IPI
UAE Instant Payments Infrastructure — real-time AED payouts up to AED 50k.
IPI is a real-time payment rail routed by KeyBS Pay. UAE Instant Payments Infrastructure — real-time AED payouts up to AED 50k.
Payouts routed through IPI settle to beneficiary accounts in AE. Where IPI is available for the destination country, it is the default rail for eligible payouts.
Every IPI payout is subject to KYB, KYC and sanctions screening. Pricing is disclosed in full before approval; failed payouts return a signed webhook event with a machine-readable reason code and remain refundable per program policy.
Corridor mechanics at a glance
Every KeyBS Pay payout follows the same operational contract; only the rail changes.
How a IPI payout moves through KeyBS Pay
IPI settles in real-time on eligible AED destinations.
Popular IPI searches
Auto-generated from real query patterns across the KeyBS Pay hub.
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Countries reachable via IPI
IPI corridors
IPI by industry
IPI developer resources
Frequently asked questions
What is IPI?
UAE Instant Payments Infrastructure — real-time AED payouts up to AED 50k.
How fast is IPI?
Real-time. Actual settlement time is disclosed pre-approval and confirmed by signed webhook once the beneficiary bank acknowledges the credit.
Which countries can I reach through IPI?
AE. Availability is beneficiary-bank-dependent; the router falls back to wire if the beneficiary bank is not on IPI.
What currencies are supported on IPI?
AED is the primary settlement currency for IPI. Multi-currency corridors are supported where the rail permits.
What limits apply on IPI?
Rail-specific ceilings apply; the platform surfaces them pre-approval. Higher-value transactions are automatically routed to wire.
Is IPI available 24/7?
Real-time rails (including IPI) operate around the clock. Batch and wire rails follow the local banking window.
How do I integrate IPI?
You don’t. KeyBS Pay abstracts rail selection: submit a payout to POST /v1/payouts and the router picks the fastest eligible rail. Use "method": "auto" (default) or force a specific method where policy requires.
Is IPI regulated?
Yes. KeyBS Pay routes IPI payouts only through partners licensed for the destination corridor.
Can I get a IPI settlement report?
Yes. Per-rail, per-corridor reconciliation reports are available in the dashboard and via API export.
What happens if a IPI payout fails?
Failed payouts return a signed webhook event with a machine-readable reason code. Funds remain in the source ledger and can be re-routed or refunded.
How is pricing set for IPI?
Quote-based, disclosed in full pre-approval. No undisclosed intermediary-bank deductions on eligible local rails.
Can I use IPI for consumer payouts?
Yes, where the beneficiary and route policy permit consumer flows. Stablecoin routes are business-only.
Are there cutoffs on IPI?
Real-time rails have no cutoffs. Batch and wire rails follow local banking-day windows; cutoffs are shown at quote time.
Does IPI support idempotent retries?
Yes. Every KeyBS Pay payout carries an Idempotency-Key so retries after transient errors are safe.
Which industries use IPI most?
Marketplaces, cross-border trade, workforce and NGO programs are the largest users of IPI on the KeyBS Pay platform.
Route your first IPI payout
Rail selection is automatic — you never have to pick one manually unless program policy requires it.