NPP / PayID
Instant AUD credits across Australian banks.
Settlement family
Domestic instant railsIndicative speed
Real-time
Documented markets
1 market
Family timing
Real-time on eligible rails, around the clock
Where this rail is documented
How the rail operates in each market, per the corridor dataset.
Instant AUD credits across Australian banks.
Corridors funded over this rail
Business corridors starting in markets where this rail is documented.
Model a payment on this rail
Learn the mechanics
Other domestic instant rails
Frequently asked questions
What kind of rail is NPP / PayID?
NPP / PayID is classified as a domestic instant rail in the KeyBS Pay dataset — part of the domestic instant rails settlement family (real-time on eligible rails, around the clock).
How fast is NPP / PayID?
Its documented indicative speed is "Real-time". Speeds describe how the rail is documented to operate; end-to-end timing on any cross-border payment is route-dependent.
Where does NPP / PayID operate?
The dataset documents it in Australia. Availability on a specific payment is confirmed per quote.
Explore the payments knowledge graph
Countries · 42
Market profiles: rails, regulators, documents and corridors
Currencies · 22
Currency profiles with every business FX pair
Payment Rails · 63
Domestic and cross-border rails, by settlement family
Providers · 37
Objective capability profiles for payment providers
Settlement Methods · 7
The seven settlement families behind every route
Central Banks & Regulators · 41
Who supervises payments in each market, and what they require
From reference data to an executable quote
This page is reference metadata — availability is route-dependent. A KeyBS Pay quote shows the committed rate, disclosed fee and exact receive amount before you approve anything.
Request a QuoteReference metadata computed from the KeyBS Pay corridor dataset. Speeds are indicative and rail-dependent; availability on a specific payment is route-dependent and confirmed per quote. Also available via the free Knowledge API.