USDC
Currency · ISO USDC

USDC stablecoin (USDC) payouts

Business-only stablecoin settlement through approved partners.

ISO code
USDC
Symbol
$C
Countries using
Global
Settlement
Real-time

USDC stablecoin (USDC) is a live payout currency on the KeyBS Pay platform. Business-only stablecoin settlement through approved partners.

USDC is available for cross-border settlement through KeyBS Pay’s approved partner network. Corridor scope and settlement times are set per-partner and disclosed pre-approval.

Every USDC payout carries the same operational guarantees: pre-quoted FX, no undisclosed intermediary-bank deductions on eligible local rails, KYB / KYC / sanctions screening, and an HMAC-signed webhook audit trail. Pricing is quote-based and shown in full before approval.

Corridor data

Corridor mechanics at a glance

Every KeyBS Pay payout follows the same operational contract; only the rail changes.

ISO 4217
USDC
Symbol
$C
Full name
USDC stablecoin
Central bank
Circle (regulated issuer)
Volatility
Very low (1:1 USD peg, licensed issuer)
Common pairs
USD/USDC · EUR/USDC · GBP/USDC
Settlement routes
Ethereum, Solana, Base, Arbitrum, Polygon (business-only)
Reach
0 countries · supported for cross-border settlement
FX policy
Quote-based · rate locked at approval · no undisclosed spreads on eligible local rails
Compliance
KYB · KYC · Sanctions screening · AML review at file, batch and record level
Settlement
Real-time on eligible local rails · Same day on batch · T+0 to T+2 on wire
Stablecoin
USDC / USDT funding available on eligible business corridors through approved partners
Payment flow

How a USDC payout moves through KeyBS Pay

Every payout follows the same seven-step operational contract regardless of source or destination currency.

Recipient verification
Beneficiary identity, account number and (where applicable) national tax ID are verified before funds move. Failed verification returns a signed webhook event with a machine-readable reason code; funds remain refundable.
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Rails

Rails that settle USDC

FAQ

Frequently asked questions

Can I send payouts in USDC?

Yes. USDC stablecoin (USDC) is a supported payout currency on KeyBS Pay. Business-only stablecoin settlement through approved partners.

Which countries receive USDC?

USDC is available for cross-border settlement through licensed partner networks.

What FX rate is used for USDC?

Every FX rate is quoted and disclosed pre-approval. Rates are drawn from live market feeds and locked at approval; there are no undisclosed spreads on eligible local rails.

Are USDC payouts real-time?

Where the beneficiary bank participates in an eligible real-time rail, USDC payouts settle in seconds. Same-day and T+0 to T+2 windows apply for batch or correspondent-bank routes respectively.

What limits apply to USDC payouts?

Limits are corridor- and rail-specific. Actual ceilings are shown pre-approval and depend on your KYB tier and destination compliance policy.

Do I need an account in USDC to send it?

No. You can fund your KeyBS Pay balance in any supported source currency; FX to USDC is handled by the platform.

Is USDC available for stablecoin funding?

You can fund payouts using USDC or USDT on eligible business corridors, with the beneficiary receiving in USDC. Retail stablecoin flows are excluded.

What compliance applies to USDC payouts?

Every payout is screened against sanctions and AML watchlists at file, batch and record level. Higher-value USDC transactions trigger enhanced due diligence.

How is USDC pricing structured?

Pricing is quote-based: FX margin, processing fee and any partner deductions are shown in full before you approve the payout. No pricing surprises after execution.

Is USDC supported via API?

Yes. Set "amount.currency": "USDC" on POST /v1/payouts. Idempotency, webhooks and OpenAPI 3.1 documentation apply.

Can I receive USDC at KeyBS Pay?

Collection accounts and virtual IBANs / VANs are corridor-specific. Contact sales to scope inbound USDC collection eligibility for your business.

Are there weekend cutoffs for USDC?

Real-time rails operate around the clock. Same-day and wire rails follow the local banking window; weekend cutoffs are shown at quote time.

Is USDC a restricted currency?

Availability is subject to jurisdictional sanctions, export controls and destination-country regulations. Restricted routes are automatically screened out at the platform level.

Can I split a payout across multiple currencies?

Each payout carries a single beneficiary currency. Splits and multi-leg orchestration are supported at the API or file-batch level.

Do you provide USDC reconciliation exports?

Yes. Per-currency, per-corridor and per-beneficiary reconciliation reports are available in the dashboard and via API export.

Ready when you are

Send USDC stablecoin through KeyBS Pay

USDC pricing is quote-based and disclosed in full before you approve.