OFX — capability profile
Objective, attribute-based profile built from publicly available documentation and product positioning as of 2026-06. Nuanced values — not yes/no flags — and no rankings.
Category
Consumer/SME FX
Fee model
Spread-embedded
FX markup type
Spread embedded in rate
Evidence basis
Public product documentation and positioning
Last verified
2026-06
Documented use cases
Supplier payments · Consumer remittance
Documented capabilities
*Same-day availability is route-dependent for all providers.
Comparisons & guides
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Frequently asked questions
What does the OFX profile cover?
Documented capabilities from public product documentation as of 2026-06: API availability, stablecoin settlement, SWIFT access, African local rails, multi-currency accounts, business onboarding and coverage attributes — each recorded as a nuanced value rather than a yes/no.
Is this a review or a ranking of OFX?
No. This is an attribute-based reference profile — no scores, no rankings, no pricing percentages. Verify current capabilities directly with the provider before making business decisions.
What fee model does OFX document?
Public documentation positions it as "Spread-embedded" with FX handled as "Spread embedded in rate". Actual pricing depends on the provider, route and account terms.
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From reference data to an executable quote
This page is reference metadata — availability is route-dependent. A KeyBS Pay quote shows the committed rate, disclosed fee and exact receive amount before you approve anything.
Request a QuoteInformation is based on publicly available documentation and product information as of June 2026. Features, availability, pricing models and geographic coverage may change. Verify current capabilities directly with each provider before making business decisions. Country-specific availability varies and is not implied by capability flags.