Mobile money settlement
Wallet delivery and funding via mobile money networks, interoperable with banks in most markets.
When to choose mobile money
Choose mobile money when the people you pay live on their wallets: field staff, drivers, artisans, smallholder suppliers and sole traders across African markets. It reaches beneficiaries banks do not, settles in real time, and needs only a phone number — but network wallet limits cap ticket sizes, so route larger payments to bank accounts and keep mobile money for volume, not value.
Indicative timing
Real-time; wallet limits apply
Documented rails
3 rails
Markets covered
9 markets
Rails in this family
Every documented rail classified under this settlement method.
Markets using this method
Learn the mechanics
Other settlement methods
Frequently asked questions
What is mobile money?
Wallet delivery and funding via mobile money networks, interoperable with banks in most markets. The dataset documents 3 rails in this family across 9 markets.
How fast is mobile money?
Indicative timing is "Real-time; wallet limits apply". Timing describes how the family is documented to operate; end-to-end timing on any payment is route-dependent and confirmed per quote.
Which rails belong to this family?
Mobile money, Fintech wallets, M-Pesa.
Explore the payments knowledge graph
Countries · 42
Market profiles: rails, regulators, documents and corridors
Currencies · 22
Currency profiles with every business FX pair
Payment Rails · 63
Domestic and cross-border rails, by settlement family
Providers · 37
Objective capability profiles for payment providers
Settlement Methods · 7
The seven settlement families behind every route
Central Banks & Regulators · 41
Who supervises payments in each market, and what they require
From reference data to an executable quote
This page is reference metadata — availability is route-dependent. A KeyBS Pay quote shows the committed rate, disclosed fee and exact receive amount before you approve anything.
Request a QuoteReference metadata computed from the KeyBS Pay corridor dataset. Timings are indicative; availability is route-dependent and confirmed per quote. Also available via the free Knowledge API.