ACH credit
The default rail for routine US business payments — cheap and universally accepted.
Settlement family
Batch clearing (ACH-style)Indicative speed
1–2 business days (Same Day ACH available)
Documented markets
1 market
Family timing
Same-day to next-day windows
Using ACH credit for business payments
Batch systems clear payments in scheduled windows rather than one at a time, which makes them a low-cost way to run recurring obligations — monthly payroll, standing supplier runs, dividend and commission payouts. The discipline they demand is calendar-awareness: miss a submission cutoff and the whole file slips to the next window, so finance teams anchor their payment calendars to the clearing schedule.
Where this rail is documented
How the rail operates in each market, per the corridor dataset.
The default rail for routine US business payments — cheap and universally accepted.
Corridors funded over this rail
Business corridors starting in markets where this rail is documented.
Model a payment on this rail
Learn the mechanics
Other batch clearing (ach-style)s
Frequently asked questions
What kind of rail is ACH credit?
ACH credit is classified as a batch clearing (ach-style) in the KeyBS Pay dataset — part of the batch clearing (ach-style) settlement family (same-day to next-day windows).
How fast is ACH credit?
Its documented indicative speed is "1–2 business days (Same Day ACH available)". Speeds describe how the rail is documented to operate; end-to-end timing on any cross-border payment is route-dependent.
Where does ACH credit operate?
The dataset documents it in United States. Availability on a specific payment is confirmed per quote.
Explore the payments knowledge graph
Countries · 42
Market profiles: rails, regulators, documents and corridors
Currencies · 22
Currency profiles with every business FX pair
Payment Rails · 63
Domestic and cross-border rails, by settlement family
Providers · 37
Objective capability profiles for payment providers
Settlement Methods · 7
The seven settlement families behind every route
Central Banks & Regulators · 41
Who supervises payments in each market, and what they require
From reference data to an executable quote
This page is reference metadata — availability is route-dependent. A KeyBS Pay quote shows the committed rate, disclosed fee and exact receive amount before you approve anything.
Request a QuoteReference metadata computed from the KeyBS Pay corridor dataset. Speeds are indicative and rail-dependent; availability on a specific payment is route-dependent and confirmed per quote. Also available via the free Knowledge API.