Dollar Cards Built for Zambian Trade
Fund with MTN MoMo, Airtel Money or a kwacha bank transfer — then spend in USD on South African and Chinese suppliers, ad platforms and business software.
- Fund with mobile money
- ZMW → USD at top-up
- Freeze anytime
Zambian businesses trade in every direction — copper-belt suppliers, South African wholesalers, Chinese manufacturers — and nearly all of it prices in dollars. Bank dollar cards are hard to get and harder to keep funded as the kwacha moves, leaving traders juggling agents and workarounds for basic international payments.
A KeyBS Pay virtual card puts the process back in your hands: top up from MTN MoMo, Airtel Money or a ZMW bank transfer, convert at a rate quoted before you confirm, and issue capped USD cards for each spending purpose — supplier deposits, ad billing, subscriptions.
Fund your card in Zambia
Local currency: Zambian kwacha (ZMW) — conversion is quoted on screen before every top-up.
MTN Mobile Money
Top up your KeyBS wallet directly from MTN MoMo — Zambia’s most-used mobile wallet.
Airtel Money
Airtel Money is fully supported for kwacha top-ups.
ZMW Bank Transfer
Fund from any Zambian bank account via local transfer, with conversion quoted before you confirm.
USDT / USDC
Hold value in stablecoins between kwacha cycles and fund cards without hunting for dollars.
How businesses in Zambia use their cards
South Africa & China Sourcing
Per-supplier cards for wholesale orders and deposits on Zambia’s two biggest supply corridors.
USD Ad Billing
Meta and Google ad accounts stay live on dollar-funded cards while kwacha cards decline.
Software & Tools
Accounting, design and logistics software on capped per-tool cards.
Common questions
Yes — MTN MoMo and Airtel Money are both supported for kwacha top-ups. Convert to USD at a quoted rate and fund any of your cards from the wallet balance.
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Ready to create your first card?
Verify your business online, fund your wallet, and issue virtual Visa & Mastercard cards in seconds.