Fintech wallets
OPay, PalmPay, Moniepoint and bank wallets, all reachable over NIP.
Settlement family
Mobile moneyIndicative speed
Real-time
Documented markets
1 market
Family timing
Real-time; wallet limits apply
Where this rail is documented
How the rail operates in each market, per the corridor dataset.
OPay, PalmPay, Moniepoint and bank wallets, all reachable over NIP.
Corridors funded over this rail
Business corridors starting in markets where this rail is documented.
Model a payment on this rail
Learn the mechanics
Other mobile moneys
Frequently asked questions
What kind of rail is Fintech wallets?
Fintech wallets is classified as a mobile money in the KeyBS Pay dataset — part of the mobile money settlement family (real-time; wallet limits apply).
How fast is Fintech wallets?
Its documented indicative speed is "Real-time". Speeds describe how the rail is documented to operate; end-to-end timing on any cross-border payment is route-dependent.
Where does Fintech wallets operate?
The dataset documents it in Nigeria. Availability on a specific payment is confirmed per quote.
Explore the payments knowledge graph
Countries · 42
Market profiles: rails, regulators, documents and corridors
Currencies · 22
Currency profiles with every business FX pair
Payment Rails · 63
Domestic and cross-border rails, by settlement family
Providers · 37
Objective capability profiles for payment providers
Settlement Methods · 7
The seven settlement families behind every route
Central Banks & Regulators · 41
Who supervises payments in each market, and what they require
From reference data to an executable quote
This page is reference metadata — availability is route-dependent. A KeyBS Pay quote shows the committed rate, disclosed fee and exact receive amount before you approve anything.
Request a QuoteReference metadata computed from the KeyBS Pay corridor dataset. Speeds are indicative and rail-dependent; availability on a specific payment is route-dependent and confirmed per quote. Also available via the free Knowledge API.