FTS
Payment rail · Same day

FTS

UAE Funds Transfer System — same-day AED rail for larger corporate flows.

Speed
Same day
Currency
AED
Countries
1
API method
fts

FTS is a same day payment rail routed by KeyBS Pay. UAE Funds Transfer System — same-day AED rail for larger corporate flows.

Payouts routed through FTS settle to beneficiary accounts in AE. Where FTS is available for the destination country, it is the default rail for eligible payouts.

Every FTS payout is subject to KYB, KYC and sanctions screening. Pricing is disclosed in full before approval; failed payouts return a signed webhook event with a machine-readable reason code and remain refundable per program policy.

Corridor data

Corridor mechanics at a glance

Every KeyBS Pay payout follows the same operational contract; only the rail changes.

Rail name
FTS
Speed
Same day
Primary currency
AED
Coverage
United Arab Emirates
API method
Route selection is automatic; force via method="fts" where policy requires
Compliance
KYB · KYC · Sanctions screening · Route through licensed partners only
Idempotency
Every payout carries an Idempotency-Key; retries after transient errors are safe
Payment flow

How a FTS payout moves through KeyBS Pay

FTS settles in same day on eligible AED destinations.

Compliance screening
Every payout is screened against OFAC, UN, EU and UK HMT lists plus PEP databases and adverse-media feeds. Enhanced due diligence triggers on higher-value transactions, unusual patterns or elevated-risk destinations.
Popular searches

Popular FTS searches

Auto-generated from real query patterns across the KeyBS Pay hub.

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Coverage

Countries reachable via FTS

FAQ

Frequently asked questions

What is FTS?

UAE Funds Transfer System — same-day AED rail for larger corporate flows.

How fast is FTS?

Same day. Actual settlement time is disclosed pre-approval and confirmed by signed webhook once the beneficiary bank acknowledges the credit.

Which countries can I reach through FTS?

AE. Availability is beneficiary-bank-dependent; the router falls back to wire if the beneficiary bank is not on FTS.

What currencies are supported on FTS?

AED is the primary settlement currency for FTS. Multi-currency corridors are supported where the rail permits.

What limits apply on FTS?

Rail-specific ceilings apply; the platform surfaces them pre-approval. Higher-value transactions are automatically routed to wire.

Is FTS available 24/7?

Real-time rails (others) operate around the clock. Batch and wire rails follow the local banking window.

How do I integrate FTS?

You don’t. KeyBS Pay abstracts rail selection: submit a payout to POST /v1/payouts and the router picks the fastest eligible rail. Use "method": "auto" (default) or force a specific method where policy requires.

Is FTS regulated?

Yes. KeyBS Pay routes FTS payouts only through partners licensed for the destination corridor.

Can I get a FTS settlement report?

Yes. Per-rail, per-corridor reconciliation reports are available in the dashboard and via API export.

What happens if a FTS payout fails?

Failed payouts return a signed webhook event with a machine-readable reason code. Funds remain in the source ledger and can be re-routed or refunded.

How is pricing set for FTS?

Quote-based, disclosed in full pre-approval. No undisclosed intermediary-bank deductions on eligible local rails.

Can I use FTS for consumer payouts?

Yes, where the beneficiary and route policy permit consumer flows. Stablecoin routes are business-only.

Are there cutoffs on FTS?

Real-time rails have no cutoffs. Batch and wire rails follow local banking-day windows; cutoffs are shown at quote time.

Does FTS support idempotent retries?

Yes. Every KeyBS Pay payout carries an Idempotency-Key so retries after transient errors are safe.

Which industries use FTS most?

Marketplaces, cross-border trade, workforce and NGO programs are the largest users of FTS on the KeyBS Pay platform.

Ready when you are

Route your first FTS payout

Rail selection is automatic — you never have to pick one manually unless program policy requires it.