GTQ
Currency · ISO GTQ

Quetzal (GTQ) payouts

Quetzal — local currency of the corridor.

ISO code
GTQ
Symbol
GTQ
Countries using
1
Settlement
Real-time

Quetzal (GTQ) is a live payout currency on the KeyBS Pay platform. Quetzal — local currency of the corridor.

GTQ is the official currency in 1 country we route into, including Guatemala. Beneficiaries in these markets receive funds directly in GTQ, with settlement times reflecting the fastest eligible local rail.

Every GTQ payout carries the same operational guarantees: pre-quoted FX, no undisclosed intermediary-bank deductions on eligible local rails, KYB / KYC / sanctions screening, and an HMAC-signed webhook audit trail. Pricing is quote-based and shown in full before approval.

Corridor data

Corridor mechanics at a glance

Every KeyBS Pay payout follows the same operational contract; only the rail changes.

ISO 4217
GTQ
Symbol
GTQ
Full name
Quetzal
Central bank
Local monetary authority
Volatility
Route-dependent · quoted at approval
Common pairs
USD/GTQ · EUR/GTQ · GBP/GTQ
Settlement routes
SWIFT wire · licensed partner rails for the destination corridor
Reach
1 country · supported for cross-border settlement
FX policy
Quote-based · rate locked at approval · no undisclosed spreads on eligible local rails
Compliance
KYB · KYC · Sanctions screening · AML review at file, batch and record level
Settlement
Real-time on eligible local rails · Same day on batch · T+0 to T+2 on wire
Stablecoin
USDC / USDT funding available on eligible business corridors through approved partners
Payment flow

How a GTQ payout moves through KeyBS Pay

Every payout follows the same seven-step operational contract regardless of source or destination currency.

Compliance screening
Every payout is screened against OFAC, UN, EU and UK HMT lists plus PEP databases and adverse-media feeds. Enhanced due diligence triggers on higher-value transactions, unusual patterns or elevated-risk destinations.
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Countries

Where GTQ is used

FAQ

Frequently asked questions

Can I send payouts in GTQ?

Yes. Quetzal (GTQ) is a supported payout currency on KeyBS Pay. Quetzal — local currency of the corridor.

Which countries receive GTQ?

Guatemala.

What FX rate is used for GTQ?

Every FX rate is quoted and disclosed pre-approval. Rates are drawn from live market feeds and locked at approval; there are no undisclosed spreads on eligible local rails.

Are GTQ payouts real-time?

Where the beneficiary bank participates in an eligible real-time rail, GTQ payouts settle in seconds. Same-day and T+0 to T+2 windows apply for batch or correspondent-bank routes respectively.

What limits apply to GTQ payouts?

Limits are corridor- and rail-specific. Actual ceilings are shown pre-approval and depend on your KYB tier and destination compliance policy.

Do I need an account in GTQ to send it?

No. You can fund your KeyBS Pay balance in any supported source currency; FX to GTQ is handled by the platform.

Is GTQ available for stablecoin funding?

You can fund payouts using USDC or USDT on eligible business corridors, with the beneficiary receiving in GTQ. Retail stablecoin flows are excluded.

What compliance applies to GTQ payouts?

Every payout is screened against sanctions and AML watchlists at file, batch and record level. Higher-value GTQ transactions trigger enhanced due diligence.

How is GTQ pricing structured?

Pricing is quote-based: FX margin, processing fee and any partner deductions are shown in full before you approve the payout. No pricing surprises after execution.

Is GTQ supported via API?

Yes. Set "amount.currency": "GTQ" on POST /v1/payouts. Idempotency, webhooks and OpenAPI 3.1 documentation apply.

Can I receive GTQ at KeyBS Pay?

Collection accounts and virtual IBANs / VANs are corridor-specific. Contact sales to scope inbound GTQ collection eligibility for your business.

Are there weekend cutoffs for GTQ?

Real-time rails operate around the clock. Same-day and wire rails follow the local banking window; weekend cutoffs are shown at quote time.

Is GTQ a restricted currency?

Availability is subject to jurisdictional sanctions, export controls and destination-country regulations. Restricted routes are automatically screened out at the platform level.

Can I split a payout across multiple currencies?

Each payout carries a single beneficiary currency. Splits and multi-leg orchestration are supported at the API or file-batch level.

Do you provide GTQ reconciliation exports?

Yes. Per-currency, per-corridor and per-beneficiary reconciliation reports are available in the dashboard and via API export.

Ready when you are

Send Quetzal through KeyBS Pay

GTQ pricing is quote-based and disclosed in full before you approve.