East Caribbean dollar (XCD) payouts
East Caribbean dollar — local currency of the corridor.
East Caribbean dollar (XCD) is a live payout currency on the KeyBS Pay platform. East Caribbean dollar — local currency of the corridor.
XCD is the official currency in 6 countries we route into, including Grenada, Saint Lucia, Saint Vincent, Antigua and Barbuda, Dominica and others. Beneficiaries in these markets receive funds directly in XCD, with settlement times reflecting the fastest eligible local rail.
Every XCD payout carries the same operational guarantees: pre-quoted FX, no undisclosed intermediary-bank deductions on eligible local rails, KYB / KYC / sanctions screening, and an HMAC-signed webhook audit trail. Pricing is quote-based and shown in full before approval.
Corridor mechanics at a glance
Every KeyBS Pay payout follows the same operational contract; only the rail changes.
How a XCD payout moves through KeyBS Pay
Every payout follows the same seven-step operational contract regardless of source or destination currency.
Popular XCD searches
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KeyBS Pay XCD FX vs alternatives
Frequently asked questions
Can I send payouts in XCD?
Yes. East Caribbean dollar (XCD) is a supported payout currency on KeyBS Pay. East Caribbean dollar — local currency of the corridor.
Which countries receive XCD?
Grenada, Saint Lucia, Saint Vincent, Antigua and Barbuda, Dominica, Saint Kitts and Nevis.
What FX rate is used for XCD?
Every FX rate is quoted and disclosed pre-approval. Rates are drawn from live market feeds and locked at approval; there are no undisclosed spreads on eligible local rails.
Are XCD payouts real-time?
Where the beneficiary bank participates in an eligible real-time rail, XCD payouts settle in seconds. Same-day and T+0 to T+2 windows apply for batch or correspondent-bank routes respectively.
What limits apply to XCD payouts?
Limits are corridor- and rail-specific. Actual ceilings are shown pre-approval and depend on your KYB tier and destination compliance policy.
Do I need an account in XCD to send it?
No. You can fund your KeyBS Pay balance in any supported source currency; FX to XCD is handled by the platform.
Is XCD available for stablecoin funding?
You can fund payouts using USDC or USDT on eligible business corridors, with the beneficiary receiving in XCD. Retail stablecoin flows are excluded.
What compliance applies to XCD payouts?
Every payout is screened against sanctions and AML watchlists at file, batch and record level. Higher-value XCD transactions trigger enhanced due diligence.
How is XCD pricing structured?
Pricing is quote-based: FX margin, processing fee and any partner deductions are shown in full before you approve the payout. No pricing surprises after execution.
Is XCD supported via API?
Yes. Set "amount.currency": "XCD" on POST /v1/payouts. Idempotency, webhooks and OpenAPI 3.1 documentation apply.
Can I receive XCD at KeyBS Pay?
Collection accounts and virtual IBANs / VANs are corridor-specific. Contact sales to scope inbound XCD collection eligibility for your business.
Are there weekend cutoffs for XCD?
Real-time rails operate around the clock. Same-day and wire rails follow the local banking window; weekend cutoffs are shown at quote time.
Is XCD a restricted currency?
Availability is subject to jurisdictional sanctions, export controls and destination-country regulations. Restricted routes are automatically screened out at the platform level.
Can I split a payout across multiple currencies?
Each payout carries a single beneficiary currency. Splits and multi-leg orchestration are supported at the API or file-batch level.
Do you provide XCD reconciliation exports?
Yes. Per-currency, per-corridor and per-beneficiary reconciliation reports are available in the dashboard and via API export.
Send East Caribbean dollar through KeyBS Pay
XCD pricing is quote-based and disclosed in full before you approve.