FTS
UAE Funds Transfer System — same-day AED rail for larger corporate flows.
FTS is a same day payment rail routed by KeyBS Pay. UAE Funds Transfer System — same-day AED rail for larger corporate flows.
Payouts routed through FTS settle to beneficiary accounts in AE. Where FTS is available for the destination country, it is the default rail for eligible payouts.
Every FTS payout is subject to KYB, KYC and sanctions screening. Pricing is disclosed in full before approval; failed payouts return a signed webhook event with a machine-readable reason code and remain refundable per program policy.
Corridor mechanics at a glance
Every KeyBS Pay payout follows the same operational contract; only the rail changes.
How a FTS payout moves through KeyBS Pay
FTS settles in same day on eligible AED destinations.
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Countries reachable via FTS
FTS corridors
FTS by industry
FTS developer resources
Frequently asked questions
What is FTS?
UAE Funds Transfer System — same-day AED rail for larger corporate flows.
How fast is FTS?
Same day. Actual settlement time is disclosed pre-approval and confirmed by signed webhook once the beneficiary bank acknowledges the credit.
Which countries can I reach through FTS?
AE. Availability is beneficiary-bank-dependent; the router falls back to wire if the beneficiary bank is not on FTS.
What currencies are supported on FTS?
AED is the primary settlement currency for FTS. Multi-currency corridors are supported where the rail permits.
What limits apply on FTS?
Rail-specific ceilings apply; the platform surfaces them pre-approval. Higher-value transactions are automatically routed to wire.
Is FTS available 24/7?
Real-time rails (others) operate around the clock. Batch and wire rails follow the local banking window.
How do I integrate FTS?
You don’t. KeyBS Pay abstracts rail selection: submit a payout to POST /v1/payouts and the router picks the fastest eligible rail. Use "method": "auto" (default) or force a specific method where policy requires.
Is FTS regulated?
Yes. KeyBS Pay routes FTS payouts only through partners licensed for the destination corridor.
Can I get a FTS settlement report?
Yes. Per-rail, per-corridor reconciliation reports are available in the dashboard and via API export.
What happens if a FTS payout fails?
Failed payouts return a signed webhook event with a machine-readable reason code. Funds remain in the source ledger and can be re-routed or refunded.
How is pricing set for FTS?
Quote-based, disclosed in full pre-approval. No undisclosed intermediary-bank deductions on eligible local rails.
Can I use FTS for consumer payouts?
Yes, where the beneficiary and route policy permit consumer flows. Stablecoin routes are business-only.
Are there cutoffs on FTS?
Real-time rails have no cutoffs. Batch and wire rails follow local banking-day windows; cutoffs are shown at quote time.
Does FTS support idempotent retries?
Yes. Every KeyBS Pay payout carries an Idempotency-Key so retries after transient errors are safe.
Which industries use FTS most?
Marketplaces, cross-border trade, workforce and NGO programs are the largest users of FTS on the KeyBS Pay platform.
Route your first FTS payout
Rail selection is automatic — you never have to pick one manually unless program policy requires it.