Should I use one card for the API and the subscription?

We recommend two cards: the subscription card carries a small fixed cap; the API card carries whatever your credit budget is. Agent workloads can consume credits quickly — a hard cap is your safety net.

What happens if I hit my card cap mid-month?

Charges above the cap decline. You can raise the limit or top the card up in seconds from your dashboard — you stay in control rather than discovering an overrun at month-end.

What does the card cost?

From $60 one-time (including a $50 preloaded balance ready to spend), plus $1/month maintenance and a 2.5% funding fee on top-ups. Full details on the pricing page.

Virtual Cards

Virtual Card for Claude

A Reliable Way to Pay for Claude

Put a dedicated USD virtual card on your Anthropic billing — funded from mobile money, bank transfer or stablecoins — and keep Claude Pro and API access running without billing drama.

Get Your Claude Card See Pricing

Works on Anthropic billing
Per-card monthly caps
USDT/USDC funding

Teams across Africa are building on Claude — for coding, research and customer workflows — and hitting the same wall as every other USD-billed AI tool: local cards declined at checkout, unpredictable bank caps, and finance teams unable to see what AI actually costs.

A dedicated KeyBS Pay virtual card fixes both problems at once. Fund it from the rails you already use, put it on your Anthropic account, and give it a cap that reflects your real budget. Claude keeps running; your AI spend becomes one auditable line.

Why a dedicated card for Claude

USD credentials that fit the checkout

Standard network cards funded in USD, with 3-D Secure — the configuration international AI billing expects.

Separate Pro from API spend

One card for the flat subscription, one capped card for API credits — overruns stay contained.

Stablecoin-first funding

Already holding USDT or USDC? Fund your Claude card directly from your treasury without touching a bank.

AI budget visibility

Track exactly what Claude costs the business each month from a per-card statement.

Set it up in four steps

Open your KeyBS Pay account

Online signup and business verification — usually same-week.

Top up your wallet

USDT, USDC, mobile money or bank transfer, with conversion quoted before you confirm.

Issue a Claude card

Create the card in seconds and set a monthly cap for subscriptions plus API credits.

Add it to Anthropic

Enter the card in claude.ai or console.anthropic.com billing settings and you’re live.

Recommended card for Claude

Mastercard Silver — $60 one-time

Claude Pro, Team seats and Anthropic API credits are predictable monthly charges — Mastercard Silver handles them at the lowest cost of entry.

$50 preloaded balance included
$20,000 daily limit
$1/month maintenance

Get Mastercard Silver Compare all cards

Claude billing questions

Yes — that is exactly the use case. Fund the card in naira, cedis, shillings, mobile money or stablecoins, convert to USD at a quoted rate, and subscribe on claude.ai with the card. Anthropic applies its standard billing checks, as with any card.

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Ready to fix Claude billing for good?

Verify your business online, fund your wallet, and issue your card in seconds — with $50 already loaded and ready to spend.

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