FX Calculator
Check live indicative exchange rates for business payments across 12 currencies. See the rate, the estimated receive amount and the fee structure — then lock your executable rate with a quote.
Frequently asked questions
Is the FX calculator rate the rate I will pay?
The calculator shows a live indicative rate based on mid-market pricing. Your executable rate is confirmed on your quote before any payment — and locked once you commit, so the amount your supplier receives never changes after confirmation.
Which currencies does the calculator support?
USD, EUR, GBP, CNY, AED, INR, TRY, GHS, NGN, KES, ZAR and USDT — covering the major corridors African businesses pay through, including China, India, Turkey, UAE, UK, Europe and North America.
Why do banks show a different rate?
Banks typically embed a 2–5% margin above the mid-market rate, plus flat wire fees and possible correspondent deductions. KeyBS Pay prices from wholesale FX with the full cost shown upfront, which is why the difference grows with transaction size.
How do I lock a rate for a real payment?
Request a quote — after KYB verification, your quote includes the executable rate and the exact amount your recipient gets. The rate locks when you confirm, protecting you from movement between agreement and settlement.
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