How does XOF-to-USD conversion work?

Conversion is applied when you top up, with the rate and any route-dependent fee displayed before you confirm — no surprises on what lands in dollars.

Do the cards work for Meta and Google ad billing?

Yes — they are standard USD-funded Visa/Mastercard credentials, which is the setup that avoids the local-currency declines Ivorian advertisers see on bank cards. Platforms apply their own checks at setup, as with any card.

What do Ivorian businesses use virtual cards for?

Supplier deposits for China and Turkey sourcing, USD ad billing, and software subscriptions — one capped card per purpose, all managed from a single dashboard.

Virtual Cards

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Virtual Cards · Côte d’Ivoire

Cartes Virtuelles USD pour les Entreprises Ivoiriennes

Fund with Orange Money, MTN MoMo, Wave or an XOF bank transfer — then spend in USD on international suppliers, ad platforms and software from Abidjan to Bouaké.

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Fund with Orange Money or Wave
XOF → USD at top-up
Freeze anytime

Côte d’Ivoire anchors francophone West Africa’s trade — cocoa exports out, consumer goods and machinery in — yet international card payments remain built around slow bank processes. Meanwhile Orange Money, MTN MoMo and Wave move value instantly across the country every day.

KeyBS Pay connects those rails to global spending: top up in CFA francs from the wallet or bank account you already use, convert to USD at a rate quoted before you confirm, and issue Visa or Mastercard cards for supplier deposits, ad billing and the software stack — each with its own cap.

Fund your card in Côte d’Ivoire

Local currency: West African CFA franc (XOF) — conversion is quoted on screen before every top-up.

Orange Money

The wallet francophone West Africa runs on — top up your KeyBS wallet straight from Orange Money.

MTN MoMo & Wave

MTN Mobile Money and Wave are both supported for fast XOF top-ups.

XOF Bank Transfer

Fund from any Ivorian bank account via local transfer, with conversion quoted before you confirm.

USDT / USDC

Stablecoin funding for traders who already settle imports in digital dollars.

How businesses in Côte d’Ivoire use their cards

China & Turkey Sourcing

Per-supplier cards for deposits and marketplace orders on Côte d’Ivoire’s main import corridors.

Publicité en USD

Meta and Google ad accounts billed reliably in dollars for agencies and e-commerce brands.

SaaS & Cloud Tools

Design, hosting and business software on capped per-tool cards, paid in USD.

Common questions

Yes — Orange Money, MTN MoMo and Wave are all supported for CFA franc top-ups. Convert to USD at a quoted rate and fund any of your virtual cards from the wallet.

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Verify your business online, fund your wallet, and issue virtual Visa & Mastercard cards in seconds.