How does shilling-to-dollar conversion work?

Conversion happens when you top up, with the rate and any route-dependent fee shown before you confirm. You always know exactly how many dollars land in your wallet.

Will the card work for Facebook and Google ads?

The cards are USD-funded Visa/Mastercard credentials — the configuration that avoids the local-currency billing failures common on TZS cards. Each platform applies its own checks at setup, as with any card.

What do Tanzanian businesses use the cards for most?

Supplier deposits for China and India sourcing, ad billing for tourism and e-commerce businesses, and per-tool software subscriptions — each on its own capped card.

Virtual Cards

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Virtual Cards · Tanzania

From Mobile Money to Global Spending Power

Top up with M-Pesa, Tigo Pesa, Airtel Money or a shilling bank transfer — then issue USD virtual cards for suppliers, ad platforms and the software your business runs on.

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Fund with mobile money
TZS → USD at top-up
Created in seconds

Tanzanian trade runs through Dar es Salaam’s port and the mobile money rails in everyone’s pocket — but international card payments remain the weak link. Dollar cards from banks are slow to obtain and tightly capped, while suppliers, ad platforms and SaaS tools all bill in USD.

A KeyBS Pay virtual card starts from the rails Tanzanian businesses already use daily: top up from M-Pesa, Tigo Pesa or Airtel Money, or by TZS bank transfer, convert at a quoted rate, and create capped USD cards for each purpose — sourcing deposits, ad billing, subscriptions.

Fund your card in Tanzania

Local currency: Tanzanian shilling (TZS) — conversion is quoted on screen before every top-up.

M-Pesa (Vodacom)

Top up straight from Tanzania’s most-used mobile wallet — the rail most businesses already run on.

Tigo Pesa & Airtel Money

Both major alternative wallets are supported for shilling top-ups into your KeyBS wallet.

TZS Bank Transfer

Fund from any Tanzanian bank account by local transfer, with conversion quoted before you confirm.

USDT / USDC

Stablecoin funding for trading businesses that already settle imports in digital dollars.

How businesses in Tanzania use their cards

China & India Sourcing

Per-supplier cards for deposits and marketplace orders on Tanzania’s largest import corridors.

Ads for Tourism & Trade

USD cards keep Meta and Google campaigns for lodges, tours and e-commerce billing without interruption.

Software Subscriptions

Booking systems, design tools and cloud services on capped per-tool cards.

Common questions

Yes — M-Pesa, Tigo Pesa and Airtel Money are all supported for shilling top-ups. Convert to USD at a quoted rate and fund any of your cards from the wallet balance.

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Verify your business online, fund your wallet, and issue virtual Visa & Mastercard cards in seconds.