PRO
Payment rail · Real-time

PromptPay

Thailand’s real-time payments rail launched by BOT + ITMX.

Speed
Real-time
Currency
THB
Countries
1
API method
promptpay

PromptPay is a real-time payment rail routed by KeyBS Pay. Thailand’s real-time payments rail launched by BOT + ITMX.

Payouts routed through PromptPay settle to beneficiary accounts in TH. Where PromptPay is available for the destination country, it is the default rail for eligible payouts.

Every PromptPay payout is subject to KYB, KYC and sanctions screening. Pricing is disclosed in full before approval; failed payouts return a signed webhook event with a machine-readable reason code and remain refundable per program policy.

Corridor data

Corridor mechanics at a glance

Every KeyBS Pay payout follows the same operational contract; only the rail changes.

Rail name
PromptPay
Speed
Real-time
Primary currency
THB
Coverage
Thailand
API method
Route selection is automatic; force via method="promptpay" where policy requires
Compliance
KYB · KYC · Sanctions screening · Route through licensed partners only
Idempotency
Every payout carries an Idempotency-Key; retries after transient errors are safe
Payment flow

How a PromptPay payout moves through KeyBS Pay

PromptPay settles in real-time on eligible THB destinations.

Compliance screening
Every payout is screened against OFAC, UN, EU and UK HMT lists plus PEP databases and adverse-media feeds. Enhanced due diligence triggers on higher-value transactions, unusual patterns or elevated-risk destinations.
Popular searches

Popular PromptPay searches

Auto-generated from real query patterns across the KeyBS Pay hub.

Coverage

Countries reachable via PromptPay

FAQ

Frequently asked questions

What is PromptPay?

Thailand’s real-time payments rail launched by BOT + ITMX.

How fast is PromptPay?

Real-time. Actual settlement time is disclosed pre-approval and confirmed by signed webhook once the beneficiary bank acknowledges the credit.

Which countries can I reach through PromptPay?

TH. Availability is beneficiary-bank-dependent; the router falls back to wire if the beneficiary bank is not on PromptPay.

What currencies are supported on PromptPay?

THB is the primary settlement currency for PromptPay. Multi-currency corridors are supported where the rail permits.

What limits apply on PromptPay?

Rail-specific ceilings apply; the platform surfaces them pre-approval. Higher-value transactions are automatically routed to wire.

Is PromptPay available 24/7?

Real-time rails (including PromptPay) operate around the clock. Batch and wire rails follow the local banking window.

How do I integrate PromptPay?

You don’t. KeyBS Pay abstracts rail selection: submit a payout to POST /v1/payouts and the router picks the fastest eligible rail. Use "method": "auto" (default) or force a specific method where policy requires.

Is PromptPay regulated?

Yes. KeyBS Pay routes PromptPay payouts only through partners licensed for the destination corridor.

Can I get a PromptPay settlement report?

Yes. Per-rail, per-corridor reconciliation reports are available in the dashboard and via API export.

What happens if a PromptPay payout fails?

Failed payouts return a signed webhook event with a machine-readable reason code. Funds remain in the source ledger and can be re-routed or refunded.

How is pricing set for PromptPay?

Quote-based, disclosed in full pre-approval. No undisclosed intermediary-bank deductions on eligible local rails.

Can I use PromptPay for consumer payouts?

Yes, where the beneficiary and route policy permit consumer flows. Stablecoin routes are business-only.

Are there cutoffs on PromptPay?

Real-time rails have no cutoffs. Batch and wire rails follow local banking-day windows; cutoffs are shown at quote time.

Does PromptPay support idempotent retries?

Yes. Every KeyBS Pay payout carries an Idempotency-Key so retries after transient errors are safe.

Which industries use PromptPay most?

Marketplaces, cross-border trade, workforce and NGO programs are the largest users of PromptPay on the KeyBS Pay platform.

Ready when you are

Route your first PromptPay payout

Rail selection is automatic — you never have to pick one manually unless program policy requires it.