Convertible mark (BAM) payouts
Convertible mark — local currency of the corridor.
Convertible mark (BAM) is a live payout currency on the KeyBS Pay platform. Convertible mark — local currency of the corridor.
BAM is the official currency in 1 country we route into, including Bosnia and Herzegovina. Beneficiaries in these markets receive funds directly in BAM, with settlement times reflecting the fastest eligible local rail.
Every BAM payout carries the same operational guarantees: pre-quoted FX, no undisclosed intermediary-bank deductions on eligible local rails, KYB / KYC / sanctions screening, and an HMAC-signed webhook audit trail. Pricing is quote-based and shown in full before approval.
Corridor mechanics at a glance
Every KeyBS Pay payout follows the same operational contract; only the rail changes.
How a BAM payout moves through KeyBS Pay
Every payout follows the same seven-step operational contract regardless of source or destination currency.
Popular BAM searches
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Where BAM is used
KeyBS Pay BAM FX vs alternatives
Frequently asked questions
Can I send payouts in BAM?
Yes. Convertible mark (BAM) is a supported payout currency on KeyBS Pay. Convertible mark — local currency of the corridor.
Which countries receive BAM?
Bosnia and Herzegovina.
What FX rate is used for BAM?
Every FX rate is quoted and disclosed pre-approval. Rates are drawn from live market feeds and locked at approval; there are no undisclosed spreads on eligible local rails.
Are BAM payouts real-time?
Where the beneficiary bank participates in an eligible real-time rail, BAM payouts settle in seconds. Same-day and T+0 to T+2 windows apply for batch or correspondent-bank routes respectively.
What limits apply to BAM payouts?
Limits are corridor- and rail-specific. Actual ceilings are shown pre-approval and depend on your KYB tier and destination compliance policy.
Do I need an account in BAM to send it?
No. You can fund your KeyBS Pay balance in any supported source currency; FX to BAM is handled by the platform.
Is BAM available for stablecoin funding?
You can fund payouts using USDC or USDT on eligible business corridors, with the beneficiary receiving in BAM. Retail stablecoin flows are excluded.
What compliance applies to BAM payouts?
Every payout is screened against sanctions and AML watchlists at file, batch and record level. Higher-value BAM transactions trigger enhanced due diligence.
How is BAM pricing structured?
Pricing is quote-based: FX margin, processing fee and any partner deductions are shown in full before you approve the payout. No pricing surprises after execution.
Is BAM supported via API?
Yes. Set "amount.currency": "BAM" on POST /v1/payouts. Idempotency, webhooks and OpenAPI 3.1 documentation apply.
Can I receive BAM at KeyBS Pay?
Collection accounts and virtual IBANs / VANs are corridor-specific. Contact sales to scope inbound BAM collection eligibility for your business.
Are there weekend cutoffs for BAM?
Real-time rails operate around the clock. Same-day and wire rails follow the local banking window; weekend cutoffs are shown at quote time.
Is BAM a restricted currency?
Availability is subject to jurisdictional sanctions, export controls and destination-country regulations. Restricted routes are automatically screened out at the platform level.
Can I split a payout across multiple currencies?
Each payout carries a single beneficiary currency. Splits and multi-leg orchestration are supported at the API or file-batch level.
Do you provide BAM reconciliation exports?
Yes. Per-currency, per-corridor and per-beneficiary reconciliation reports are available in the dashboard and via API export.
Send Convertible mark through KeyBS Pay
BAM pricing is quote-based and disclosed in full before you approve.