Accept Orange Money, Wave and Free Money in Senegal
Let customers across Senegal pay you with Orange Money, Wave and Free Money—through Payment Links, online Checkout, invoices or the KeyBS Pay API.
Built for verified businesses collecting customer payments in Senegal.
How can a business accept payments in Senegal?
A verified business can use KeyBS Pay Africa Collections to accept customer payments in Senegal through Orange Money, Wave and Free Money. Businesses collect through Payment Links, online Checkout, invoices or API integration, subject to eligibility. A reviewed French-language version is planned.
Payment overview
How Customers Pay in Senegal
Senegal has one of West Africa’s most dynamic mobile-money scenes, with Wave reshaping expectations around low-cost, instant transfers and Orange Money and Free Money widely used. Dakar’s entrepreneurs and digital businesses need to accept the wallet each customer prefers.
KeyBS Pay Africa Collections lets verified Senegalese businesses present the leading wallets and reconcile every collection from one dashboard—through links, Checkout, invoices or the API.
Customer payment behaviour
Senegalese customers increasingly default to Wave for everyday payments, alongside Orange Money and Free Money. Offering all three removes friction at checkout.
Available methods
Verified Payment Methods in Senegal
These are the customer-facing payment methods currently offered for Senegal collections. Availability depends on the payer and eligibility.
Orange Money
Mobile MoneyWave
Mobile MoneyFree Money
Mobile MoneyAvailability, limits and settlement depend on the payer’s network, your business category and compliance eligibility. Currency and live routes are confirmed during onboarding.
Pictorial demonstration
See How a Senegal Payment Is Completed
Follow a customer paying with Orange Money — from request to a confirmed collection in your dashboard.
- 1
Business creates a payment request
Amount XOF 120,000 · Senegal
- 2
Customer opens the Payment Link
Customer selects Wave
- 3
Customer authorises the payment
Confirm in the Wave app
- 4
Status updates in the dashboard
SN••••3201 · Successful
Pending
Illustrative · demo data
Built for local business
Made for How Senegal Businesses Get Paid
Digital Businesses
Accept wallet payments for online products and services in Dakar and beyond.
Trade & Logistics
Collect customer deposits and service fees through Payment Links.
Retail & Distribution
Take in-store and remote wallet payments without cash handling.
Professional Services
Invoice clients with an embedded mobile-money payment option.
E-Commerce
Present Wave, Orange Money and Free Money at checkout to convert more sales.
Ways to collect
Collect Senegal Payments Through Every Channel
Invoice Payments
API Collections
POST /v1/collections
{ "amount": 120000, "ccy": "XOF",
"country": "senegal" }
200 OK · webhook: succeeded
Your dashboard
Track Senegal Collections in One Place
3
Methods
4
Channels
XOF
Currency
Recent collections
SN••••3201
Wave
XOF 120,000
Successful
SN••••8890
Orange Money
XOF 340,000
Processing
SN••••4417
Free Money
XOF 46,500
Successful
SN••••6075
Wave
XOF 18,000
Pending
Illustrative · demo data
Illustrative payment-method mix · Senegal
Illustrative · demo data. Currency and payment-method availability is subject to eligibility and live route confirmation.
One ecosystem
Connect Senegal Collections with Your Wider Payments
Subject to settlement, eligibility and applicable controls, businesses can connect available balances with supported KeyBS Pay services.
Questions
Senegal Payment FAQs
How can businesses accept payments in Senegal?
A verified business can use KeyBS Pay Africa Collections to accept customer payments in Senegal through Orange Money, Wave and Free Money. Businesses collect through Payment Links, online Checkout, invoices or API integration, subject to eligibility. A reviewed French-language version is planned.
Which payment methods are supported in Senegal?
KeyBS Pay Africa Collections supports Orange Money, Wave and Free Money in Senegal for eligible businesses. Availability depends on the payer, your business category and compliance eligibility.
Can businesses accept mobile money in Senegal?
Yes. Eligible businesses can accept supported mobile money in Senegal, including Orange Money, Wave, Free Money.
Can customers pay through bank transfer or EFT in Senegal?
In Senegal, the supported methods are Orange Money, Wave and Free Money. Bank-transfer availability differs by market and eligibility.
Can businesses create Payment Links in Senegal?
Yes. Verified Senegalese businesses can create Payment Links and share them by WhatsApp, email, SMS or social media so customers pay with Orange Money or another supported method.
Is online Checkout available in Senegal?
Yes. Eligible Senegalese businesses can add KeyBS Pay Checkout to a website or app to present supported Senegal payment methods to customers.
Is API integration available in Senegal?
Yes. Eligible businesses can integrate supported Senegal collection methods into their platform through the KeyBS Pay API.
What businesses can use KeyBS Pay Africa Collections in Senegal?
The service is designed for verified businesses in Senegal — for example Dakar entrepreneurs, trade and logistics companies, digital businesses, retail and distribution firms, and professional-service providers. Individuals are not eligible.
What verification is required to collect payments in Senegal?
Business verification (KYB) must be completed before collection services are activated. Requirements depend on your business type and activity.
Are all payment methods available to every business in Senegal?
No. Availability depends on the payer’s network or bank, currency, device, transaction amount, business activity and compliance eligibility.
Can businesses track collections in Senegal?
Yes. Businesses monitor payment references, transaction details and statuses for Senegal collections through the KeyBS Pay dashboard.
How does a business get started in Senegal?
Create a KeyBS Pay business account or speak with the team to confirm the Senegal payment methods, eligibility and any live route requirements for your business.
More markets
Explore Africa Collections in Other Markets
Start Accepting Payments in Senegal
Discuss accepting payments in Senegal with our team.
KeyBS Pay Africa Collections is designed for verified businesses.
Payment-method availability depends on the payer’s country, currency, device, transaction amount, business category and compliance eligibility. Services are provided through KeyBS Pay and its regulated payment partners.
KeyBS Pay is the public-facing brand of KeyBS Finance LLC (Missoula, Montana, USA), the primary legal entity. Services are provided through KeyBS Pay and its regulated payment partners.
West Africa · Last reviewed: September 2026