Market Insights

Market Insights: African Payments & Trade Finance Analysis

Data-driven analysis of African payment infrastructure, regulatory changes, and market dynamics. Essential reading for CFOs, treasury managers, and trade finance professionals operating across Africa.

10 articles·Updated regularly
Inside Ghana's Parallel Forex Market: WhatsApp Cartels, Gold Smuggling, and the Dollar Pipeline
Market Insights 8 min

Inside Ghana's Parallel Forex Market: WhatsApp Cartels, Gold Smuggling, and the Dollar Pipeline

Ghana's parallel forex market moves billions of dollars a year through WhatsApp groups, gold buyers, and Dubai transshipment routes. Here is how it actually works.

15 May 2026Read
African Cross-Border Payments in 2026: The Year in Five Trends
Market Insights 7 min

African Cross-Border Payments in 2026: The Year in Five Trends

Five trends are reshaping African cross-border payments in 2026 — and one of them is not what most analysts are writing about.

11 May 2026Read
Weekly FX Market Digest: African Currencies This Week
Market Insights 6 min

Weekly FX Market Digest: African Currencies This Week

The week's biggest moves in African FX, what caused them, and what's coming next.

9 May 2026Read
Quarterly FX Outlook: African Currencies Through Q3 2026
Market Insights 6 min

Quarterly FX Outlook: African Currencies Through Q3 2026

Our quarterly outlook for the cedi, naira, rand, and shilling — base case, bear case, and what would need to happen for either to break.

7 May 2026Read
AfCFTA Payments and PAPSS: Will the Pan-African System Actually Work?
Market Insights 5 min

AfCFTA Payments and PAPSS: Will the Pan-African System Actually Work?

PAPSS promises to settle intra-African trade in local currencies, bypassing the dollar. Five years in, here is what is working and what is not.

29 Apr 2026Read
Weekly FX Market Digest: Cedi, Naira, Rand, Shilling — Week of [DATE]
Market Insights 7 min

Weekly FX Market Digest: Cedi, Naira, Rand, Shilling — Week of [DATE]

Here is the week in African FX: GHS, NGN, ZAR, KES movements, what drove them, and what to watch next week.

20 Apr 2026Read
Inside Ghana's Parallel Forex Market: WhatsApp Cartels, Gold Smuggling, and the Dollar Pipeline
Market Insights 6 min

Inside Ghana's Parallel Forex Market: WhatsApp Cartels, Gold Smuggling, and the Dollar Pipeline

Ghana's parallel forex market moves billions of dollars a year through WhatsApp groups, gold buyers, and Dubai transshipment routes. Here is how it actually works.

15 Apr 2026Read
Nigeria's Foreign Exchange Reform: What the FX Window Changes Mean for Cross-Border Traders
Market Insights 7 min

Nigeria's Foreign Exchange Reform: What the FX Window Changes Mean for Cross-Border Traders

Nigeria's 2023 FX unification removed the official peg that created a two-tier market for years. For importers and cross-border traders, the reform changes everything about how to price, hedge, and execute FX.

19 Jun 2025Read
What Is OTC Currency Trading? Why African Institutions and High-Volume Traders Prefer It
Market Insights 6 min

What Is OTC Currency Trading? Why African Institutions and High-Volume Traders Prefer It

Retail FX bureaus charge wide spreads and have low volume limits. Exchange-traded FX is illiquid for African pairs. OTC currency trading offers a better model — here is how it works.

16 Jun 2025Read
Navigating the Ghana FX Market in 2025: What Every Importer Needs to Know
Market Insights 6 min

Navigating the Ghana FX Market in 2025: What Every Importer Needs to Know

Ghana's foreign exchange market has experienced significant volatility in recent years. This comprehensive guide helps importers understand the landscape and make smarter FX decisions.

11 Jun 2025Read

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