M-Pesa
Paybill and till-number payments — Kenya’s dominant business collection and disbursement channel.
Settlement family
Mobile moneyIndicative speed
Real-time, wallet limits apply
Documented markets
1 market
Family timing
Real-time; wallet limits apply
Where this rail is documented
How the rail operates in each market, per the corridor dataset.
Paybill and till-number payments — Kenya’s dominant business collection and disbursement channel.
Corridors funded over this rail
Business corridors starting in markets where this rail is documented.
Model a payment on this rail
Learn the mechanics
Other mobile moneys
Frequently asked questions
What kind of rail is M-Pesa?
M-Pesa is classified as a mobile money in the KeyBS Pay dataset — part of the mobile money settlement family (real-time; wallet limits apply).
How fast is M-Pesa?
Its documented indicative speed is "Real-time, wallet limits apply". Speeds describe how the rail is documented to operate; end-to-end timing on any cross-border payment is route-dependent.
Where does M-Pesa operate?
The dataset documents it in Kenya. Availability on a specific payment is confirmed per quote.
Explore the payments knowledge graph
Countries · 42
Market profiles: rails, regulators, documents and corridors
Currencies · 22
Currency profiles with every business FX pair
Payment Rails · 63
Domestic and cross-border rails, by settlement family
Providers · 37
Objective capability profiles for payment providers
Settlement Methods · 7
The seven settlement families behind every route
Central Banks & Regulators · 41
Who supervises payments in each market, and what they require
From reference data to an executable quote
This page is reference metadata — availability is route-dependent. A KeyBS Pay quote shows the committed rate, disclosed fee and exact receive amount before you approve anything.
Request a QuoteReference metadata computed from the KeyBS Pay corridor dataset. Speeds are indicative and rail-dependent; availability on a specific payment is route-dependent and confirmed per quote. Also available via the free Knowledge API.