPN · Mexico Cecoban/Prosa · Argentina PEI · Hong Kong RTGS/FPS · Japan Zengin

Payment capabilities

130+ Countries

Payment reach through regulated partner infrastructure

SWIFT & Local Rails

Choose the fastest, lowest-cost route per corridor

B2B & B2C

Supplier payments, disbursements and platform payouts

POBO Workflows

Pay-on-Behalf-Of for approved enterprise clients

Supplier Verification

Verify beneficiary before funds leave your account

FX Integration

60+ pairs — convert and pay in one workflow

Compliance-first

AML, KYB/KYC and transaction monitoring on every payment

Reconciliation

Full audit trail and payment records per transaction

Supported payment types

B2B Supplier Payments

  • International supplier invoices
  • Goods and services payments
  • Pay-to-China CNY domestic payout
  • Africa-to-world trade corridors

B2C Disbursements

  • Employee or contractor payroll
  • Platform seller payouts
  • Agent and partner commissions
  • Freelancer and service-provider pay

Platform & API Payments

  • API-led payment workflows
  • Marketplace settlement flows
  • Fintech platform integrations
  • POBO for enterprise clients where available

Global Payments — FAQ

How does KeyBS Pay process global payments?

KeyBS Pay processes international business payments through regulated infrastructure and partner rails, supporting SWIFT and local payment routes depending on the country, currency and corridor. Payments are subject to KYB/KYC approval, AML review and compliance checks before processing.

Which countries can I pay into?

KeyBS Pay supports payment reach across 130+ countries through partner rails, subject to availability, compliance approval and jurisdictional coverage. Not all countries are available for all currency types or business categories.

What is the difference between SWIFT and local rails?

SWIFT wires are used for most international bank-to-bank transfers and can reach nearly any bank worldwide but may involve intermediary banks and correspondent fees. Local rails (like SEPA, FAST, ACH) use domestic clearing networks and are often faster, lower-cost and more predictable for specific corridors where available.

Can I pay Chinese suppliers through KeyBS Pay?

Yes. KeyBS Pay supports Pay-to-China workflows where eligible businesses can route approved CNY domestic payouts to Chinese supplier bank accounts. This includes suppliers on 1688, Alibaba and direct factory arrangements, subject to KYB/KYC, AML review and partner route availability.

Does KeyBS Pay support supplier verification before payment?

Yes. KeyBS Pay includes supplier and beneficiary verification checks that can be performed before payment is processed. These checks may review company registration, bank account details, sanctions exposure and risk indicators to reduce payment risk.

KeyBS Pay is not a bank. Services are provided directly where permitted or through regulated infrastructure partners. All accounts, collections, FX services, supplier payments, stablecoin-supported workflows, virtual accounts and payouts are subject to KYB/KYC, AML checks, jurisdictional availability, transaction monitoring, currency support and partner approval. Supplier verification reduces risk but does not guarantee supplier performance, delivery or fraud-free outcomes.