Canada to China
Business payouts from Canada to China. Fund in CAD, deliver in CNY, routed through the fastest eligible partner rail — subject to KYB, KYC and AML review.
Send business payouts from Canada to China through KeyBS Pay. Funds are debited in CAD and delivered to beneficiaries in CNY on the fastest eligible local rail available at the moment of payment.
The Canada → China corridor is used for supplier settlement, workforce payouts, marketplace disbursements and trade payments. Every payout is subject to KYB, KYC and AML review; pricing is quote-based and disclosed in full before approval.
KeyBS Pay routes only through partners licensed for the China destination. Where a domestic real-time rail is available (for example, a beneficiary-eligible real-time credit-transfer network), it is used by default; higher-value transactions and non-eligible beneficiary banks are routed to wire.
Corridor mechanics at a glance
Every KeyBS Pay payout follows the same operational contract; only the rail changes.
TL;DR — key takeaways
- Send business payouts from Canada to China: fund in CAD, settle in CNY.
- Settlement is real-time on eligible local rails in China, same day on batch, T+0 to T+2 on wire.
- FX rate quoted at approval and locked on submission — no undisclosed intermediary-bank deductions on eligible local rails.
- HMAC-signed webhooks, idempotent API and per-corridor reconciliation for enterprise finance teams.
- Onboarding for eligible businesses typically completes within days; corridor is subject to KYB, KYC and AML review.
Indicative mid-market rate only — commercial rate is quoted at approval and locked once you submit the payout. No undisclosed intermediary-bank deductions on eligible local rails. Availability and limits are subject to KYB / KYC / AML review.
How a Canada → China payout moves through KeyBS Pay
CAD-funded on origination · CNY-settled at destination · signed webhook on every state change.
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Frequently asked questions
How do I send money from Canada to China?
Open a KeyBS Pay business account, complete KYB, verify the China beneficiary, then submit a payout via API or the dashboard. Funds are debited in CAD and settle in CNY.
How long does a Canada → China payout take?
Real-time on eligible domestic rails, same day on batch rails, T+0 to T+2 on wire. Actual timing is disclosed pre-approval and confirmed by signed webhook.
What is the exchange rate from CAD to CNY?
The live rate is quoted at approval time and locked once the payout is submitted. There are no undisclosed spreads on eligible local rails.
What are the transaction limits on this corridor?
Limits are set per rail; higher-value transactions are routed to wire and subject to enhanced due diligence. Live limits show on the payout screen once your KYB profile is approved.
Which payment methods are supported into China?
Method availability is destination-country-dependent. The router selects the fastest eligible method by default; a specific method can be forced where program policy requires.
Do I need a local entity in China?
No. KeyBS Pay routes through licensed partners for the destination corridor. Your Canada entity remains the payer of record.
Is the corridor bidirectional?
Reverse-direction settlement (China → Canada) is available where partner scope and destination compliance permit. Contact sales to scope inbound collection for your business.
Can I fund the payout in stablecoins?
Business-only USDC / USDT funding is available on approved corridors. The beneficiary in China still receives in CNY.
What documents does China require?
Some destination corridors require shipping documents, invoices or contract references. The payout screen surfaces the exact documents needed before approval.
Are there weekend cutoffs on this corridor?
Real-time rails operate around the clock. Same-day and wire rails follow the local banking window in China.
Is the corridor compliant with export controls?
Yes. Every payout is screened for sanctions, AML and jurisdictional export-control rules. Restricted flows are automatically screened out.
What if the China payout fails?
Failed payouts return a signed webhook event with a machine-readable reason. Funds remain in the source ledger and can be refunded or re-routed.
How is pricing set for Canada to China?
Quote-based, disclosed in full pre-approval. Fees vary by rail, method and volume; the CAD → CNY FX rate is locked at approval.
Can I batch Canada → China payouts?
Yes. CSV / JSONL bulk file mode with per-row error surfacing and reconciliation is supported.
How do I get started?
Book a corridor review with our operations team or request sandbox access; the Canada → China corridor can be scoped and approved within days for eligible businesses.
Send your first Canada → China payout
Corridor scoping and KYB approval typically completes within days for eligible businesses.