Accept Local Payments Across Supported African Markets
Collect customer payments through mobile money, bank transfers, digital wallets, USSD, EFT, direct debit and other trusted local payment methods—all through one business platform.
Built for verified businesses collecting payments across multiple African markets.
What is KeyBS Pay Africa Collections?
KeyBS Pay Africa Collections helps verified businesses accept customer payments across supported African markets through mobile money, local bank transfers, digital wallets, USSD, EFT and other familiar payment methods. Businesses can collect through Payment Links, online Checkout, invoices or API integration and monitor transactions from one platform.
One connected platform
One Platform for Payment Collections Across Africa
Expand your payment reach without managing separate collection systems for every market. KeyBS Pay Africa Collections gives your business access to familiar local payment methods across supported African countries through one business platform.
Create payment requests, share Payment Links, add online Checkout, receive invoice payments and integrate supported collections into your platform through the KeyBS Pay API.
Payment methods
Let Customers Pay the Way They Prefer
Approve payment
Mobile Money
Accept payments through widely used mobile money services across supported African markets, including MTN Mobile Money, Orange Money, M-Pesa, Airtel Money, Wave, Moov Money, HaloPesa and other available networks.
Bank transfer details
Use the reference when paying
Local Bank Transfers
Let customers pay through supported local bank-transfer methods using clear payment instructions and transaction references.
Wallet checkout
Digital Wallets
Offer eligible customers convenient digital wallet options, including Apple Pay, Google Pay, Fawry Pay, Paga and eNaira.
Dial to pay
*123*4#
USSD and QR Payments
Allow eligible customers to complete payments through supported USSD and QR-based payment methods without entering card details.
Choose your bank
South African EFT
Accept supported EFT payments from customers using Nedbank, FNB, Absa and Standard Bank.
Direct debit mandate
Direct Debit
Collect eligible payments through supported direct-debit methods, including SEPA Direct Debit in participating European markets.
Payment method mix
A snapshot of how businesses collect across supported markets. Presented as an illustrative breakdown across the six payment categories.
Illustrative \u00b7 demo data
Real businesses
Built Around How African Businesses Get Paid
From online sellers and logistics companies to importers, exporters and professional-service firms, KeyBS Pay Africa Collections helps verified businesses offer payment methods suited to their customers\u2019 markets.
Coverage
Available Countries and Payment Methods
Search and filter supported markets by region, country, payment type or payment method. All listed methods are currently live and active.
Digital Wallets in Eligible Markets \u2014 Apple Pay & Google Pay
Apple Pay and Google Pay availability depends on the customer’s country, device, currency and transaction eligibility.
14 markets \u00b7 40 payment methods
West Africa
(5)Burkina Faso
- Orange MoneyMobile Money
- MobiCashMobile Money
Ghana
- MTN Mobile MoneyMobile Money
- Telecel CashMobile Moneyformerly Vodafone Cash
- AT MoneyMobile Moneyformerly AirtelTigo Money
- Bank TransferBank Transfer
Côte d’Ivoire
- MTN Mobile MoneyMobile Money
- WaveMobile Money
- Moov MoneyMobile Money
- Orange MoneyMobile Money
Nigeria
- Pay with Bank AccountBank Transfer
- Bank TransferBank Transfer
- eNairaDigital Wallet
- PagaDigital Wallet
- NQR (NIBSS QR)USSD & QR
- USSDUSSD & QR
Senegal
- Orange MoneyMobile Money
- Free MoneyMobile Money
- WaveMobile Money
East Africa
(4)Kenya
- M-PesaMobile Money
- Airtel MoneyMobile Money
Rwanda
- Airtel MoneyMobile Money
- MTN Mobile MoneyMobile Money
Tanzania
- Airtel MoneyMobile Money
- HaloPesaMobile Money
- Vodacom M-PesaMobile MoneyTanzania M-Pesa is operated by Vodacom
Uganda
- Airtel MoneyMobile Money
- MTN Mobile MoneyMobile Money
Central Africa
(1)Cameroon
- MTN Mobile MoneyMobile Money
- Orange MoneyMobile Money
Southern Africa
(2)South Africa
- EFT — NedbankEFT
- EFT — FNBEFT
- EFT — AbsaEFT
- EFT — Standard BankEFT
Zambia
- MTN Mobile MoneyMobile Money
- Airtel MoneyMobile Money
- Zamtel KwachaMobile Money
North Africa
(1)Egypt
- Fawry PayDigital Wallet
- MeezaDigital Wallet
Europe (SEPA)
(1)Europe (SEPA)
- SEPA Direct DebitDirect Debitsupported SEPA countries
Payment-method availability depends on the payer’s country, currency, device, transaction amount, business category and compliance eligibility.
Ways to collect
Collect Payments Through Every KeyBS Pay Channel
Payment Links
Create a payment link and share it through WhatsApp, email, SMS or social media. Your customer opens the link, selects an available payment method and completes the payment.
Create Business Payment LinksOnline Checkout
Checkout \u00b7 Kenya
Add KeyBS Pay Checkout to your website or application and give customers access to eligible local payment methods through a streamlined payment experience.
Explore KeyBS Pay CheckoutInvoice Payments
Add a payment option to business invoices so customers can pay without requesting separate payment instructions.
Explore E-InvoicingAPI Collections
POST /v1/collections
{ "amount": 2450, "ccy": "GHS",
"method": "mobile_money" }
200 OK \u00b7 webhook: succeeded
Integrate supported collection methods into your website, marketplace, application or business platform through the KeyBS Pay API.
View Developer SolutionsHow it works
How KeyBS Pay Africa Collections Works
Create a Payment Request
Enter the payment amount, currency and customer details through your KeyBS Pay dashboard, Payment Link, Checkout, invoice or API integration.
Let the Customer Choose How to Pay
Eligible payment methods are presented according to the customer’s market, currency and transaction requirements.
The Customer Completes Payment
The customer follows the instructions for the selected mobile money, bank-transfer, wallet, USSD, EFT or direct-debit method.
Track the Transaction
Monitor payment status and transaction details through your KeyBS Pay business dashboard.
Who it\u2019s for
Built for Businesses Across Africa and Beyond
Importers and Exporters
Collect customer payments and connect eligible available balances with wider cross-border business payment requirements.
E-Commerce Businesses
Give online customers convenient payment methods suited to their local market.
Marketplaces
Add supported multi-market payment collection options to your digital platform.
Logistics and Procurement Companies
Collect service fees, invoice payments and customer deposits through supported local methods.
Professional Services
Create and share payment requests for consulting, agency, technology and professional services.
Travel and Hospitality
Collect eligible reservations, deposits and service payments through familiar payment methods.
Education Providers
Accept eligible tuition, registration and service payments through supported collection channels.
Subscription Businesses
Support eligible recurring and direct-debit collection use cases where available.
Digital Platforms
Integrate supported payment collection functionality into websites, applications and online services.
Small and Medium-Sized Businesses
Create Payment Links and collect business payments without building a complete payment system.
One ecosystem
Connect Collections with Your Wider Payment Operations
Subject to settlement, eligibility and applicable controls, businesses may connect available balances with supported KeyBS Pay services.
Why KeyBS Pay
Why Businesses Choose KeyBS Pay
Familiar Local Payment Methods
Let customers pay through methods they already recognize and use in their market.
Multi-Market Access
Manage supported collection methods across multiple African countries through one business platform.
Flexible Collection Channels
Collect through Payment Links, Checkout, invoices and API integration.
Centralized Visibility
Monitor transaction references and payment statuses from one dashboard.
Connected Cross-Border Services
Subject to settlement and eligibility, connect available funds with supported currency exchange, supplier-payment and global-payout services.
Business-Focused Support
Access support designed around verified businesses and cross-border payment requirements.
Trust & compliance
Built for Verified Business Payments
KeyBS Pay Africa Collections is designed for verified businesses. Product availability depends on business activity, customer location, currency, transaction requirements and compliance eligibility.
Questions
Frequently Asked Questions
What is KeyBS Pay Africa Collections?
KeyBS Pay Africa Collections is a business payment service that helps verified companies accept customer payments through supported mobile money, bank-transfer, wallet, USSD, EFT and direct-debit methods across selected markets.
How can my business accept payments across Africa?
Your business can use KeyBS Pay Africa Collections to create Payment Links, add online Checkout, receive invoice payments or integrate supported collection methods through the KeyBS Pay API.
Which African countries are supported?
Supported markets include Burkina Faso, Cameroon, Egypt, Ghana, Côte d’Ivoire, Kenya, Nigeria, Rwanda, Senegal, South Africa, Tanzania, Uganda and Zambia. Payment-method availability differs by country and eligibility.
Can I accept mobile money payments?
Yes. Eligible businesses can accept supported mobile money payments, including MTN Mobile Money, Orange Money, M-Pesa, Airtel Money, Wave, Moov Money, HaloPesa and other listed methods.
Can customers pay with M-Pesa?
Yes. M-Pesa is available as a supported payment method for eligible collections in Kenya.
Can customers pay with MTN Mobile Money?
Yes. MTN Mobile Money is available in selected supported markets, including Ghana, Cameroon, Côte d’Ivoire, Rwanda, Uganda and Zambia.
Can customers pay with Orange Money?
Yes. Orange Money is available in selected supported markets, including Burkina Faso, Cameroon, Côte d’Ivoire and Senegal.
Can customers pay through bank transfer?
Yes. Local bank-transfer collection methods are available in supported markets, including Ghana and Nigeria, subject to eligibility.
Does KeyBS Pay support South African EFT?
Yes. Eligible customers can pay through supported South African EFT banking channels, including Nedbank, FNB, Absa and Standard Bank.
Does KeyBS Pay support Apple Pay and Google Pay?
Yes. Apple Pay and Google Pay are available for eligible customers, devices, countries, currencies and transactions.
Does KeyBS Pay support SEPA Direct Debit?
Yes. SEPA Direct Debit is available for eligible transactions in supported SEPA countries.
Can I create a Payment Link?
Yes. Verified businesses can create Payment Links and share them with customers through WhatsApp, email, SMS or other digital channels.
Can I add KeyBS Pay Checkout to my website?
Yes. Eligible businesses can add KeyBS Pay Checkout to a website or application to present available payment methods to customers.
Is an API available?
Yes. Eligible businesses can integrate supported collection methods into their platforms through the KeyBS Pay API.
Is KeyBS Pay Africa Collections for businesses or individuals?
KeyBS Pay Africa Collections is designed for verified businesses. Business verification must be completed before collection services are activated.
Are all payment methods available to every business?
No. Availability depends on the payer’s country, currency, device, transaction amount, business activity and compliance eligibility.
Can I track my collections?
Yes. Businesses can monitor payment references, transaction details and payment statuses through the KeyBS Pay dashboard.
Can collected funds support other business payments?
Subject to settlement, eligibility and applicable controls, businesses may connect available balances with supported services such as currency exchange, supplier payments and global payouts.
How do I get started?
Start by creating a KeyBS Pay business account or contacting the KeyBS Pay team to discuss your required countries, currencies and payment methods.
Ready to accept local payments across Africa?
Start Collecting Payments
Start Collecting Payments Across Africa
Give your customers convenient ways to pay while managing supported collections through one business platform.
Payment-method availability depends on the payer’s country, currency, device, transaction amount, business category and compliance eligibility. Services are provided through KeyBS Pay and its regulated payment partners.
KeyBS Pay is the public-facing brand of KeyBS Finance LLC (Missoula, Montana, USA), the primary legal entity. Services are provided through KeyBS Pay and its regulated payment partners.
Last reviewed: September 2026