Africa Payments
3 guides · KeyBS Pay Knowledge Center
GhIPSS, NIBSS, PesaLink, M-Pesa and PAPSS — the domestic and pan-African rails that fund and receive international payments.
Quick answer
African payments run on fast domestic rails — GhIPSS in Ghana, NIBSS in Nigeria, PesaLink in Kenya — plus mobile money networks like M-Pesa and MTN MoMo. PAPSS (the Pan-African Payment and Settlement System) is building a cross-border layer so African currencies can settle against each other without routing through dollars.
Guides in this cluster
1Africa’s Instant Payment Rails: GhIPSS, NIBSS, PesaLink and M-PesaAfrica runs world-class instant payment systems. How GhIPSS, NIBSS, PesaLink and mobile money interoperate — and how they fund and receive international payments. 8 min2What Is PAPSS? Africa’s Cross-Border Payment System ExplainedPAPSS lets African payments settle in local currencies without routing through dollars. How it works, who is connected, what it changes for intra-African trade. 8 min3Remittance vs Business Payments: Why the Difference MattersPersonal remittances and B2B payments run on different rules, documentation and pricing. Why using remittance channels for trade creates real risk — and what to use instead. 7 min
Put it into practice
The tools and services that apply what these guides cover.
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